FISKIMMO
ActiveSummary
FISKIMMO has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €675,568 and a net result of €72,321. Equity has been growing by about 3.1% per year since 2018. Its solvency ranks better than 60% of 5,795 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-07-1991 Normal situation
- Activity
- Real estate agency activities NACE 68310and 3 others
- Joint committees
- 200 Aanvullend Paritair Comité voor de bedienden
- 100 Aanvullend Paritair Comité voor de werklieden · annual accounts 2025
- Establishment unit
- 2.053.705.477 2660 Antwerpen, since 31-07-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €155,535
- ▲ 17.8%
- Turnover
- ≈ €270,000
- estimated
- Profit
- €72,321
- ▲ 59.2%
- Equity
- €675,568
- ▲ 12.0%
- Total assets
- €1.4m
- ▲ 19.0%
- Employees on 31-12-2025
- 3
- ▲ 200%
Score breakdownraises riskLiquidity: current ratio 8.48, cash €29,362lowers riskFounded in 1991Size: 0.9 FTE, total assets €1.4mFigures for financial year 2025 (filed on 20-06-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 64% of them on solvency, 61% on liquidity, 48% on profitability and 68% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, full format
Annual accounts 2025 filed on 20-06-2026 at the NBB all 34 filings
Every figure per financial year
The operating result for 2025 is 53% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 3 | - | 1 | 1 | 3 |
| full-time | 1 | - | - | - | 1 |
| part-time | 2 | - | 1 | 1 | 2 |
| in full-time equivalents | 1.7 | - | 0.5 | 0.8 | 1.8 |
| Average over the year, in full-time equivalents | 1.7 | 0.8 | 1 | 0.4 | 0.9 |
| On a permanent contract | 1 | - | - | - | - |
| Joined | 8 | 7 | 13 | 14 | 9 |
| Left | 7 | 10 | 12 | 14 | 7 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €17,500 | €25,657 | €8,300 | €2,279 | €939 |
| Depreciation and write-downs of the year | €35,520 | €38,084 | €39,590 | €35,760 | €29,705 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 · 1 entry · €368 awarded · €368 paid| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €25,925 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €56,870 | €27,562 | €17,831 | €19,715 | €26,114 | ▲ 32.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,626 | €37,678 | €38,978 | €35,520 | €38,084 | €39,590 | €35,760 | €29,705 | ▼ 16.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €8,142 | €36,093 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €4,871 | €6,410 | €4,472 | €16,879 | €4,336 | ▼ 74.3% |
| Non-recurring operating charges66A | - | - | - | - | €2,122 | €26,567 | - | €3,861 | - |
| Gross operating margin9900 | €74,522 | €75,708 | €93,387 | €146,752 | €153,675 | €116,206 | €131,979 | €155,535 | ▲ 17.8% |
| Operating profit (loss)9901 | €14,748 | €7,967 | €29,365 | €41,349 | €43,404 | €27,746 | €59,625 | €91,518 | ▲ 53.5% |
| Financial income75/76B | - | - | - | €24,469 | €23,807 | €12,041 | €30,546 | €42,415 | ▲ 38.9% |
| Recurring financial income75 | €26,534 | €24,883 | €25,253 | €24,469 | €23,807 | €12,041 | €30,546 | €42,415 | ▲ 38.9% |
| Financial charges65/66B | - | - | - | €27,417 | €26,180 | €22,989 | €24,648 | €29,407 | ▲ 19.3% |
| Recurring financial charges65 | €28,332 | €28,969 | €30,134 | €27,417 | €26,180 | €22,989 | €24,648 | €29,407 | ▲ 19.3% |
| Profit (loss) for the period before taxes9903 | €12,950 | €152 | €14,734 | €38,401 | €41,031 | €16,798 | €65,523 | €104,527 | ▲ 59.5% |
| Income taxes67/77 | €5,270 | €1,973 | €6,613 | €12,600 | €10,808 | €6,825 | €20,089 | €32,206 | ▲ 60.3% |
| Profit (loss) for the period9904 | €7,680 | -€1,820 | €8,121 | €25,801 | €30,223 | €9,974 | €45,433 | €72,321 | ▲ 59.2% |
| Profit (loss) for the period to be appropriated9905 | €7,680 | -€1,820 | €8,121 | €25,801 | €30,223 | €9,974 | €45,433 | €72,321 | ▲ 59.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.1m | €1.2m | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | €1.4m | ▲ 19.0% |
| Fixed assets21/28 | €0.5m | €0.5m | €0.5m | €0.5m | €0.4m | €0.4m | €0.3m | €0.3m | ▼ 9.5% |
| Tangible fixed assets22/27 | €0.5m | €0.5m | €0.4m | €0.4m | €0.4m | €0.4m | €0.3m | €0.3m | ▼ 9.5% |
| Land and buildings22 | - | - | - | €0.4m | €0.4m | €0.3m | €0.3m | €0.3m | ▼ 7.4% |
| Plant, machinery and equipment23 | - | - | - | €0.01m | €0.009m | €0.007m | €0.006m | €0.002m | ▼ 63.1% |
| Furniture and vehicles24 | - | - | - | €0.01m | €0.03m | €0.02m | €0.01m | €0.009m | ▼ 37.2% |
| Financial fixed assets28 | €0.05m | €0.05m | €0.04m | €0.03m | €0.03m | - | - | - | - |
| Current assets29/58 | €0.6m | €0.7m | €0.6m | €0.6m | €0.7m | €0.7m | €0.8m | €1.0m | ▲ 31.3% |
| Amounts receivable after more than one year29 | - | - | - | - | - | - | €0.1m | €0.1m | ▼ 11.6% |
| Other amounts receivable291 | - | - | - | - | - | - | €0.1m | €0.1m | ▼ 11.6% |
| Amounts receivable within one year40/41 | €0.6m | €0.7m | €0.6m | €0.6m | €0.6m | €0.7m | €0.7m | €0.9m | ▲ 35.6% |
| Trade receivables40 | - | - | - | €0.02m | €0.04m | €0.02m | €0.01m | €0.02m | ▲ 103% |
| Other amounts receivable41 | - | - | - | €0.6m | €0.6m | €0.7m | €0.7m | €0.9m | ▲ 34.5% |
| Cash at bank and in hand54/58 | €0.003m | €0.006m | €0.01m | €0.007m | €0.02m | €0.006m | €0.004m | €0.03m | ▲ 571% |
| Deferred charges and accrued income490/1 | - | - | - | €0.005m | €0.004m | €0.003m | €0.004m | €0.004m | ▲ 3.2% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.1m | €1.2m | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | €1.4m | ▲ 19.0% |
| Equity10/15 | €0.5m | €0.5m | €0.5m | €0.6m | €0.6m | €0.6m | €0.6m | €0.7m | ▲ 12.0% |
| Contributions10/11 | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | = |
| Capital10 | - | - | - | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | = |
| Issued capital100 | - | - | - | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | = |
| Reserves13 | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | €0.2m | €0.3m | ▲ 33.4% |
| Non-distributable reserves130/1 | - | - | - | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | = |
| Legal reserve130 | - | - | - | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | = |
| Tax-exempt reserves132 | - | - | - | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Distributable reserves133 | - | - | - | €0.1m | €0.2m | €0.1m | €0.2m | €0.2m | ▲ 41.4% |
| Amounts payable17/49 | €0.6m | €0.7m | €0.6m | €0.5m | €0.5m | €0.5m | €0.5m | €0.7m | ▲ 26.9% |
| Amounts payable after more than one year17 | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.4m | €0.6m | ▲ 27.9% |
| Financial debts170/4 | - | - | - | - | - | €0.5m | €0.4m | €0.6m | ▲ 27.9% |
| Other amounts payable178/9 | - | - | - | €0.5m | €0.5m | - | - | - | - |
| Amounts payable within one year42/48 | €0.05m | €0.03m | €0.03m | €0.02m | €0.008m | €0.02m | €0.1m | €0.1m | ▲ 22.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.009m | - | - | - | - | - |
| Financial debts43 | - | - | - | €0.002m | - | - | €0.08m | €0.09m | ▲ 8.3% |
| Other loans439 | - | - | - | €0.002m | - | - | €0.08m | €0.09m | ▲ 8.3% |
| Trade debts44 | €0.001m | €0.003m | €0.002m | - | - | €0.01m | €160 | €0.007m | ▲ 43× |
| Suppliers440/4 | - | - | - | - | - | €0.01m | €160 | €0.007m | ▲ 43× |
| Taxes, remuneration and social security45 | - | - | - | €0.008m | €0.008m | €0.007m | €0.02m | €0.03m | ▲ 48.3% |
| Taxes450/3 | - | - | - | €0.004m | €0.008m | €0.007m | €0.02m | €0.02m | ▲ 30.2% |
| Remuneration and social security454/9 | - | - | - | €0.004m | - | - | €0.002m | €0.006m | ▲ 192% |
| Accrued charges and deferred income492/3 | - | - | - | €0.02m | €0.01m | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,680 | -€1,820 | €8,121 | €25,801 | €30,223 | €9,974 | €45,433 | €72,321 | ▲ 59.2% |
| + Depreciation and write-downs630 | €34,626 | €37,678 | €38,978 | €35,520 | €38,084 | €39,590 | €35,760 | €29,705 | ▼ 16.9% |
| Operating cash flow (approximation) | €42,306 | €35,858 | €47,099 | €61,321 | €68,307 | €49,563 | €81,193 | €102,026 | ▲ 25.7% |
| Investment in fixed assets (approximation) | - | -€36,457 | -€3,861 | -€10,858 | -€19,015 | €18,267 | -€2,279 | €2,922 | - |
| Change in cash | - | €2,331 | €5,699 | -€4,018 | €16,977 | -€18,035 | -€1,890 | €24,986 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as FISKIMMO has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FISKIMMO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for FISKIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 34 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 20-06-2026 | 2026-00179035 | |
| 31-12-2024 | abbreviated format | 03-06-2025 | 2025-00114724 | |
| 31-12-2023 | abbreviated format | 01-06-2024 | 2024-00104382 | |
| 31-12-2022 | abbreviated format | 18-06-2023 | 2023-00133904 | |
| 31-12-2021 | abbreviated format | 03-07-2022 | 2022-20122071 | |
| 31-12-2020 | abbreviated format | 22-07-2021 | 2021-38200118 | |
| 31-12-2019 | abbreviated format | 21-09-2020 | 2020-54500120 | |
| 31-12-2018 | abbreviated format | 12-07-2019 | 2019-32000260 | |
| 31-12-2017 | abbreviated format | 29-06-2018 | 2018-27800246 | |
| 31-12-2016 | abbreviated format | 30-08-2017 | 2017-54200367 |
Board & ownership
Directors
Board 1
Other functions 1
Owners and capital
Capital transactions
- 26-05-2023 Capital stated in the deed · €386,973.38 · 10,609 shares
Mandate history
- Board
- Other function
- began earlier
| Name | Functions and periods |
|---|---|
| LEYSEN Johan |
|
| VAN HOOFSTADT Nicolas |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, enige bestuurder”
Articles of association, deed of 26-05-2023 (in Dutch)
Network & group
FISKIMMO shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of FISKIMMO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
26-05
Gazette deed
Change of role: LEYSEN Johan, from director to enige en niet statutaire bestuurderResignation: VAN HOOFSTADT Nicolas (director) · Amendment of the articles · Board rule10 points ▸
- General meeting, 09-05-2023
- Amendment of the articles, mentioned 3 times in the deed
- Board rule, 1, “enige bestuurder” (deed in Dutch)
- Director resignation, LEYSEN Johan (director)
- Director resignation, VAN HOOFSTADT Nicolas (director)
- Director discharge, LEYSEN Johan
- Director discharge, VAN HOOFSTADT Nicolas
- Director appointment, LEYSEN Johan (enige en niet statutaire bestuurder)
- Capital, €386,973.38
- Registered office clause, “2660 Antwerpen-Hoboken,Kapelstraat 162” (deed in Dutch)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
13 activities
- Zakelijke dienstverlening,waaronder rechtskundige dienstverlening,het verlenen van advies en hulp aan het bedrijfsleven,de selectie,plaatsing en opleiding van personeel;
- Het verlenen van advies,bijstand en leiding aan bedrijven,privé personen en instellingen,voornamelijk doch niet uitsluitend op het gebied van management,marketing,advies en ontwikkeling,processing en besturen van vennootschappen,dit alles in de meest ruime zin;
- Alle activiteiten van commercieel consultent,onder meer als informatie en administratiekantoor,aankoop en verkoopbeleid,personeelsbeleid en vertegenwoordiging van onderneming;
- Studie,organisatie- en raadgevend bureau inzake financiële,handels,juridische-,fiscale-,sociale en administratieve aangelegenheden;
- Administratieverwerking,evenals uitbating van een kantoor voor mechanografische werken onder andere op computer;
- Alle managementactiviteiten;
- Beheer van haar vermogen,de aan en verkoop,verhuring,verkaveling van alle onroerende goederen alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn om de opbrengst van haar patrimonium te bevorderen;
- De verhuur van alle roerende goederen,inclusief rollend materiaal,al dan niet met besturing;
- De vennootschap mag bij wijze van inbreng in speciën of in natura,fusie,onderschrijving,deelneming,financiële tussenkomst of anderszins,belangen nemen in andere bestaande of op te richten vennootschappen of ondernemingen,in België of in het buitenland,waarvan het voorwerp verwant of analoog is met het hare of van aard haar voorwerp te bevorderen;
- De vennootschap kan leningen aangaan en geven aan derden,zij kan ook financiële beleggingen doen;
- De vennootschap mag alle commerciële,industriële en financiële activiteiten en alle onroerend en roerend goed verhandelingen uitvoeren,die rechtstreeks of onrechtstreeks verband houden met haar voorwerp of deze activiteiten die haar zullen toelaten voordeel te halen voor haar ontwikkeling;
- De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen,bestuursfuncties waarnemen of laten waarnemen en diensten verlenen die direct of indirect verband houden met het voorgaande.Deze diensten kunnen geleverd worden krachtens een contractuele of statutaire benoeming en in de hoedanigheid van externe raadgever of orgaan van de cliënt;
- De vennootschap zal de leiding en het toezicht,in haar hoedanigheid van bestuurder,zaakvoerder,vereffenaar of anderszins,kunnen uitoefenen over,en advies verschaffen aan andere ondernemingen en/of personen.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11382C0169/00W002 | Flanders | 112 m² | 1 · 84 m² | 11.6 m · 4 |