FITFAKTOR
ActiveSummary
FITFAKTOR has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €457k and a net result of €61k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 63% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+12
Solvency68▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.57 in 2024; short-term debt: 21.6% and cash: 11.8% of total assets), and 56.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
5.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
4 d early
2023
1 d early
2022
63 d early
2021
17 d late
2020
18 d early
2019
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€457k▲ 15.2%
2024 · €397k
2019: €251k
2020: €244k
2021: €137k
2022: €298k
2023: €348k
2024: €397k
2019 → 2025
Total assets
€1.06M▼ 5.7%
2024 · €1.12M
2019: €1.43M
2020: €1.33M
2021: €1.14M
2022: €1.20M
2023: €1.10M
2024: €1.12M
2019 → 2025
Net result
€61k▲ 22.9%
2024 · €49k
2019: €-9k
2020: €-7k
2021: €-107k
2022: €161k
2023: €50k
2024: €49k
2019 → 2025
Working capital
€-92k▲ 22.4%
2024 · €-119k
2019: €51k
2020: €36k
2021: €-44k
2022: €-52k
2023: €-6k
2024: €-119k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€298k▲ 118%€348k▲ 16.6%€397k▲ 14.2%€457k▲ 15.2%
Operating result€-107k-€204k€104k▼ 49.3%€91k▼ 12.6%€109k▲ 20.4%
Net result€-107k-€161k€50k▼ 69.3%€49k▼ 0.6%€61k▲ 22.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€921k ▼ 4.6%
Current assets
€136k ▼ 12.1%
Equity and liabilities €1.06M
Equity
€457k ▲ 15.2%
Debt
€599k ▼ 17.1%
Debt's share of the balance-sheet total falls from 64.6% to 56.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€163k▲
2024 · €149k
Cash flow
€114k▲
2024 · €107k
Current ratio
0.60▲
2024 · 0.57
Quick ratio
0.58▲
2024 · 0.55
Debt to equity
1.31▼
2024 · 1.82
ROE
13.2%▲
2024 · 12.4%
ROA
5.7%▲
2024 · 4.4%
Interest coverage
6.01▲
2024 · 4.77
Debt ≤ 1 year
€228k▼
2024 · €273k
Debt > 1 year
€371k▼
2024 · €450k
Income taxes
€22k▲
2024 · €10k
Staff costs
€151k▲
2024 · €150k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.06M▼
Fixed assets21/28€965k€921k▼
Tangible fixed assets22/27€965k€921k▼
Land and buildings22€828k€790k▼
Plant, machinery and equipment23€136k€130k▼
Furniture and vehicles24€723€397▼
Current assets29/58€154k€136k▼
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41€12k€7k▼
Trade receivables40€12k€121▼
Other amounts receivable41€342€7k▲
Cash at bank and in hand54/58€138k€125k▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.06M▼
Equity10/15€397k€457k▲
Contributions10/11€66k€66k=
Reserves13€331k€391k▲
Distributable reserves133€331k€391k▲
Amounts payable17/49€723k€599k▼
Amounts payable after more than one year17€450k€371k▼
Financial debts170/4€407k€328k▼
Other amounts payable178/9€43k€43k=
Amounts payable within one year42/48€273k€228k▼
Current portion of amounts payable after more than one year42€141k€153k▲
Trade debts44€119k€50k▼
Suppliers440/4€119k€50k▼
Taxes, remuneration and social security45€12k€24k▲
Taxes450/3€2k€13k▲
Remuneration and social security454/9€10k€11k▲
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Remuneration, social security and pensions62€150k€151k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€54k▼
Other operating charges640/8€12k€20k▲
Gross operating margin9900€311k€333k▲
Operating profit (loss)9901€91k€109k▲
Financial income75/76B€72€611▲
Recurring financial income75€72€611▲
Financial charges65/66B€31k€27k▼
Recurring financial charges65€31k€27k▼
Profit (loss) for the period before taxes9903€59k€83k▲
Income taxes67/77€10k€22k▲
Profit (loss) for the period9904€49k€61k▲
Profit (loss) for the period to be appropriated9905€49k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€61k▲
Transfer to equity691/2€49k€61k▲
To other reserves6921€49k€61k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €161k
Net result €161k after 3 loss-making years.
30-06
Financial
Equity above €200kEq €298k ▲118%
Equity rises from €137k to €298k.
17-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
30-06
Financial
Weakest financial yearnet €-107k
Net result drops to €-107k, the lowest in the series; recovery starts the following year.
13-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
23-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 502570 DuffelGround area
3,426 m²
Building footprint
1,124 m²
Volume, LiDAR
6,732 m³
Parcel 12302B0245/00S000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FITFAKTOR
since 20092.183.531.366
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12302B0245/00S000 | Flanders | 3,426 m² | 1 · 1,124 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Food safety, FASFC
1 siteDuffel2.183.531.366
Dual-learning approval
1 live approvalFitnessbegeleider duaal (so)
Similar companies · same sector, comparable size
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BE 0461.030.211
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HELLAS
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Ark Holding
BE 0867.271.456
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L'ESPACE VITAL
BE 0440.340.804
Ans · Eq €438k
MAAW
BE 0502.819.393
Brussel · Eq €478k
Of 1,518 companies in sector 93130 we hold annual accounts for 687. 375 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2009
Fiscal year end30-06
Activities, NACEBEL 2025
93130Fitness centres
82300Organisation of conventions and trade shows
93192Activities of independent sportspeople
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.