Five Stars
ActiveFive Stars has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.85M and a net result of €181k. Its solvency ranks better than 73% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability71
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500k at 30 days only on tighter terms
Liquidity ample (current ratio 7.1; short-term debt: 5.5% and cash: 0% of total assets), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€6.85M
Total assets
€10.98M
Net result
€181k
Working capital
€3.68M
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €10.98M
Fixed assets
€6.71M
Current assets
€4.28M
Equity and liabilities €10.98M
Equity
€6.85M
Debt
€4.13M
Debt finances 37.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€412k
Cash flow
€399k
Solvency
62.4%
Current ratio
7.10
Quick ratio
7.10
Debt / equity
0.60
ROE
2.6%
ROA
1.6%
Interest coverage
31.36
Debt
€4.13M
Debt ≤ 1 year
€602k
Debt > 1 year
€3.53M
Income taxes
€183
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€10.98M
Fixed assets21/28€6.71M
Tangible fixed assets22/27€6.71M
Land and buildings22€6.71M
Current assets29/58€4.28M
Amounts receivable within one year40/41€4.28M
Other amounts receivable41€4.28M
Cash at bank and in hand54/58€378
Equity and liabilities
Total equity and liabilities10/49€10.98M
Equity10/15€6.85M
Contributions10/11€6.85M
Profit (loss) carried forward14€548
Amounts payable17/49€4.13M
Amounts payable after more than one year17€3.53M
Financial debts170/4€3.53M
Amounts payable within one year42/48€602k
Current portion of amounts payable after more than one year42€422k
Trade debts44€435
Suppliers440/4€435
Taxes, remuneration and social security45€183
Taxes450/3€183
Other amounts payable47/48€180k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€218k
Gross operating margin9900€412k
Operating profit (loss)9901€194k
Financial charges65/66B€13k
Recurring financial charges65€13k
Profit (loss) for the period before taxes9903€181k
Income taxes67/77€183
Profit (loss) for the period9904€181k
Profit (loss) for the period to be appropriated9905€181k
Appropriation of the result
Profit (loss) to be appropriated9906€181k
Profit to be distributed694/7€180k
Directors or managers695€180k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jakob van Ooststraat 88000 BruggeGround area
1,208 m²
Building footprint
1,029 m²
Parcel 31805E1295/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
Five Stars
since 20252.373.873.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31805E1295/00G000 | Flanders | 1,208 m² | 1 · 1,029 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
984500UC5N1CQE2L5938
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CREDIM
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MARTENS PROJECTS
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 2,691 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2025
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.