FIX
ActiveSummary
FIX has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €946,236 and a net result of €173,642. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 928 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+7
Solvency74▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.17 in 2024; short-term debt: 34.9% and cash: 2.4% of total assets), and 51.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
2 d early
2022
5 d early
2021
27 d early
2020
15 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€946,236▼ 2.7%
2024 · €972,594
Total assets
€1.9m▼ 23.1%
2024 · €2.5m
Net result
€173,642▲ 123%
2024 · €77,968
Working capital
€92,261▼ 53.2%
2024 · €197,190
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€141,455▼ 19.1%€200,341▲ 41.6%€101,410▼ 49.4%€107,891▲ 6.4%€89,445▼ 17.1%
Net result€100,115within the sector's middle half▼ 20.9%€145,791within the sector's middle half▲ 45.6%€57,805within the sector's middle half▼ 60.4%€77,968within the sector's middle half▲ 34.9%€173,642above the sector's middle half▲ 123%
Equity€831,030within the sector's middle half▲ 2.5%€976,821within the sector's middle half▲ 17.5%€1.0mwithin the sector's middle half▲ 5.9%€972,594within the sector's middle half▼ 6.0%€946,236above the sector's middle half▼ 2.7%
Total assets€2.1mwithin the sector's middle half▲ 22.1%€2.5mwithin the sector's middle half▲ 17.3%€2.6mwithin the sector's middle half▲ 3.0%€2.5mwithin the sector's middle half▼ 1.9%€1.9mwithin the sector's middle half▼ 23.1%
Debt€1.3m▲ 39.2%€1.5m▲ 17.2%€1.5m▲ 1.2%€1.5m▲ 0.9%€991,333▼ 35.9%
Working capital€178,620within the sector's middle half▼ 40.5%€196,183within the sector's middle half▲ 9.8%€322,636within the sector's middle half▲ 64.5%€197,190within the sector's middle half▼ 38.9%€92,261within the sector's middle half▼ 53.2%
Solvency39.1%within the sector's middle half▼ 7.5pp39.2%within the sector's middle half▲ 0.1pp40.3%within the sector's middle half▲ 1.1pp38.6%within the sector's middle half▼ 1.7pp48.8%within the sector's middle half▲ 10.2pp
Current ratio1.19within the sector's middle half▼ 0.231.18within the sector's middle half▼ 0.011.34within the sector's middle half▲ 0.161.17within the sector's middle half▼ 0.171.14within the sector's middle half▼ 0.04
Return on assets (ROA)4.7%within the sector's middle half▼ 2.6pp5.9%within the sector's middle half▲ 1.1pp2.3%within the sector's middle half▼ 3.6pp3.1%within the sector's middle half▲ 0.8pp9.0%above the sector's middle half▲ 5.9pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€1.2m ▼ 1.4%
Current assets
€767,535 ▼ 42.4%
Equity and liabilities €1.9m
Equity
€946,236 ▼ 2.7%
Debt
€991,333 ▼ 35.9%
Debt's share of the balance-sheet total falls from 61.4% to 51.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€302,782▲
2024 · €296,982
Cash flow
€386,979▲
2024 · €267,059
Debt to equity
1.05▼
2024 · 1.59
ROE
18.4%▲
2024 · 8.0%
Interest coverage
8.16▼
2024 · 12.04
Debt ≤ 1 year
€675,275▼
2024 · €1.1m
Debt > 1 year
€298,694▼
2024 · €401,941
Income taxes
€44,628▲
2024 · €24,710
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €30,510 | €1,240 | €20,634 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €142,559 | €208,793 | €219,548 | €189,091 | €213,337 | ▲ 12.8% |
| Other operating charges640/8 | €9,402 | €5,109 | €46,241 | €13,781 | €7,494 | ▼ 45.6% |
| Non-recurring operating charges66A | €27,055 | €0 | - | - | - | - |
| Gross operating margin9900 | €320,470 | €414,244 | €367,199 | €310,763 | €310,276 | ▼ 0.2% |
| Operating profit (loss)9901 | €141,455 | €200,341 | €101,410 | €107,891 | €89,445 | ▼ 17.1% |
| Financial income75/76B | €3,966 | €10,385 | €10,530 | €19,444 | €165,952 | ▲ 753% |
| Recurring financial income75 | €3,966 | €10,385 | €10,530 | €19,444 | €165,952 | ▲ 753% |
| Financial charges65/66B | €11,128 | €15,383 | €32,315 | €24,657 | €37,128 | ▲ 50.6% |
| Recurring financial charges65 | €11,128 | €15,383 | €32,315 | €24,657 | €37,128 | ▲ 50.6% |
| Profit (loss) for the period before taxes9903 | €134,293 | €195,344 | €79,625 | €102,678 | €218,270 | ▲ 113% |
| Income taxes67/77 | €34,177 | €49,553 | €21,820 | €24,710 | €44,628 | ▲ 80.6% |
| Profit (loss) for the period9904 | €100,115 | €145,791 | €57,805 | €77,968 | €173,642 | ▲ 123% |
| Profit (loss) for the period to be appropriated9905 | €100,115 | €145,791 | €57,805 | €77,968 | €173,642 | ▲ 123% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.1m | €2.5m | €2.6m | €2.5m | €1.9m | ▼ 23.1% |
| Fixed assets21/28 | €1.0m | €1.2m | €1.3m | €1.2m | €1.2m | ▼ 1.4% |
| Tangible fixed assets22/27 | €674,679 | €896,049 | €981,671 | €865,957 | €840,714 | ▼ 2.9% |
| Plant, machinery and equipment23 | €372,697 | €535,684 | €409,325 | €281,348 | €209,718 | ▼ 25.5% |
| Furniture and vehicles24 | €301,983 | €360,365 | €572,346 | €584,609 | €525,246 | ▼ 10.2% |
| Leasing and similar rights25 | - | - | - | - | €105,750 | - |
| Financial fixed assets28 | €325,620 | €325,620 | €325,620 | €320,820 | €329,320 | ▲ 2.6% |
| Current assets29/58 | €1.1m | €1.3m | €1.3m | €1.3m | €767,535 | ▼ 42.4% |
| Amounts receivable within one year40/41 | €1.0m | €1.2m | €1.2m | €1.3m | €535,469 | ▼ 57.6% |
| Trade receivables40 | €36,912 | €31,765 | €44,404 | €67,095 | €76,395 | ▲ 13.9% |
| Other amounts receivable41 | €976,648 | €1.2m | €1.2m | €1.2m | €459,074 | ▼ 61.6% |
| Cash at bank and in hand54/58 | €95,395 | €56,689 | €32,160 | €56,342 | €47,009 | ▼ 16.6% |
| Deferred charges and accrued income490/1 | €14,165 | €22,500 | €15,851 | €13,427 | €185,058 | ▲ 1,278% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.1m | €2.5m | €2.6m | €2.5m | €1.9m | ▼ 23.1% |
| Equity10/15 | €831,030 | €976,821 | €1.0m | €972,594 | €946,236 | ▼ 2.7% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €822,970 | €968,761 | €1.0m | €964,534 | €938,176 | ▼ 2.7% |
| Amounts payable17/49 | €1.3m | €1.5m | €1.5m | €1.5m | €991,333 | ▼ 35.9% |
| Amounts payable after more than one year17 | €344,042 | €433,624 | €581,977 | €401,941 | €298,694 | ▼ 25.7% |
| Financial debts170/4 | €344,042 | €433,624 | €581,977 | €401,941 | €298,694 | ▼ 25.7% |
| Amounts payable within one year42/48 | €944,502 | €1.1m | €937,653 | €1.1m | €675,275 | ▼ 40.5% |
| Current portion of amounts payable after more than one year42 | €121,090 | €182,586 | €200,218 | €198,433 | €230,650 | ▲ 16.2% |
| Financial debts43 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Credit institutions430/8 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Trade debts44 | €182,078 | €627,324 | €405,603 | €199,522 | €83,000 | ▼ 58.4% |
| Suppliers440/4 | €182,078 | €627,324 | €405,603 | €199,522 | €83,000 | ▼ 58.4% |
| Taxes, remuneration and social security45 | €17,047 | €34,049 | €4,860 | €14,499 | €20,553 | ▲ 41.8% |
| Taxes450/3 | €17,047 | €34,049 | €4,860 | €14,499 | €20,553 | ▲ 41.8% |
| Other amounts payable47/48 | €574,287 | €180,000 | €276,972 | €672,300 | €291,072 | ▼ 56.7% |
| Accrued charges and deferred income492/3 | €3,846 | €7,407 | €13,324 | €9,431 | €17,365 | ▲ 84.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €100,115 | €145,791 | €57,805 | €77,968 | €173,642 | ▲ 123% |
| + Depreciation and write-downs630 | €142,559 | €208,793 | €219,548 | €189,091 | €213,337 | ▲ 12.8% |
| Operating cash flow (approximation) | €242,674 | €354,584 | €277,353 | €267,059 | €386,979 | ▲ 44.9% |
| Investment in fixed assets (approximation) | - | -€430,163 | -€305,170 | -€68,577 | -€196,594 | ▼ 187% |
| Change in cash | - | -€38,706 | -€24,529 | €24,181 | -€9,333 | ▼ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €173,642 ▲123%
Net result €173,642, the highest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €57,805 ▼60.4%
Net result drops to €57,805, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1mEq €1.0m ▲5.9%
6 profitable years in a row build equity to €1.0m.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2004
Ground area
6,954 m²
Building footprint
1,532 m²
Volume, LiDAR
7,765 m³
Parcel 71004B0414/00V000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
FIX BVBA
since 20042.137.123.497
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004B0414/00V000 | Flanders | 6,954 m² | 1 · 1,532 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
Highest known parent: Miracle Invest. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 1
-
100%
According to the 2025 annual accounts of FIX and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 666 companies in sector 77320 we hold annual accounts for 491. 345 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-03-2004
Fiscal year end31-12
Activities, NACEBEL 2025
77320Rental and leasing activities
64210Activities of holding companies
70200Business and other management consultancy
77110Renting and leasing of cars and light motor vehicles
77120Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0864195863
Also
9925:BE0864195863
Registered
21-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.