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FITCHA FACADE

Active
Private limited companyfounded 2025active for 1 yearJozef Van Elewijckstraat 86, 1853 Grimbergen, BelgiumKBO/BCE: BE 1020.630.436
Summary

The computed 12-month bankruptcy probability of FITCHA FACADE is 5.7% (elevated). The annual accounts of FITCHA FACADE for financial year 2025 show a net loss of 475% of total assets. The 2025 annual accounts show equity of €351 and a net result of -€2,649. Its solvency ranks better than 71% of 9,394 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 03-03-2025 Normal situation
Registered office
18 active companies are registered at this address 7 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.372.186.765 1853 Grimbergen, since 03-03-2025
Financial year end
31 December
Peppol
Reachable since 24-10-2026

Board and ownership

Board

Financial position

37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.7%
Annual accounts 2025
Gross margin
-€2,056
Loss
€2,649
Equity
€351
Total assets
€557
  • 2025 accounts filed 28 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 2.701 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 49% of micro companies in construction of buildings (NACE 41)
Financial strength
Average
Solvency 88
equity 63.0% of total assets
Liquidity 66
short-term debt 37.0%
Profitability 0
return on assets -475.2%
Bankruptcy probability within 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 04-2026: 3.6%lowest value 05-2026: 3.7%▲ +0.1 percentage points vs 04-2026 06-2026: 4.1%▲ +0.4 percentage points vs 05-2026 07-2026: 4.2%▲ +0.1 percentage points vs 06-2026 08-2026: 4.6%▲ +0.4 percentage points vs 07-2026 09-2026: 3.9%▼ -0.7 percentage points vs 08-2026 10-2026: 5.7%▲ +1.8 percentage points vs 09-2026highest value 11-2026: 5.7%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 72% of them on solvency, 71% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 2.70
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Less equity than 87% of companies in construction of buildingssector median €45,646 · 9,397 companies €351 View
  • Board changedlatest change 30-06-2026 · 3 in office 2 joined · 1 left View

Recent changes

  1. · Gazette deed Registered office moved within GrimbergenAppointments: HUBERT MASLOWSKI (director) and ACHRAF EL HARRAK (director) · Resignation: Hamza El Harrak (director)
  2. · Gazette deed Resignation: FARID EL HAMMOUTI (director)Appointment: Hamza El Harrak (director)
  3. · Gazette deed IncorporationStarting capital €3,000 · Appointment: EL HAMMOUTI Farid (director)
All 4 events

Comparable companies

These companies have the same main activity as FITCHA FACADE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €297 and €835, founded between 2024 and 2025.

CompanyTotal assetsGross margin
FITCHA FACADE Grimbergen€557-€2,056
IGN IMPLANTATION GESTION NEGOCE Kraainem€454-€2,435
De Bouwer Antwerpen€667-€2,192
BUILD COMPANY GROUP Zaventem€764-€3,717
Enired Group Zaventem€835-€3,620
TM TOTALE RENOVATIE Izegem€422-€2,429
YANY Dilbeek€297-€16,618
Full comparison

Key facts about FITCHA FACADE

What is the company number of FITCHA FACADE?
The company number of FITCHA FACADE is 1020.630.436. The VAT number is the same number with BE in front: BE 1020.630.436.
Where is FITCHA FACADE based?
The registered office is at Jozef Van Elewijckstraat 86, 1853 Grimbergen.Company details
What does FITCHA FACADE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of FITCHA FACADE?
The legal form of FITCHA FACADE is Private limited company (BV).
When was FITCHA FACADE founded?
FITCHA FACADE was founded on 03-03-2025.
Is FITCHA FACADE still active?
Yes, FITCHA FACADE is an active enterprise in the KBO register.
What is the turnover of FITCHA FACADE?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is FITCHA FACADE profitable?
In financial year 2025, FITCHA FACADE made a loss of €2,649.
Where can I find the annual accounts of FITCHA FACADE?
FITCHA FACADE filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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