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FIST

Open bankruptcy
Public limited companyfounded 2012Hovestraat 113, 2650 Edegem, BelgiumKBO/BCE: BE 0848.279.153

A bankruptcy procedure is open for FIST according to publications in the Belgian State Gazette; curator: NATHALIE TAEYMANS.

Summary

The 2024 annual accounts show negative equity (-€615,978) and a net result of -€24,059.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Antwerp, Antwerp division
Declared bankrupt
12 June 2025
Supervising judge
Thomas Saverys
Official Gazette
18-06-2025 (pdf) ↗search the document for 2025/126207

Deadlines

Provisional date payments stopped
12 June 2025A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 3 July 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 12 July 2025art. XX.104 and XX.155 CEL
First verification report
passed on 8 August 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
passed on 12 June 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 08-04-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
67 d late
2023
254 d late
2022
472 d late
2021
190 d late
2020
59 d late
2019
15 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 171 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FIST was incorporated on 23 August 2012.1 Total assets fell from EUR 112,054 in 2019 to EUR 64,710 in 2022.2 On 12 June 2025 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2022
  3. 3Belgian State Gazette, 18-06-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
-€615,978▼ 4.1%
2023 · -€591,919
Total assets
€0▼ 100%
2022 · €64,710
Net result
-€24,059▼ 37,358%
2023 · -€64
Working capital
-€389,204▼ 36.4%
2021 · -€285,284
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€61,581▼ 163%€3,256-€107,621-€109▲ 99.9%-€818▼ 650%
Net result-€61,478▼ 147%-€58,891▲ 4.2%-€104,670▼ 77.7%-€64▲ 99.9%-€24,059▼ 37,358%
Equity-€428,294▼ 16.8%-€487,185▼ 13.8%-€591,854▼ 21.5%-€591,919=-€615,978▼ 4.1%
Total assets€166,674▲ 48.7%€170,775▲ 2.5%€64,710▼ 62.1%€0
Debt€594,968▲ 24.2%€657,959▲ 10.6%€656,565▼ 0.2%€591,919▼ 9.8%€615,978▲ 4.1%
Working capital-€226,394▼ 36.7%-€285,284▼ 26.0%-€389,204▼ 36.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2020: -€61,581-€61,581Net result 2020: -€61,478-€61,478Operating result 2021: €3,256€3,256Net result 2021: -€58,891-€58,891Operating result 2022: -€107,621-€107,621Net result 2022: -€104,670-€104,670Operating result 2023: -€109-€109Net result 2023: -€64-€64Operating result 2024: -€818-€818Net result 2024: -€24,059-€24,05920202021202220232024-€150,000-€100,000-€50,000€0Operating result 2022: -€107,621-€108,000Net result 2022: -€104,670-€105,000Operating result 2023: -€109-€109Net result 2023: -€64-€64Operating result 2024: -€818-€818Net result 2024: -€24,059-€24,100202220232024
The operating result stays negative: a loss of €818 in 2024 against €109 in 2023; the loss grows.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€413,328▲
2023 · €389,269
Debt > 1 year
€201,900=
2023 · €201,900
Income taxes
€22,830
Ratios withheld: a balance sheet total of €0 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet Code20232024
Assets
Total assets20/58-€0
Equity and liabilities
Total equity and liabilities10/49-€0
Equity10/15-€591,919-€615,978▼
Contributions10/11€111,315€111,315=
Capital10-€111,315
Issued capital100-€111,315
Outside capital11€111,315-
Other1109/19€111,315-
Profit (loss) carried forward14-€703,234-€727,293▼
Amounts payable17/49€591,919€615,978▲
Amounts payable after more than one year17€201,900€201,900=
Financial debts170/4€201,900€201,900=
Amounts payable within one year42/48€389,269€413,328▲
Taxes, remuneration and social security45-€22,830
Taxes450/3-€22,830
Other amounts payable47/48€389,269€390,497▲
Accrued charges and deferred income492/3€750€750=
Income statement Code20232024
Non-recurring operating income76A€1,399-
Goods, raw materials, services and sundry goods60/61-€210
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€103,058
Other operating charges640/8€109€103,666▲
Gross operating margin9900--€210
Operating profit (loss)9901-€109-€818▼
Financial income75/76B€45-
Recurring financial income75€45-
Financial charges65/66B-€411
Recurring financial charges65-€411
Profit (loss) for the period before taxes9903-€64-€1,229▼
Income taxes67/77-€22,830
Profit (loss) for the period9904-€64-€24,059▼
Profit (loss) for the period to be appropriated9905-€64-€24,059▼
Appropriation of the result
Profit (loss) to be appropriated9906-€703,234-€727,293▼
Profit (loss) brought forward from the previous period14P-€703,169-€703,234=

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A--€1,217€1,399--
Goods, raw materials, services and sundry goods60/61----€210-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€690-----
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€103,058--€103,058-
Other operating charges640/8-€3,794€449€109€103,666▲ 95,006%
Non-recurring operating charges66A--€4,581---
Gross operating margin9900-€60,790€7,050€467--€210-
Operating profit (loss)9901-€61,581€3,256-€107,621-€109-€818▼ 650%
Financial income75/76B-€2,762€2,951€45--
Recurring financial income75€174€2,762€2,951€45--
Financial charges65/66B-€64,909--€411-
Recurring financial charges65€71€64,909--€411-
Profit (loss) for the period before taxes9903-€61,478-€58,891-€104,670-€64-€1,229▼ 1,813%
Income taxes67/77----€22,830-
Profit (loss) for the period9904-€61,478-€58,891-€104,670-€64-€24,059▼ 37,358%
Profit (loss) for the period to be appropriated9905-€61,478-€58,891-€104,670-€64-€24,059▼ 37,358%
Line20202021202220232024Change
Assets
Total assets20/58€166,674€170,775€64,710-€0-
Current assets29/58€166,674€170,775€64,710---
Stocks and contracts in progress3-€4,581----
Stocks30/36-€4,581----
Amounts receivable within one year40/41€159,452€164,818€64,710---
Trade receivables40-€103,058----
Other amounts receivable41-€61,760€64,710---
Cash at bank and in hand54/58€7,222€1,376----
Equity and liabilities
Total equity and liabilities10/49€166,674€170,775€64,710-€0-
Equity10/15-€428,294-€487,185-€591,854-€591,919-€615,978▼ 4.1%
Contributions10/11€111,315€111,315€111,315€111,315€111,315=
Capital10-€111,315--€111,315-
Issued capital100-€111,315--€111,315-
Outside capital11--€111,315€111,315--
Other1109/19--€111,315€111,315--
Profit (loss) carried forward14-€539,609-€598,500-€703,169-€703,234-€727,293▼ 3.4%
Amounts payable17/49€594,968€657,959€656,565€591,919€615,978▲ 4.1%
Amounts payable after more than one year17€201,900€201,900€201,900€201,900€201,900=
Financial debts170/4-€201,900€201,900€201,900€201,900=
Amounts payable within one year42/48€393,068€456,059€453,915€389,269€413,328▲ 6.2%
Trade debts44€63,329€1,217----
Suppliers440/4-€1,217----
Taxes, remuneration and social security45----€22,830-
Taxes450/3----€22,830-
Other amounts payable47/48-€454,842€453,915€389,269€390,497▲ 0.3%
Accrued charges and deferred income492/3--€750€750€750=
Line20202021202220232024Change
Profit (loss) for the period9904-€61,478-€58,891-€104,670-€64-€24,059▼ 37,358%
+ Depreciation and write-downs630€690-----
Operating cash flow (approximation)-€60,788-€58,891-€104,670-€64-€24,059▼ 37,358%
Change in cash--€5,846----

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
18-06
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 12-06-2025
08-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
11-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 254 days late
17-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 472 days late
2022
09-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 190 days late
30-06
Financial Weakest financial yearnet -€104,670
Net result drops to -€104,670, the lowest in the series.
2021
31-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
16-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 149 days late
2017
08-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 36 days late
23-01
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 358 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
643 m²
Building footprint
98 m²
Volume, LiDAR
654 m³
Parcel 11472B0125/00G018, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
FIST
Hovestraat 113, 2650 EdegemFinancial service activities, except insurance and pension funding
since 20122.212.304.833
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11472B0125/00G018 Flanders 643 m² 1 · 98 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator NATHALIE TAEYMANS
CUYLITSSTRAAT 48, 2018 ANTWERPEN 1
12-06-2025 → present

Identification & contact

Identification
Legal formPublic limited company
Founded23-08-2012
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.