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Fiskodata

Active
Private limited companyfounded 198540 yrs activeVitseroelstraat 4, 1740 Ternat, BelgiumKBO/BCE: BE 0428.362.094
Summary

Fiskodata has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €797,815 and a net result of €309,884. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 12829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70,000 at 30 days acceptable
Liquidity ample (current ratio 20.14 against 7.4 in 2023; short-term debt: 4.2% and cash: 1.6% of total assets), and 4.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 40 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.1%
Return on assets
36.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-11-2025, 68 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
68 d early
2023
on the day
2022
17 d late
2021
30 d late
2020
87 d late
2019
83 d late
2018
209 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 51 days after the deadline; the sector median for financial year 2023 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 December 1985, Fiskodata was incorporated.1 Total assets went from EUR 387,191 in 2018 to EUR 838,997 in 2025 and headcount from 2.5 full-time equivalents in 2018 to 1.1 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€797,815▲ 63.5%
2023 · €487,931
Total assets
€838,997▲ 41.7%
2023 · €592,004
Net result
€309,884▲ 22.4%
2023 · €253,219
Working capital
€677,945▲ 73.0%
2023 · €391,948
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232025
Operating result€245,160▲ 298%€129,439▼ 47.2%€146,918▲ 13.5%€348,155▲ 137%€432,075-
Net result€130,899above the sector's middle half▲ 1,475%€31,221within the sector's middle half▼ 76.1%€35,612within the sector's middle half▲ 14.1%€253,219above the sector's middle half▲ 611%€309,884above the sector's middle half-
Equity€256,058above the sector's middle half▲ 44.0%€287,279above the sector's middle half▲ 12.2%€234,712within the sector's middle half▼ 18.3%€487,931above the sector's middle half▲ 108%€797,815above the sector's middle half-
Total assets€425,265within the sector's middle half▲ 24.2%€445,037within the sector's middle half▲ 4.6%€448,215within the sector's middle half▲ 0.7%€592,004above the sector's middle half▲ 32.1%€838,997above the sector's middle half-
Debt€169,207▲ 2.9%€157,757▼ 6.8%€213,503▲ 35.3%€104,073▼ 51.3%€41,183-
Working capital€175,934above the sector's middle half▲ 106%€177,014above the sector's middle half▲ 0.6%€126,111within the sector's middle half▼ 28.8%€391,948above the sector's middle half▲ 211%€677,945above the sector's middle half-
Solvency60.2%within the sector's middle half▲ 8.3pp64.6%within the sector's middle half▲ 4.3pp52.4%within the sector's middle half▼ 12.2pp82.4%above the sector's middle half▲ 30.1pp95.1%above the sector's middle half-
Current ratio2.46within the sector's middle half▲ 0.503.18within the sector's middle half▲ 0.731.86within the sector's middle half▼ 1.327.40above the sector's middle half▲ 5.5420.14above the sector's middle half-
Return on assets (ROA)30.8%above the sector's middle half▲ 28.4pp7.0%within the sector's middle half▼ 23.8pp7.9%within the sector's middle half▲ 0.9pp42.8%above the sector's middle half▲ 34.8pp36.9%above the sector's middle half-
Staff (FTE)2within the sector's middle half▼ 9.1%1.9▼ 5.0%1.1▼ 42.1%
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000Operating result 2020: €245,160€245,160Net result 2020: €130,899€130,899Operating result 2021: €129,439€129,439Net result 2021: €31,221€31,221Operating result 2022: €146,918€146,918Net result 2022: €35,612€35,612Operating result 2023: €348,155€348,155Net result 2023: €253,219€253,219Operating result 2025: €432,075€432,075Net result 2025: €309,884€309,88420202021202220232025€0€200,000€400,000Operating result 2022: €146,918€147,000Net result 2022: €35,612€35,600Operating result 2023: €348,155€348,000Net result 2023: €253,219€253,000Operating result 2025: €432,075€432,000Net result 2025: €309,884€310,000202220232025
The operating result is €432,075 in 2025, compared with €348,155 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €838,997
Fixed assets €125,640 ▼ 9.5%
Current assets €713,357 ▲ 57.4%
Equity and liabilities €838,997
Equity €797,815 ▲ 63.5%
Debt €41,183 ▼ 60.4%
Debt's share of the balance-sheet total falls from 17.6% to 4.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2023
EBITDA
€486,605▲
2023 · €385,257
Cash flow
€364,414▲
2023 · €290,321
Debt to equity
0.05▼
2023 · 0.21
ROE
38.8%▼
2023 · 51.9%
Interest coverage
155.22▼
2023 · 186.96
Debt ≤ 1 year
€35,413▼
2023 · €61,244
Debt > 1 year
€5,770▼
2023 · €42,829
Income taxes
€152,530▲
2023 · €100,828
Staff costs
€56▼
2023 · €399
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 52 lines
Balance sheet Code20232025
Assets
Total assets20/58€592,004€838,997▲
Fixed assets21/28€138,812€125,640▼
Tangible fixed assets22/27€138,812€125,640▼
Land and buildings22€48,736€42,838▼
Plant, machinery and equipment23€5,072€29,076▲
Furniture and vehicles24€77,320€47,489▼
Other tangible fixed assets26€7,684€6,238▼
Current assets29/58€453,192€713,357▲
Amounts receivable after more than one year29€122,099-
Other amounts receivable291€122,099-
Amounts receivable within one year40/41€209,126€47,528▼
Trade receivables40€38,146€20,328▼
Other amounts receivable41€170,980€27,200▼
Current investments50/53€100,000€650,000▲
Cash at bank and in hand54/58€17,156€13,114▼
Deferred charges and accrued income490/1€4,812€2,716▼
Equity and liabilities
Total equity and liabilities10/49€592,004€838,997▲
Equity10/15€487,931€797,815▲
Contributions10/11€18,600€18,600=
Reserves13€469,331€779,215▲
Tax-exempt reserves132€126,300€126,300=
Distributable reserves133€343,031€652,915▲
Profit (loss) carried forward14€0-
Amounts payable17/49€104,073€41,183▼
Amounts payable after more than one year17€42,829€5,770▼
Financial debts170/4€42,829€5,770▼
Amounts payable within one year42/48€61,244€35,413▼
Current portion of amounts payable after more than one year42€24,229€24,849▲
Financial debts43€1,350€419▼
Credit institutions430/8€1,350€419▼
Trade debts44€19,466-
Suppliers440/4€19,466-
Taxes, remuneration and social security45€16,200€10,144▼
Taxes450/3€16,200€10,144▼
Income statement Code20232025
Remuneration, social security and pensions62€399€56▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,102€54,530▲
Other operating charges640/8€2,796€3,099▲
Non-recurring operating charges66A€957€2,396▲
Gross operating margin9900€389,409€492,156▲
Operating profit (loss)9901€348,155€432,075▲
Financial income75/76B€7,953€33,474▲
Recurring financial income75€7,953€33,474▲
Financial charges65/66B€2,061€3,135▲
Recurring financial charges65€2,061€3,135▲
Profit (loss) for the period before taxes9903€354,047€462,413▲
Income taxes67/77€100,828€152,530▲
Profit (loss) for the period9904€253,219€309,884▲
Transfer to tax-exempt reserves689€126,300-
Profit (loss) for the period to be appropriated9905€126,919€309,884▲
Appropriation of the result
Profit (loss) to be appropriated9906€126,919€309,884▲
Transfer to equity691/2€126,919€309,884▲
To other reserves6921€126,919€309,884▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232025Change
Non-recurring operating income76A-€2,715€591---
Remuneration, social security and pensions62-€102,651€42,743€399€56-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39,193€25,826€36,273€37,102€54,530-
Other operating charges640/8-€7,008€2,729€2,796€3,099-
Non-recurring operating charges66A-€140-€957€2,396-
Gross operating margin9900€395,378€265,063€228,662€389,409€492,156-
Operating profit (loss)9901€245,160€129,439€146,918€348,155€432,075-
Financial income75/76B-€690€6,855€7,953€33,474-
Recurring financial income75€1,548€690€6,855€7,953€33,474-
Non-recurring financial income76B--€0---
Financial charges65/66B-€72,923€95,420€2,061€3,135-
Recurring financial charges65€49,105€72,923€95,420€2,061€3,135-
Profit (loss) for the period before taxes9903€197,602€57,205€58,353€354,047€462,413-
Income taxes67/77€66,703€25,984€22,742€100,828€152,530-
Profit (loss) for the period9904€130,899€31,221€35,612€253,219€309,884-
Transfer to tax-exempt reserves689---€126,300--
Profit (loss) for the period to be appropriated9905€130,899€31,221€35,612€126,919€309,884-
Line20202021202220232025Change
Assets
Total assets20/58€425,265€445,037€448,215€592,004€838,997-
Fixed assets21/28€128,733€186,990€175,658€138,812€125,640-
Tangible fixed assets22/27€128,733€186,990€175,658€138,812€125,640-
Land and buildings22-€56,623€52,680€48,736€42,838-
Plant, machinery and equipment23---€5,072€29,076-
Furniture and vehicles24-€120,750€114,328€77,320€47,489-
Other tangible fixed assets26-€9,617€8,650€7,684€6,238-
Current assets29/58€296,532€258,047€272,557€453,192€713,357-
Amounts receivable after more than one year29-€42,002€238,825€122,099--
Other amounts receivable291-€42,002€238,825€122,099--
Amounts receivable within one year40/41€50,211€103,209€32,121€209,126€47,528-
Trade receivables40-€102,080€26,246€38,146€20,328-
Other amounts receivable41-€1,129€5,875€170,980€27,200-
Current investments50/53---€100,000€650,000-
Cash at bank and in hand54/58€121,570€110,195-€17,156€13,114-
Deferred charges and accrued income490/1-€2,641€1,611€4,812€2,716-
Equity and liabilities
Total equity and liabilities10/49€425,265€445,037€448,215€592,004€838,997-
Equity10/15€256,058€287,279€234,712€487,931€797,815-
Contributions10/11-€18,600€18,600€18,600€18,600-
Reserves13€237,458€268,679€216,112€469,331€779,215-
Non-distributable reserves130/1-€5,578----
Reserves not available under the articles1311-€5,578----
Tax-exempt reserves132---€126,300€126,300-
Distributable reserves133-€263,102€216,112€343,031€652,915-
Profit (loss) carried forward14---€0--
Amounts payable17/49€169,207€157,757€213,503€104,073€41,183-
Amounts payable after more than one year17€48,610€76,725€67,057€42,829€5,770-
Financial debts170/4-€76,725€67,057€42,829€5,770-
Amounts payable within one year42/48€120,597€81,032€146,446€61,244€35,413-
Current portion of amounts payable after more than one year42-€28,828€29,506€24,229€24,849-
Financial debts43-€1,866€6,136€1,350€419-
Credit institutions430/8-€1,866€1,709€1,350€419-
Other loans439--€4,427---
Trade debts44€18,491€2,663€7,640€19,466--
Suppliers440/4-€2,663€7,640€19,466--
Taxes, remuneration and social security45-€47,675€9,256€16,200€10,144-
Taxes450/3-€41,052€8,779€16,200€10,144-
Remuneration and social security454/9-€6,623€477---
Other amounts payable47/48--€93,908---
Line20202021202220232025Change
Profit (loss) for the period9904€130,899€31,221€35,612€253,219€309,884-
+ Depreciation and write-downs630€39,193€25,826€36,273€37,102€54,530-
Operating cash flow (approximation)€170,091€57,047€71,884€290,321€364,414-
Investment in fixed assets (approximation)--€84,083-€24,940-€256--
Change in cash--€11,376----

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
15-06
State Gazette act Dissolution · Asset distribution
Liquidation closure · Director resignation
2025
24-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Highest result since 2018net €309,884 ▲22.4%
Operating result €432,075, net result €309,884, both a record.
30-06
Financial Liquidity triplescurrent ratio 20.14
Current ratio from 7.40 to 20.14; short-term debt falls from €61,244 to €35,413.
30-06
Financial Equity above €500,000Eq €797,815 ▲63.5%
7 profitable years in a row build equity to €797,815.
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity quadruplescurrent ratio 7.40
Current ratio from 1.86 to 7.40; short-term debt falls from €146,446 to €61,244.
17-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
26-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
31-12
Financial Equity above €200,000Eq €256,058 ▲44%
3 profitable years in a row build equity to €256,058.
22-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
Show earlier events
25-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 209 days late
2019
31-12
Financial Weakest financial yearnet €8,312 ▼10%
Net result drops to €8,312, the lowest in the series; recovery starts the following year.
2018
25-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
26-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
2016
27-09
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
933 m²
Building footprint
166 m²
Volume, LiDAR
703 m³
Parcel 23086C0233/00R000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Fiskodata
Vitseroelstraat 4, 1740 TernatCertified accountants and tax accountants
since 20082.231.216.665
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23086C0233/00R000 Flanders 932 m² 1 · 166 m² 6.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 1,725 EUR awarded · 1,671 EUR paid
Year Entries awardedpaid
2025 1 704 EUR650 EUR
2024 1 218 EUR218 EUR
2023 1 315 EUR315 EUR
2022 1 488 EUR488 EUR
Schemes
4 entries · 1,725 EUR · 1,671 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

254900LBC1WYOF2UUW87
live in the LEI register

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 4,832 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-12-1985
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0428362094
Also 9925:BE0428362094
Registered 20-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.