FITMUM
ActiveFITMUM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €3k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 2295 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency95▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 2.92 in 2024; short-term debt: 30.4% and cash: 16% of total assets), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
6 d early
2024
16 d early
2023
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 7.0%
2024 · €36k
2023: €23k
2024: €36k
2023 → 2025
Total assets
€56k▲ 5.6%
2024 · €53k
2023: €37k
2024: €53k
2023 → 2025
Net result
€3k▼ 76.5%
2024 · €14k
2023: €22k
2024: €14k
2023 → 2025
Working capital
€28k▼ 10.8%
2024 · €32k
2023: €20k
2024: €32k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€23k-€36k▲ 59.7%€39k▲ 7.0%
Operating result€29k-€18k▼ 38.8%€7k▼ 58.6%
Net result€22k-€14k▼ 36.2%€3k▼ 76.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 59% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€10k▲ 133%
Current assets
€45k▼ 6.3%
Equity and liabilities €56k
Equity
€39k▲ 7.0%
Debt
€17k▲ 2.5%
The debt ratio falls from 31.3% to 30.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▼
2024 · €19k
Cash flow
€6k▼
2024 · €15k
Solvency
69.6%▲
2024 · 68.7%
Current ratio
2.67▼
2024 · 2.92
Quick ratio
2.66▼
2024 · 2.91
Debt / equity
0.44▼
2024 · 0.46
ROE
8.7%▼
2024 · 39.7%
ROA
6.1%▼
2024 · 27.3%
Interest coverage
6.90▼
2024 · 54.55
Debt
€17k▲
2024 · €16k
Debt ≤ 1 year
€17k▲
2024 · €16k
Income taxes
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€56k▲
Fixed assets21/28€4k€10k▲
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€3k€9k▲
Furniture and vehicles24€2k€5k▲
Other tangible fixed assets26€594€4k▲
Current assets29/58€48k€45k▼
Stocks and contracts in progress3€300€300=
Stocks30/36€300€300=
Amounts receivable within one year40/41€32k€34k▲
Trade receivables40€17k€22k▲
Other amounts receivable41€15k€12k▼
Cash at bank and in hand54/58€15k€9k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€53k€56k▲
Equity10/15€36k€39k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€35k€38k▲
Amounts payable17/49€16k€17k▲
Amounts payable within one year42/48€16k€17k▲
Trade debts44€11k€12k▲
Suppliers440/4€11k€12k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€833€833=
Income statement
Code20242025
Remuneration, social security and pensions62€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€972€2k▲
Other operating charges640/8€387-
Gross operating margin9900€20k€9k▼
Operating profit (loss)9901€18k€7k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€341€1k▲
Recurring financial charges65€341€1k▲
Profit (loss) for the period before taxes9903€19k€7k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€14k€3k▼
Profit (loss) for the period to be appropriated9905€14k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€39k▲
Profit (loss) brought forward from the previous period14P€22k€35k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €3k ▼76.5%
Net result drops to €3k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerselarenlaan 331030 SchaarbeekGround area
1,388 m²
Building footprint
462 m²
Volume, LiDAR
1,924 m³
Parcel 21911C0139/00E016, Brussels · tallest building 12.2 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21911C0139/00E016 | Brussels | 1,387 m² | 1 · 462 m² | 12.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,292 companies in sector 93110 we hold annual accounts for 1,495. 926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2023
Fiscal year end31-12
Activities, NACEBEL
93110Operation of sports facilities
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.