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FITRACO

Active Risk: not assessed
Public limited companyfounded 1983active for 42 yearsWijnegemsteenweg 22, 2970 Schilde, BelgiumKBO/BCE: BE 0425.012.626
Summary

FITRACO is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.1m and a net result of €92,832. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 55% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals.

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FITRACOActive
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Overview

Official details

Source: KBO
Status
Active since 20-12-1983 Normal situation
Registered office
42 active companies are registered at this address 4 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Financial service activities, except insurance and pension funding NACE 64910
Establishment unit
2.023.621.819 2970 Schilde, since 20-12-1983
Financial year end
31 December
Peppol
Reachable since 09-12-2025
Company details

Board and ownership

Board
  • N3X Investments NVDirector · since 26-04-2023
  • NiZoRo BVDirector · since 26-04-2023
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€92,832
▼ 53.4%
Equity
€2.1m
▲ 4.7%
Total assets
€3.7m
▼ 13.7%
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 61 days after the deadline
Net result -53%: other schema
Filed on 30-09-2026
Financials
Signalsraises risk2025 accounts filed 61 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
29 days late
2023
89 days late
2022
91 days late
2021
29 days late
2020
64 days early
2019
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 46 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (5 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025different schema filed ▼ 53.4% View
  • Positive: 4th oldest company in Schilde, Finance and insurance sectorin the Checked rankings No. 4 View
  • Positive: 6 profitable years in a rowprofit 2025: €92,832 6 years View

Comparable companies

These companies have the same main activity as FITRACO: financial service activities, except insurance and pension funding (NACE 64910). They are comparable in size and age: total assets between €1.2m and €3.8m, founded between 1976 and 1989.

CompanyTotal assetsGross margin
FITRACO Schilde€3.7m€0.08m
SERINVEST Merelbeke-Melle€2.1m€0.08m
PULIMMEX Nieuwerkerken (Limb.)€3.8m€0.2m
Chrislie Wemmel€1.2m€0.08m
RealLease Zaventem€3.4m€0.2m
AXIONA Gent€2.8m€0.2m
DEPOVOX Harelbeke€3.6m€0.02m
Full comparison

Key facts about FITRACO
What is the company number of FITRACO?
The company number of FITRACO is 0425.012.626. The VAT number is the same number with BE in front: BE 0425.012.626.
Where is FITRACO based?
The registered office is at Wijnegemsteenweg 22, 2970 Schilde.Company details
What does FITRACO do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64910).
What is the legal form of FITRACO?
The legal form of FITRACO is Public limited company (NV).
When was FITRACO founded?
FITRACO was founded on 20-12-1983.
Is FITRACO still active?
Yes, FITRACO is an active enterprise in the KBO register.
What is the turnover of FITRACO?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €79,126 and 40 comparable companies (NACE 64). It probably lies between €120,000 and €220,000.Financials
Is FITRACO profitable?
In financial year 2025, FITRACO made a profit of €92,832.
Where can I find the annual accounts of FITRACO?
FITRACO filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FITRACO due?
FITRACO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

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