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FISSE

Active
Private limited companyfounded 2000active for 26 yearsRue de Jausselette 40A, 1360 Perwez, BelgiumKBO/BCE: BE 0472.633.884
Summary

FISSE has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €110,729. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 20% of 9,806 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Site preparation
NACE 43120Construction of roads and motorways NACE 42110
3rd largest company by total assets in Perwez, Construction sector2 sites
Size
€10.3mtotal assets 2025
Staff
43.6 FTE
Equity
€1.9m
Profit
€110,729
Net result -54%: other schema
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Parent
S.F. ACTIVITES · 100%
  • S.F. ACTIVITESDirector · permanent representative FISSE Sébastien
2025 accounts 43 days early1 of 4 deeds summarised
Why 65raises riskLiquidity: current ratio 1.08, cash €222,459, halvedEquity €1.9m (18.9% of total assets)Sector: Specialised construction activities (NACE 43)Size: 43.6 FTE, total assets €10.3mShow the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 34% of its sector peers (NACE 43, small)
Financial strength · tick = 2024
Average
Solvency 44+3
equity 18.9% of total assets
Liquidity 30-1
short-term debt 46.3% · cash 2.2%
Profitability 70-1
return on assets 1.1%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,647 companies, NACE 43, small)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.2%▲ +0.1 percentage points vs 05-2025 07-2025: 1.0%▼ -0.2 percentage points vs 06-2025lowest value 08-2025: 1.0%● unchanged vs 07-2025lowest value 09-2025: 1.0%● unchanged vs 08-2025lowest value 10-2025: 1.0%● unchanged vs 09-2025lowest value 11-2025: 1.0%● unchanged vs 10-2025lowest value 12-2025: 1.0%● unchanged vs 11-2025lowest value 01-2026: 1.0%● unchanged vs 12-2025lowest value 02-2026: 1.0%● unchanged vs 01-2026lowest value 03-2026: 1.0%● unchanged vs 02-2026lowest value 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.1%▲ +0.1 percentage points vs 05-2026 07-2026: 1.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 2.3%▲ +0.5 percentage points vs 08-2026highest value 10-2026: 1.0%▼ -1.3 percentage points vs 09-2026
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.08, compared with 1.05 in 2024, below the usual 1.5; short-term debt: 46.3% and cash: 2.2% of total assets), and 81.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 20% on solvency, 24% on liquidity, 41% on profitability and 50% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Liquidity: current ratio 1.08, cash €222,459, halved
NBB · annual accounts
raises risk · Equity €1.9m (18.9% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: 43.6 FTE, total assets €10.3m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9806 sector peers (2025).
NBB · sector comparison
Position among 9806 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
56 days early
2023
67 days early
2022
68 days early
2021
52 days early
2020
15 days early
2019
17 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Positive: Among the best 5% on equitysector median €252,781 · 9,808 companies €1.9m View
  • Caution: Result fell in 2025different schema filed ▼ 54.3% View
  • Controlled by S.F. ACTIVITES 100% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€10.3m
Profit
€110,729
Solvency
18.9%
Total assets▼ 11.9%
Net result
20182025
Go to Financials

Timeline

Events
29
Since
2002
Next accounts
by 31-07-2027
  1. 29-01-2024Reappointment: S.F. ACTIVITES (director)
  2. 24-05-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
24-08-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
25
Annual meeting
First Friday of May at 20:00
Purpose
“Entreprise de construction,de réfection et d'entretien des routes; Entreprise de…” (deed in French)
Go to Articles of association

Key facts about FISSE

What is the company number of FISSE?
0472.633.884. In Belgium the VAT number is the company number with BE in front: BE 0472.633.884.
Where is FISSE based?
The registered office is at Rue de Jausselette 40A, 1360 Perwez.Company details
What does FISSE do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of FISSE?
Private limited company (BV).
When was FISSE founded?
On 24-08-2000.
Is FISSE still active?
Yes, FISSE is an active enterprise in the KBO register.
How many employees does FISSE have?
On average 43.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FISSE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is FISSE profitable?
In financial year 2025, FISSE made a profit of €110,729.
Where can I find the annual accounts of FISSE?
FISSE filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FISSE due?
By 31-07-2027, for financial year 2026.Timeline

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