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FIT4DEV

Active
Private limited company (pre-2019)founded 2018active for 8 yearsRue du Village, Sauv. 50, 5030 Gembloux, BelgiumKBO/BCE: BE 0712.581.893

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FIT4DEV has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €352,688 and a net result of €36,337. Equity is growing by about 25% per year across the filed financial years. Its solvency ranks better than 95% of 538 sector peers (NACE 62, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 25-10-2018 Normal situation
Legal form
Private limited company (pre-2019)
Registered office
Rue du Village, Sauv. 50, 5030 Gembloux
Activity
Computer consultancy and computer facilities management NACE 62200and 4 others
Establishment unit
2.281.528.486 5030 Gembloux, since 25-10-2018
Financial year end
31 March
Peppol
Reachable

How it is doing

96 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Gross margin
€53,181
▲ 18.5%
Turnover
≈ €100,000
estimated
Profit
€36,337
▲ 62.3%
Equity
€352,688
▲ 11.5%
Total assets
€361,028
▲ 11.1%
2026 accounts 77 days early
Filed on 15-08-2026at the National Bank
Why 96raises risk1 of the last 3 latelowers riskLiquidity: current ratio 31.97, cash €191,965Sector: Computer programming, consultancy and related activities (NACE 62)Equity €352,688 (97.7% of total assets)Show the evidence

Checked score

Score 2026
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 70% of its sector peers (NACE 62, micro)
Financial strength · tick = 2025
Strong
Solvency 100=
equity 97.7% of total assets
Liquidity 100=
short-term debt 2.3% · cash 53.2%
Profitability 81+4
return on assets 10.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,908 companies, NACE 62, micro)
Last 24 months 11-2024: < 0.1% 12-2024: 0.1%▲ +0.1 percentage points vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.3%▼ -0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: < 0.1%▼ -0.3 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 31.97, compared with 29.25 in 2025, above the usual 1.5; short-term debt: 2.3% and cash: 53.2% of total assets), and 2.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 96% on liquidity, 42% on profitability and 58% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 31.97, cash €191,965
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €352,688 (97.7% of total assets)
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-08-2026, 77 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2026
77 days early
2025
35 days early
2024
328 days late
2023
21 days early
2022
48 days early
2021
47 days early
2020
47 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 26 September (4 of the last 5 filed years within 42 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Financials · financial year 2026, micro format

Latest annual accounts filed

Annual accounts 2026

View at the NBB
Financial year ended
31-03-2026
Filed on
15-08-2026
Format
micro format
Reference
2026-00400040
Turnover
≈ €100,000
Estimated: probably between €90,000 and €140,000
Total assets
€361,028▲ 11.1%
2025 · €324,887
Net result
€36,337▲ 62.3%
2025 · €22,392
Working capital
€258,277▲ 7.1%
2025 · €241,127
Trend over the years

2022 to 2026, 5 financial years 2020 to 2026, 7 financial years

The operating result recovers in 2026; 2026 is 25% above 2025.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€42,096 2026 Net result€36,337 2026

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2020202120222023202420252026
Operating result€32,874-€46,105▲ 40.2%€90,099▲ 95.4%€101,993▲ 13.2%€82,340▼ 19.3%€33,678▼ 59.1%€42,096▲ 25.0%
Net result€25,563-€31,087within the sector's middle half▲ 21.6%€72,322above the sector's middle half▲ 133%€86,634above the sector's middle half▲ 19.8%€65,953above the sector's middle half▼ 23.9%€22,392within the sector's middle half▼ 66.0%€36,337▲ 62.3%
Equity€37,963-€69,050within the sector's middle half▲ 81.9%€141,372within the sector's middle half▲ 105%€228,006above the sector's middle half▲ 61.3%€293,959above the sector's middle half▲ 28.9%€316,351above the sector's middle half▲ 7.6%€352,688▲ 11.5%
Total assets€51,168-€78,585within the sector's middle half▲ 53.6%€183,664within the sector's middle half▲ 134%€264,528within the sector's middle half▲ 44.0%€309,378above the sector's middle half▲ 17.0%€324,887above the sector's middle half▲ 5.0%€361,028▲ 11.1%
Debt€13,205-€9,535▼ 27.8%€42,292▲ 344%€36,522▼ 13.6%€15,419▼ 57.8%€8,536▼ 44.6%€8,340▼ 2.3%
Working capital€33,511-€65,550within the sector's middle half▲ 95.6%€126,335above the sector's middle half▲ 92.7%€145,989above the sector's middle half▲ 15.6%€209,711above the sector's middle half▲ 43.6%€241,127above the sector's middle half▲ 15.0%€258,277▲ 7.1%
Solvency74.2%-87.9%above the sector's middle half▲ 13.7pp77.0%within the sector's middle half▼ 10.9pp86.2%above the sector's middle half▲ 9.2pp95.0%above the sector's middle half▲ 8.8pp97.4%above the sector's middle half▲ 2.4pp97.7%▲ 0.3pp
Current ratio3.54-7.87above the sector's middle half▲ 4.345.19above the sector's middle half▼ 2.695.36above the sector's middle half▲ 0.1814.60above the sector's middle half▲ 9.2429.25above the sector's middle half▲ 14.6531.97▲ 2.72
Return on assets (ROA)50.0%-39.6%above the sector's middle half▼ 10.4pp39.4%above the sector's middle half▼ 0.2pp32.8%within the sector's middle half▼ 6.6pp21.3%within the sector's middle half▼ 11.4pp6.9%within the sector's middle half▼ 14.4pp10.1%▲ 3.2pp
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €361,028
Fixed assets €94,411 ▲ 25.5%
Current assets €266,617 ▲ 6.8%
Equity and liabilities €361,028
Equity €352,688 ▲ 11.5%
Debt €8,340 ▼ 2.3%
Debt's share of the balance-sheet total falls from 2.6% to 2.3%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€52,556▲
2025 · €44,478
Cash flow
€46,797▲
2025 · €33,192
Debt to equity
0.02▼
2025 · 0.03
ROE
10.3%▲
2025 · 7.1%
Interest coverage
over 100
2025 · over 100
Debt ≤ 1 year
€8,340▼
2025 · €8,536
Income taxes
€8,169▼
2025 · €12,333
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,972 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 39 lines

Source: Annual accounts 2026 at the NBB, filed with the National Bank on 15-08-2026.

Balance sheet Code20252026
Assets
Total assets20/58€324,887€361,028▲
Fixed assets21/28€75,224€94,411▲
Tangible fixed assets22/27€16,982€10,169▼
Plant, machinery and equipment23-€585
Furniture and vehicles24€14,541€8,152▼
Other tangible fixed assets26€2,441€1,432▼
Financial fixed assets28€58,242€84,242▲
Current assets29/58€249,663€266,617▲
Amounts receivable within one year40/41€49,768€74,652▲
Trade receivables40€36,115€30,207▼
Other amounts receivable41€13,653€44,445▲
Cash at bank and in hand54/58€199,895€191,965▼
Equity and liabilities
Total equity and liabilities10/49€324,887€361,028▲
Equity10/15€316,351€352,688▲
Contributions10/11€12,400€12,400=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€302,091€338,428▲
Amounts payable17/49€8,536€8,340▼
Amounts payable within one year42/48€8,536€8,340▼
Trade debts44€8,536€840▼
Suppliers440/4€8,536€840▼
Taxes, remuneration and social security45-€7,500
Remuneration and social security454/9-€7,500
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,800€10,460▼
Other operating charges640/8€387€625▲
Gross operating margin9900€44,865€53,181▲
Operating profit (loss)9901€33,678€42,096▲
Financial income75/76B€1,146€2,504▲
Recurring financial income75€1,146€2,504▲
Financial charges65/66B€99€94▼
Recurring financial charges65€99€94▼
Profit (loss) for the period before taxes9903€34,725€44,506▲
Income taxes67/77€12,333€8,169▼
Profit (loss) for the period9904€22,392€36,337▲
Profit (loss) for the period to be appropriated9905€22,392€36,337▲
Appropriation of the result
Profit (loss) to be appropriated9906€302,091€338,428▲
Profit (loss) brought forward from the previous period14P€279,699€302,091▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line2020202120222023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,117€1,199€5,719€10,226€11,041€10,800€10,460▼ 3.1%
Other operating charges640/8--€479€348€443€387€625▲ 61.5%
Gross operating margin9900€34,091€47,304€96,297€112,567€93,824€44,865€53,181▲ 18.5%
Operating profit (loss)9901€32,874€46,105€90,099€101,993€82,340€33,678€42,096▲ 25.0%
Financial income75/76B----€316€1,146€2,504▲ 118%
Recurring financial income75----€316€1,146€2,504▲ 118%
Financial charges65/66B--€274€327€318€99€94▼ 5.1%
Recurring financial charges65--€274€237€318€99€94▼ 5.1%
Non-recurring financial charges66B--€274€90----
Profit (loss) for the period before taxes9903€32,815€46,050€89,825€101,666€82,338€34,725€44,506▲ 28.2%
Income taxes67/77€7,252€14,963€17,503€15,032€16,385€12,333€8,169▼ 33.8%
Profit (loss) for the period9904€25,563€31,087€72,322€86,634€65,953€22,392€36,337▲ 62.3%
Profit (loss) for the period to be appropriated9905€25,563€31,087€72,322€86,634€65,953€22,392€36,337▲ 62.3%
Line2020202120222023202420252026Change
Assets
Total assets20/58€51,168€78,585€183,664€264,528€309,378€324,887€361,028▲ 11.1%
Fixed assets21/28€4,452€3,500€27,150€85,067€84,248€75,224€94,411▲ 25.5%
Tangible fixed assets22/27€3,410€2,458€26,108€36,275€26,006€16,982€10,169▼ 40.1%
Plant, machinery and equipment23---€1,117€559-€585-
Furniture and vehicles24--€24,932€30,111€21,997€14,541€8,152▼ 43.9%
Other tangible fixed assets26--€1,176€5,047€3,450€2,441€1,432▼ 41.3%
Financial fixed assets28€1,042€1,042€1,042€48,792€58,242€58,242€84,242▲ 44.6%
Current assets29/58€46,716€75,085€156,514€179,461€225,130€249,663€266,617▲ 6.8%
Amounts receivable within one year40/41€22,651€18,148€67,231€46,186€68,118€49,768€74,652▲ 50.0%
Trade receivables40--€67,158€37,496€64,854€36,115€30,207▼ 16.4%
Other amounts receivable41--€73€8,690€3,264€13,653€44,445▲ 226%
Current investments50/53----€157,012---
Cash at bank and in hand54/58€24,065€56,937€89,283€133,275-€199,895€191,965▼ 4.0%
Equity and liabilities
Total equity and liabilities10/49€51,168€78,585€183,664€264,528€309,378€324,887€361,028▲ 11.1%
Equity10/15€37,963€69,050€141,372€228,006€293,959€316,351€352,688▲ 11.5%
Contributions10/11€12,400-€12,400€12,400€12,400€12,400€12,400=
Reserves13€1,860€1,860€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1--€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311--€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€23,703€54,790€127,112€213,746€279,699€302,091€338,428▲ 12.0%
Amounts payable17/49€13,205€9,535€42,292€36,522€15,419€8,536€8,340▼ 2.3%
Amounts payable after more than one year17--€12,113€3,050----
Financial debts170/4--€12,113€3,050----
Amounts payable within one year42/48€13,205€9,535€30,179€33,472€15,419€8,536€8,340▼ 2.3%
Current portion of amounts payable after more than one year42--€8,938€9,064€3,050---
Trade debts44€500€1,987€3,456€1,509€9,869€8,536€840▼ 90.2%
Suppliers440/4--€3,456€1,509€9,869€8,536€840▼ 90.2%
Taxes, remuneration and social security45--€17,785€22,899€2,500-€7,500-
Taxes450/3--€17,785€20,399----
Remuneration and social security454/9---€2,500€2,500-€7,500-
Line2020202120222023202420252026Change
Profit (loss) for the period9904€25,563€31,087€72,322€86,634€65,953€22,392€36,337▲ 62.3%
+ Depreciation and write-downs630€1,117€1,199€5,719€10,226€11,041€10,800€10,460▼ 3.1%
Operating cash flow (approximation)€26,680€32,286€78,041€96,860€76,994€33,192€46,797▲ 41.0%
Investment in fixed assets (approximation)--€247-€29,369-€68,143-€10,222-€1,776-€29,647▼ 1,569%
Change in cash-€32,872€32,346€43,992---€7,930-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (7)
Financial year Type Filed Reference Document
31-03-2026 micro format 15-08-2026 2026-00400040 NBB
31-03-2025 micro format 26-09-2025 2025-00504430 PDF
31-03-2024 micro format 24-09-2025 2025-00502191 PDF
31-03-2023 micro format 10-10-2023 2023-00487638 PDF
31-03-2022 micro format 13-09-2022 2022-20430834 PDF
31-03-2021 micro format 14-09-2021 2021-67400348 PDF
31-03-2020 micro format 14-09-2020 2020-53000553 PDF

Similar companies · same sector, comparable size

Of the 29,899 active companies whose main activity is computer consultancy and computer facilities management (NACE 62200), figures are known for 18,965. 13,490 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors

Owners and capital

History

On 25 October 2018, FIT4DEV was incorporated.1 Total assets went from €51,168 in 2020 to €361,028 in 2026.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020 and 2026

Acts, filings and financial milestones

Next filing, financial year 2027, expected by 31-10-2027
2026
15-08
NBB filing Annual accounts filedNBB
financial year 2026 · micro format
2025
26-09
NBB filing Annual accounts filedPDF
financial year 2025 · micro format
24-09
NBB filing Annual accounts filedPDF
financial year 2024 · micro format · 328 days late
31-03
Financial Weakest financial yearnet €22,392 ▼66%
Net result drops to €22,392, the lowest in the series; recovery starts the following year.
31-03
Financial Liquidity doublescurrent ratio 29.25
Current ratio from 14.60 to 29.25; short-term debt falls from €15,419 to €8,536.
2024
31-03
Financial Liquidity more than doubledcurrent ratio 14.60
Current ratio from 5.36 to 14.60; short-term debt falls from €33,472 to €15,419.
2023
10-10
NBB filing Annual accounts filedPDF
financial year 2023 · micro format
31-03
Financial Highest result from 2020 to 2026net €86,634 ▲19.8%
Operating result €101,993, net result €86,634, both a record.
31-03
Financial Equity above €200,000equity €228,006 ▲61.3%
A profit in every financial year since 2020 builds equity to €228,006.
2022
13-09
NBB filing Annual accounts filedPDF
financial year 2022 · micro format
31-03
Financial Equity above €100,000equity €141,372 ▲105%
A profit in every financial year since 2020 builds equity to €141,372.
2021
14-09
NBB filing Annual accounts filedPDF
financial year 2021 · micro format
31-03
Financial Liquidity more than doubledcurrent ratio 7.87
Current ratio from 3.54 to 7.87; short-term debt falls from €13,205 to €9,535.
2020
14-09
NBB filing Annual accounts filedPDF
financial year 2020 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name FIT4DEV in French
Enterprise number 0712.581.893
Legal form Private limited company (pre-2019)
Status Active, normale toestand
Founded 25-10-2018
Type Legal entity

Where it is based

Registered office Rue du Village, Sauv. 50, 5030 Gembloux, Belgium
Establishments 1 establishment unit since 2018
E-mail lambertxavier@gmail.com
Phone 0498/74.58.38

What it does

NACEBEL 2025
62200 Computer consultancy and computer facilities management main activity
46471 Wholesale trade
46472 Wholesale trade
47551 Retail sale of household furniture
85592 Vocational training

Invoicing and payment

VAT number BE 0712.581.893
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0712581893

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-03

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
1 establishment unit
FIT4DEV
Rue du Village, Sauv. 50, 5030 GemblouxComputer consultancy and computer facilities management
since 2018unit no. 2.281.528.486

Buildings and parcels at the address

Ground area
1,705 m²
Building footprint
140 m²
Parcel 92253B0534/00V000, Wallonia.
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
92253B0534/00V000 Wallonia 1,705 m² 1 · 140 m² -