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Fisto-Trucks

Active
Private limited companyfounded 2021active for 5 yearsPutstraat 19, 9230 Wetteren, BelgiumKBO/BCE: BE 0764.400.580
Summary

The computed 12-month bankruptcy probability of Fisto-Trucks is 9.5% (elevated). The 2024 annual accounts show equity of €17,957 and a net result of -€46,461. Equity is shrinking by about 18% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 26% of 15,455 sector peers (NACE 46, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711Wholesale trade NACE 46712
1 site
Size
€206,126total assets 2024
Staff
1 FTE
Equity
€17,957
Loss
-€46,461
Turnover not published (micro format)
Financial health
30 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
9.5%
Structure
Accounts 85 days overdue0 of 2 deeds read
Why 30raises risk1 financial year not filed after the legal deadline; latest accounts 190 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 07-02-2026)Loss of €46,461 (financial year 2024)Founded in 2021Show the evidence

Checked score

Score 2024
30 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 13% of its sector peers (NACE 46, micro)
Financial strength · tick = 2022
Weak
Solvency 34-31
equity 8.7% of total assets
Liquidity 7-62
short-term debt 86.9% · cash 4.2%
Profitability 0-74
return on assets -22.5%
Bankruptcy probability, 12 months
9.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 1 in 11 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,868 companies, NACE 46, micro)
Last 24 months 11-2024: 9.5% 12-2024: 11.3%▲ +1.8 percentage points vs 11-2024highest value 01-2025: 8.5%▼ -2.8 percentage points vs 12-2024 02-2025: 8.2%▼ -0.3 percentage points vs 01-2025 03-2025: 8.5%▲ +0.3 percentage points vs 02-2025 04-2025: 7.9%▼ -0.6 percentage points vs 03-2025 05-2025: 7.9%● unchanged vs 04-2025 06-2025: 7.8%▼ -0.1 percentage points vs 05-2025 07-2025: 7.8%● unchanged vs 06-2025 08-2025: 10.3%▲ +2.5 percentage points vs 07-2025 09-2025: 10.3%● unchanged vs 08-2025 10-2025: 10.3%● unchanged vs 09-2025 11-2025: 10.3%● unchanged vs 10-2025 12-2025: 10.3%● unchanged vs 11-2025 01-2026: 10.3%● unchanged vs 12-2025 02-2026: 10.3%● unchanged vs 01-2026 03-2026: 7.0%▼ -3.3 percentage points vs 02-2026 04-2026: 7.1%▲ +0.1 percentage points vs 03-2026 05-2026: 7.0%▼ -0.1 percentage points vs 04-2026 06-2026: 6.7%▼ -0.3 percentage points vs 05-2026 07-2026: 6.5%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 7.4%▲ +0.9 percentage points vs 07-2026 09-2026: 7.9%▲ +0.5 percentage points vs 08-2026 10-2026: 9.5%▲ +1.6 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.04, compared with 1.65 in 2022, below the usual 1.5; short-term debt: 86.9% and cash: 4.2% of total assets), and 91.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 22% on solvency, 9% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 190 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 07-02-2026)
NBB · annual accounts
raises risk · Loss of €46,461 (financial year 2024)
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline24-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-02-2026, 190 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
190 days late
2022
407 days late
2021
43 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 213 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Weakest financial yearnet -€46,461
  3. Annual accounts filedfinancial year 2022 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €4,931 · 15,437 companies -€46,461 View
  • Caution: Accounts not fileddeadline was 31-07-2026 85 days late View
  • Total assets 20243 financial years filed €206,126 View

By topic

Financials

Financial year
2024
Total assets
€206,126
Loss
-€46,461
Solvency
8.7%
Total assets▲ 89.5%
Net result
20212024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of cars and light vans (up to…NACE 46711
Founded
26-02-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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