FIX 'N FLEX
ActiveSummary
FIX 'N FLEX has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,299 and a net result of €8,152. Equity is growing by ~23% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-32
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.1 against 3.19 in 2024; short-term debt: 15.7% and cash: 37.5% of total assets), and 24.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.8%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
19 d early
2023
17 d early
2022
33 d early
2021
34 d early
2020
17 d early
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 22 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€81,299▲ 9.9%
2024 · €73,980
Total assets
€107,241▲ 0.8%
2024 · €106,413
Net result
€8,152▼ 63.1%
2024 · €22,112
Working capital
€35,315▲ 0.2%
2024 · €35,230
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,579▼ 47.5%€14,669▲ 310%€22,744▲ 55.0%€33,506▲ 47.3%€19,664▼ 41.3%
Net result€976▼ 78.6%€9,476▲ 871%€15,986▲ 68.7%€22,112▲ 38.3%€8,152▼ 63.1%
Equity€28,807▲ 0.6%€37,483▲ 30.1%€52,669▲ 40.5%€73,980▲ 40.5%€81,299▲ 9.9%
Total assets€86,794▲ 107%€87,675▲ 1.0%€90,359▲ 3.1%€106,413▲ 17.8%€107,241▲ 0.8%
Debt€57,987▲ 338%€50,193▼ 13.4%€37,691▼ 24.9%€32,433▼ 14.0%€25,942▼ 20.0%
Working capital€8,081▼ 66.6%€13,043▲ 61.4%€21,100▲ 61.8%€35,230▲ 67.0%€35,315▲ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107,241
Fixed assets
€55,102 =
Current assets
€52,139 ▲ 1.6%
Equity and liabilities €107,241
Equity
€81,299 ▲ 9.9%
Debt
€25,942 ▼ 20.0%
Debt's share of the balance-sheet total falls from 30.5% to 24.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
3.10▼
2024 · 3.19
Debt to equity
0.32▼
2024 · 0.44
ROE
10.0%▼
2024 · 29.9%
ROA
7.6%▼
2024 · 20.8%
Debt ≤ 1 year
€16,824▲
2024 · €16,080
Debt > 1 year
€9,118▼
2024 · €16,352
Income taxes
€9,960▲
2024 · €9,329
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,533 | €3,677 | - | - | - | - |
| Other operating charges640/8 | €1,877 | €1,535 | €837 | €943 | €902 | ▼ 4.4% |
| Gross operating margin9900 | €9,989 | €19,882 | €23,582 | €34,449 | €20,566 | ▼ 40.3% |
| Operating profit (loss)9901 | €3,579 | €14,669 | €22,744 | €33,506 | €19,664 | ▼ 41.3% |
| Financial income75/76B | €1 | - | €1 | €66 | €227 | ▲ 244% |
| Recurring financial income75 | €1 | - | €1 | €66 | €227 | ▲ 244% |
| Financial charges65/66B | €967 | €451 | €1,014 | €2,132 | €1,778 | ▼ 16.6% |
| Recurring financial charges65 | €967 | €451 | €1,014 | €2,132 | €1,778 | ▼ 16.6% |
| Profit (loss) for the period before taxes9903 | €2,614 | €14,219 | €21,731 | €31,440 | €18,112 | ▼ 42.4% |
| Income taxes67/77 | €1,637 | €4,743 | €5,745 | €9,329 | €9,960 | ▲ 6.8% |
| Profit (loss) for the period9904 | €976 | €9,476 | €15,986 | €22,112 | €8,152 | ▼ 63.1% |
| Profit (loss) for the period to be appropriated9905 | €976 | €9,476 | €15,986 | €22,112 | €8,152 | ▼ 63.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €86,794 | €87,675 | €90,359 | €106,413 | €107,241 | ▲ 0.8% |
| Fixed assets21/28 | €58,502 | €55,102 | €55,102 | €55,102 | €55,102 | = |
| Tangible fixed assets22/27 | €3,400 | - | - | - | - | - |
| Leasing and similar rights25 | €3,400 | - | - | - | - | - |
| Financial fixed assets28 | €55,102 | €55,102 | €55,102 | €55,102 | €55,102 | = |
| Current assets29/58 | €28,292 | €32,573 | €35,257 | €51,311 | €52,139 | ▲ 1.6% |
| Amounts receivable within one year40/41 | €863 | €4,663 | €8,655 | €7,400 | €7,400 | = |
| Trade receivables40 | - | €3,800 | €7,400 | €7,400 | €7,400 | = |
| Other amounts receivable41 | €863 | €863 | €1,255 | - | - | - |
| Cash at bank and in hand54/58 | €16,640 | €15,227 | €20,712 | €39,416 | €40,262 | ▲ 2.1% |
| Deferred charges and accrued income490/1 | €10,789 | €12,684 | €5,890 | €4,495 | €4,477 | ▼ 0.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €86,794 | €87,675 | €90,359 | €106,413 | €107,241 | ▲ 0.8% |
| Equity10/15 | €28,807 | €37,483 | €52,669 | €73,980 | €81,299 | ▲ 9.9% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €16,407 | €25,083 | €40,269 | €61,580 | €68,899 | ▲ 11.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €14,547 | €23,223 | €40,269 | €61,580 | €68,899 | ▲ 11.9% |
| Amounts payable17/49 | €57,987 | €50,193 | €37,691 | €32,433 | €25,942 | ▼ 20.0% |
| Amounts payable after more than one year17 | €37,740 | €30,663 | €23,534 | €16,352 | €9,118 | ▼ 44.2% |
| Financial debts170/4 | €37,740 | €30,663 | €23,534 | €16,352 | €9,118 | ▼ 44.2% |
| Amounts payable within one year42/48 | €20,211 | €19,530 | €14,157 | €16,080 | €16,824 | ▲ 4.6% |
| Current portion of amounts payable after more than one year42 | €10,524 | €7,077 | €7,129 | €7,182 | €7,392 | ▲ 2.9% |
| Trade debts44 | €5,003 | €5,921 | €2,162 | €2,286 | €1,431 | ▼ 37.4% |
| Suppliers440/4 | €5,003 | €5,921 | €2,162 | €2,286 | €1,431 | ▼ 37.4% |
| Taxes, remuneration and social security45 | €1,580 | €3,265 | €2,016 | €2,270 | €2,174 | ▼ 4.3% |
| Taxes450/3 | - | €1,243 | - | €169 | €56 | ▼ 66.7% |
| Remuneration and social security454/9 | €1,580 | €2,023 | €2,016 | €2,102 | €2,118 | ▲ 0.8% |
| Other amounts payable47/48 | €3,104 | €3,267 | €2,850 | €4,342 | €5,828 | ▲ 34.2% |
| Accrued charges and deferred income492/3 | €37 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €976 | €9,476 | €15,986 | €22,112 | €8,152 | ▼ 63.1% |
| + Depreciation and write-downs630 | €4,533 | €3,677 | - | - | - | - |
| Operating cash flow (approximation) | €5,509 | €13,153 | €15,986 | €22,112 | €8,152 | ▼ 63.1% |
| Investment in fixed assets (approximation) | - | -€277 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,414 | €5,485 | €18,704 | €845 | ▼ 95.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €22,112 ▲38.3%
Operating result €33,506, net result €22,112, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
29-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2015
Ground area
844 m²
Building footprint
388 m²
Volume, LiDAR
5,772 m³
2 parcels, Flanders · tallest building 20.4 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Kine Plus
since 20152.246.551.078
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0361/00D004 | Flanders | 558 m² | 1 · 284 m² | 20.4 m · 6 fl. |
| 11442C0247/00G002 | Flanders | 286 m² | 1 · 104 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
19%
According to the 2025 annual accounts of FIX 'N FLEX and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 230 EUR awarded · 230 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 119 EUR | 119 EUR |
| 2023 | 1 | 81 EUR | 81 EUR |
| 2022 | 1 | 30 EUR | 30 EUR |
Identification & contact
Identification
Legal formPrivate limited company
Founded23-09-2015
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0638848235
Also
9925:BE0638848235
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.