FITADVICE

Active

Private limited companyfounded 20215 yrs activeRue du Spignat 75, 6030 Charleroi, BelgiumKBO/BCE: BE 0772.821.764

The computed 12-month bankruptcy probability of FITADVICE is 2.7% (moderate). For FITADVICE, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (€-616) and a net result of €-1k. Its solvency ranks better than 21% of 2668 sector peers (fiscal year 2022). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

No current score

Figures too old

The available figures for FY 2022 are too old to assess current financial health.

Filing: At least two filing cycles are missing

Axes, FY 2022 · tick = 2021

Profitability0=

Solvency10▼-26

Growth58

Track record94

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2022

Age of the figures

45 mo

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 93

Relative position

BE, all sectors

reference

Sector 93

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Two or more financial years not filed

Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 2 filings

Position against the passed deadline

31-12-2023 close31-07-2024 deadline23-09-2026 today

Filed after the deadline

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

not filed

2022

31 d late

2021

304 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2022, micro schema

Equity

€-616

2021 · €646

2021: €646

2021 → 2022

Total assets

€4k▼ 33.8%

2021 · €6k

2021: €6k

2021 → 2022

Net result

€-1k▲ 71.0%

2021 · €-4k

2021: €-4k

2021 → 2022

Working capital

€-3k▼ 12.8%

2021 · €-3k

2021: €-3k

2021 → 2022

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022Trend

Equity€646-€-616

Operating result€-4k-€-1k▲ 73.6%

Net result€-4k-€-1k▲ 71.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €1k in 2022 against €4k in 2021; the loss shrinks.

Balance-sheet composition

2022 in colour, 2021 as the grey bar beneath

Assets €1k

18.7%

81.3%

Fixed assets €278▼ 41.3%

Current assets €1k▼ 49.4%

Key figures and ratios

2022 value · change against 2021

EBITDA

€-274▲

2021 · €-4k

Cash flow

€-389▲

2021 · €-4k

Interest coverage

-2.38▲

2021 · -1530.87

Debt

€5k▼

2021 · €5k

Debt ≤ 1 year

€5k▼

2021 · €5k

Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2022 against 2021

Balance sheet Code20212022

Assets

Total assets20/58€6k€4k▼

Formation expenses20€3k€3k▼

Fixed assets21/28€474€278▼

Tangible fixed assets22/27€474€278▼

Furniture and vehicles24€474€278▼

Current assets29/58€2k€1k▼

Amounts receivable within one year40/41€2k€1k▼

Trade receivables40€1k-

Other amounts receivable41€1k€1k=

Cash at bank and in hand54/58€49-

Equity and liabilities

Total equity and liabilities10/49€6k€4k▼

Equity10/15€646€-616▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€-4k€-6k▼

Amounts payable17/49€5k€5k▼

Amounts payable within one year42/48€5k€5k▼

Trade debts44€3k€887▼

Suppliers440/4€3k€887▼

Other amounts payable47/48€2k€4k▲

Income statement Code20212022

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€295€873▲

Gross operating margin9900€-4k€-274▲

Operating profit (loss)9901€-4k€-1k▲

Financial charges65/66B€3€115▲

Recurring financial charges65€3€115▲

Profit (loss) for the period before taxes9903€-4k€-1k▲

Profit (loss) for the period9904€-4k€-1k▲

Profit (loss) for the period to be appropriated9905€-4k€-1k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-4k€-6k▼

Profit (loss) brought forward from the previous period14P-€-4k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 2Filings 2

2023

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

31-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 304 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Charleroi · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Spignat 756030 Charleroi

Ground area

584 m²

Building footprint

329 m²

Volume, LiDAR

509 m³

2 parcels, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

FitAdvice

Rue des Tanneries 12, 6700 ArlonOther business support services

since 20212.320.986.207

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
81001A0857/00N000	Wallonia	342 m²	1 · 273 m²	-
52044B0559/00P013	Wallonia	242 m²	1 · 57 m²	10.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

LES ECURIES DU WARCHET

BE 0876.518.823

Braine-l'Alleud · Eq €732

Of 3,876 companies in sector 93199 we hold annual accounts for 606. 66 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-08-2021

Fiscal year end31-12

Activities, NACEBEL

93199Other sports activities

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.