FITCLASS IEPER
ActiveSummary
FITCLASS IEPER has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230k and a net result of €24k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-1
Solvency87▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 1.8 in 2024; short-term debt: 22.3% and cash: 15.5% of total assets), and 38.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.7%
Return on assets
6.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
1 d early
2022
2 d late
2021
1 d early
2020
20 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€230k▲ 10.6%
2024 · €208k
2018: €30k
2019: €74k
2020: €135k
2021: €139k
2022: €151k
2023: €180k
2024: €208k
2018 → 2025
Total assets
€372k▼ 2.8%
2024 · €383k
2018: €102k
2019: €258k
2020: €338k
2021: €292k
2022: €305k
2023: €313k
2024: €383k
2018 → 2025
Net result
€24k▼ 20.1%
2024 · €30k
2018: €-32k
2019: €52k
2020: €62k
2021: €6k
2022: €14k
2023: €30k
2024: €30k
2018 → 2025
Working capital
€92k▲ 36.8%
2024 · €68k
2018: €10k
2019: €40k
2020: €87k
2021: €82k
2022: €108k
2023: €89k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€151k▲ 8.7%€180k▲ 18.8%€208k▲ 15.6%€230k▲ 10.6%
Operating result€10k-€17k▲ 60.2%€47k▲ 183%€41k▼ 12.3%€38k▼ 8.6%
Net result€6k-€14k▲ 134%€30k▲ 119%€30k▼ 1.2%€24k▼ 20.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €372k
Fixed assets
€197k ▼ 14.6%
Current assets
€175k ▲ 15.1%
Equity and liabilities €372k
Equity
€230k ▲ 10.6%
Debt
€142k ▼ 18.7%
Debt's share of the balance-sheet total falls from 45.8% to 38.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€81k=
2024 · €81k
Cash flow
€67k▼
2024 · €70k
Current ratio
2.11▲
2024 · 1.80
Quick ratio
2.08▲
2024 · 1.77
Debt to equity
0.62▼
2024 · 0.84
ROE
10.3%▼
2024 · 14.3%
ROA
6.4%▼
2024 · 7.8%
Interest coverage
20.41▲
2024 · 20.10
Debt ≤ 1 year
€83k▼
2024 · €85k
Debt > 1 year
€39k▼
2024 · €66k
Income taxes
€11k▼
2024 · €12k
Staff costs
€126k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€383k€372k▼
Fixed assets21/28€230k€197k▼
Tangible fixed assets22/27€230k€197k▼
Land and buildings22€110k€102k▼
Plant, machinery and equipment23€115k€95k▼
Furniture and vehicles24€5k€240▼
Financial fixed assets28€48€48=
Current assets29/58€152k€175k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€50k€41k▼
Trade receivables40€50k€41k▼
Other amounts receivable41€141€75▼
Current investments50/53€49k€49k=
Cash at bank and in hand54/58€49k€58k▲
Deferred charges and accrued income490/1€3k€24k▲
Equity and liabilities
Total equity and liabilities10/49€383k€372k▼
Equity10/15€208k€230k▲
Contributions10/11€12k€12k=
Reserves13€195k€217k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€53€53=
Distributable reserves133€193k€215k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€175k€142k▼
Amounts payable after more than one year17€66k€39k▼
Financial debts170/4€66k€39k▼
Amounts payable within one year42/48€85k€83k▼
Current portion of amounts payable after more than one year42€27k€27k▲
Trade debts44€21k€0▼
Suppliers440/4€21k€0▼
Advances received on contracts in progress46€13k€15k▲
Taxes, remuneration and social security45€8k€25k▲
Taxes450/3€6k€19k▲
Remuneration and social security454/9€2k€7k▲
Other amounts payable47/48€15k€16k▲
Accrued charges and deferred income492/3€24k€20k▼
Income statement
Code20242025
Non-recurring operating income76A-€22k
Remuneration, social security and pensions62€82k€126k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€44k▲
Other operating charges640/8€16k€2k▼
Gross operating margin9900€179k€209k▲
Operating profit (loss)9901€41k€38k▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€41k€35k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€30k€24k▼
Profit (loss) for the period to be appropriated9905€30k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€24k▼
Transfer to equity691/2€28k€22k▼
To other reserves6921€28k€22k▼
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €200kEq €208k ▲15.6%
6 profitable years in a row build equity to €208k.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-09
Financial
Equity above €150kEq €151k ▲8.7%
4 profitable years in a row build equity to €151k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
30-09
Financial
Highest result since 2018net €62k ▲19%
Operating result €83k, net result €62k, both a record.
30-09
Financial
Equity above €100kEq €135k ▲81%
2 profitable years in a row build equity to €135k.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
Show earlier events
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthulst · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenbeekstraat 778650 HouthulstGround area
1.9 ha
Building footprint
1.1 ha
Volume, LiDAR
69,334 m³
3 parcels, Flanders · tallest building 21.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
BeweegCoach Torhout
since 20192.376.659.554
BeweegCoach Diksmuide
since 20192.295.247.058
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32003D0143/00F002 | Flanders | 1.6 ha | 1 · 7,326 m² | 16.7 m · 1 fl. |
| 31522D0561/00T002 | Flanders | 1,900 m² | 1 · 3,074 m² | 21.5 m · 4 fl. |
| 32306B1160/00X002 | Flanders | 593 m² | 1 · 152 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 18,450 EUR awarded · 18,450 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 8,338 EUR | 8,338 EUR |
| 2024 | 2 | 5,270 EUR | 5,270 EUR |
| 2023 | 1 | 2,268 EUR | 2,268 EUR |
| 2022 | 3 | 2,574 EUR | 2,574 EUR |
Schemes
Individueel Maatwerk
Vlaams opleidingsverlof (VOV)
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,518 companies in sector 93130 we hold annual accounts for 687. 464 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-12-2010
Fiscal year end30-09
Activities, NACEBEL 2025
93130Fitness centres
47639Retail sale of other sporting goods
85510Sports and recreation education
93110Operation of sports facilities
93199Other sports activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.