FitzGerald Enterprises
ActiveFitzGerald Enterprises has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+87
Solvency72▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.68 in 2024; short-term debt: 41.4% and cash: 21.3% of total assets), but 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
20 d late
2023
9 d early
2022
on the day
2021
4 d early
2020
23 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▼ 5.8%
2024 · €65k
2018: €-8k
2019: €-20k
2020: €39k
2021: €78k
2022: €83k
2023: €100k
2024: €65k
2018 → 2025
Total assets
€131k▼ 17.8%
2024 · €160k
2018: €74k
2019: €53k
2020: €104k
2021: €157k
2022: €123k
2023: €171k
2024: €160k
2018 → 2025
Net result
€19k
2024 · €-35k
2018: €-17k
2019: €-11k
2020: €58k
2021: €40k
2022: €5k
2023: €17k
2024: €-35k
2018 → 2025
Working capital
€41k▲ 17.1%
2024 · €35k
2018: €-21k
2019: €21k
2020: €59k
2021: €66k
2022: €61k
2023: €58k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€83k▲ 5.8%€100k▲ 20.6%€65k▼ 35.1%€61k▼ 5.8%
Operating result€54k-€11k▼ 79.0%€18k▲ 59.7%€-25k€22k
Net result€40k-€5k▼ 88.6%€17k▲ 276%€-35k€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €22k after a loss of €25k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€36k▼ 50.7%
Current assets
€95k▲ 10.1%
Equity and liabilities €131k
Equity
€61k▼ 5.8%
Debt
€70k▼ 25.9%
The debt ratio falls from 59.3% to 53.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€31k▲
2024 · €-11k
Cash flow
€27k▲
2024 · €-20k
Solvency
46.6%▲
2024 · 40.7%
Current ratio
1.75▲
2024 · 1.68
Quick ratio
1.75▲
2024 · 1.68
Debt / equity
1.15▼
2024 · 1.46
ROE
30.6%▲
2024 · -54.0%
ROA
14.2%▲
2024 · -22.0%
Interest coverage
8.38▲
2024 · -4.89
Debt
€70k▼
2024 · €95k
Debt ≤ 1 year
€54k▲
2024 · €52k
Debt > 1 year
€10k▼
2024 · €34k
Income taxes
€655▲
2024 · €520
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€131k▼
Fixed assets21/28€73k€36k▼
Tangible fixed assets22/27€68k€34k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€65k€32k▼
Financial fixed assets28€5k€2k▼
Current assets29/58€87k€95k▲
Amounts receivable within one year40/41€47k€48k▲
Trade receivables40€31k€43k▲
Other amounts receivable41€16k€5k▼
Cash at bank and in hand54/58€40k€28k▼
Deferred charges and accrued income490/1-€19k
Equity and liabilities
Total equity and liabilities10/49€160k€131k▼
Equity10/15€65k€61k▼
Contributions10/11€11k€11k=
Reserves13€75k€53k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€74k€51k▼
Profit (loss) carried forward14€-22k€-3k▲
Amounts payable17/49€95k€70k▼
Amounts payable after more than one year17€34k€10k▼
Financial debts170/4€34k€10k▼
Amounts payable within one year42/48€52k€54k▲
Current portion of amounts payable after more than one year42€12k€6k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€15k€7k▼
Suppliers440/4€15k€7k▼
Taxes, remuneration and social security45€12k€19k▲
Taxes450/3€8k€14k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€12k€23k▲
Accrued charges and deferred income492/3€9k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€8k▼
Other operating charges640/8€2k€860▼
Gross operating margin9900€-9k€32k▲
Operating profit (loss)9901€-25k€22k▲
Financial income75/76B€1k€631▼
Recurring financial income75€7€236▲
Non-recurring financial income76B€1k€395▼
Financial charges65/66B€11k€4k▼
Recurring financial charges65€2k€4k▲
Non-recurring financial charges66B€9k-
Profit (loss) for the period before taxes9903€-35k€19k▲
Income taxes67/77€520€655▲
Profit (loss) for the period9904€-35k€19k▲
Profit (loss) for the period to be appropriated9905€-35k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-3k▲
Profit (loss) brought forward from the previous period14P€13k€-22k▼
Transfer from equity791/2-€23k
Profit to be distributed694/7-€23k
Directors or managers695-€23k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Weakest financial yearnet €-35k ▼305%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €100k ▲20.6%
4 profitable years in a row build equity to €100k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €58k
Net result €58k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 1.70
Current ratio from 0.69 to 1.70; short-term debt falls from €66k to €31k.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
26-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruggeveldlaan 7372100 AntwerpenGround area
736 m²
Building footprint
362 m²
Volume, LiDAR
3,510 m³
2 parcels, Flanders · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
FitzGerald Enterprises
since 20112.205.730.510
FitzGerald Enterprises
since 20112.205.915.305
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11342A0326/00Y002 | Flanders | 590 m² | 1 · 217 m² | 16.5 m · 5 fl. |
| 43503H0530/00_000 | Flanders | 146 m² | 1 · 146 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,470 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2011
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
46510Wholesale trade
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
90311Arts creation and performing arts activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.