FISKALJANA
ActiveFISKALJANA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €39k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+8
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.94 against 18.87 in 2024; short-term debt: 25.3% and cash: 87.3% of total assets), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
15.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 29-09-2025 was due by 29-04-2026 and was filed on 16-03-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
84 d early
2023
32 d early
2022
3 d late
2020
5 d early
2019
28 d early
2018
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 29-09-2026 and is due by 29-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today29-09-2026 close29-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€186k▼ 0.1%
2024 · €186k
2018: €139k
2019: €178k
2020: €190k
2022: €257k
2023: €168k
2024: €186k
2018 → 2025
Total assets
€249k▲ 26.7%
2024 · €196k
2018: €203k
2019: €259k
2020: €276k
2022: €281k
2023: €204k
2024: €196k
2018 → 2025
Net result
€39k▲ 113%
2024 · €18k
2018: €31k
2019: €49k
2020: €52k
2022: €67k
2023: €-12k
2024: €18k
2018 → 2025
Working capital
€185k▲ 0.1%
2024 · €184k
2018: €99k
2019: €119k
2020: €140k
2022: €251k
2023: €167k
2024: €184k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€190k-€257k▲ 35.2%€168k▼ 34.8%€186k▲ 11.0%€186k▼ 0.1%
Operating result€73k-€86k▲ 16.9%€-14k€24k€61k▲ 148%
Net result€52k-€67k▲ 29.3%€-12k€18k€39k▲ 113%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 148% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€1k▼ 23.1%
Current assets
€248k▲ 27.1%
Equity and liabilities €249k
Equity
€186k▼ 0.1%
Debt
€63k▲ 509%
The debt ratio rises from 5.3% to 25.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€61k▲
2024 · €25k
Cash flow
€40k▲
2024 · €19k
Solvency
74.7%▼
2024 · 94.7%
Current ratio
3.94▼
2024 · 18.87
Quick ratio
3.94▼
2024 · 18.87
Debt / equity
0.34▲
2024 · 0.06
ROE
21.1%▲
2024 · 9.9%
ROA
15.8%▲
2024 · 9.4%
Interest coverage
32.58▲
2024 · 25.29
Debt
€63k▲
2024 · €10k
Debt ≤ 1 year
€63k▲
2024 · €10k
Income taxes
€20k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€196k€249k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€195k€248k▲
Amounts receivable within one year40/41€32k€29k▼
Trade receivables40€17k€6k▼
Other amounts receivable41€14k€24k▲
Cash at bank and in hand54/58€162k€217k▲
Deferred charges and accrued income490/1€1k€928▼
Equity and liabilities
Total equity and liabilities10/49€196k€249k▲
Equity10/15€186k€186k▼
Contributions10/11€19k€19k=
Reserves13€167k€167k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€166k€165k▼
Amounts payable17/49€10k€63k▲
Amounts payable within one year42/48€10k€63k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48-€54k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€477€375▼
Other operating charges640/8€869€851▼
Gross operating margin9900€26k€62k▲
Operating profit (loss)9901€24k€61k▲
Financial income75/76B€2k€145▼
Recurring financial income75€2k€145▼
Financial charges65/66B€985€2k▲
Recurring financial charges65€985€2k▲
Profit (loss) for the period before taxes9903€26k€59k▲
Income taxes67/77€7k€20k▲
Profit (loss) for the period9904€18k€39k▲
Profit (loss) for the period to be appropriated9905€18k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€39k▲
Profit (loss) brought forward from the previous period14P€-11k-
Transfer from equity791/2-€39k
Transfer to equity691/2€7k€39k▲
To other reserves6921€7k€39k▲
Profit to be distributed694/7-€39k
Return on contributions (dividend)694-€39k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-09
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
29-09
Financial
Liquidity triplescurrent ratio 18.87
Current ratio from 5.59 to 18.87; short-term debt falls from €36k to €10k.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-09
Financial
Weakest financial yearnet €-12k ▼118%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
29-09
Financial
Highest result since 2018net €67k ▲29.3%
Operating result €86k, net result €67k, both a record.
29-09
Financial
Liquidity quadruplescurrent ratio 11.45
Current ratio from 2.63 to 11.45; short-term debt falls from €86k to €24k.
29-09
Financial
Equity above €200kEq €257k ▲35.2%
4 profitable years in a row build equity to €257k.
2021
25-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €150kEq €178k ▲28.3%
2 profitable years in a row build equity to €178k.
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Xaverianenstraat 328200 BruggeGround area
1,378 m²
Building footprint
265 m²
Volume, LiDAR
1,488 m³
Parcel 31030A0366/00F002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bvba Fiskaljana
since 20062.185.328.440
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31030A0366/00F002 | Flanders | 1,378 m² | 1 · 265 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-1995
Fiscal year end29-09
Activities, NACEBEL
69201Certified accountants and tax accountants
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.