Age4 yrs
Real estate2 parcels · 714 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of FISHMONGER is ≥ 25% (high). The 2024 annual accounts show negative equity (€-112k) and a net result of €-41k. The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone≥ 25%
High
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Recent warning signals
+Young company
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 events15-12-2025
KBO administration
Address struck
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record today, 205 days later. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 21-02-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2024, that is 31-01-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | nothing on record | not filed | - |
| 30-06-2024 | 31-01-2025 | 21-02-2025 | 21 d late | 2025-00037910 |
| 30-06-2023 | 31-01-2024 | 05-02-2024 | 5 d late | 2024-00026894 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalNo legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
1 eventAddress struck
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-41k+47.3%
Working capital€-97k-68.2%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 21-02-2025 with the NBB · fiscal year 2024 · micro
€-35k
+53.0%
23-24
€-41k
+47.3%
23-24
€-38k
+50.4%
23-24
€81k
+3.7%
23-24
€-112k
-57.6%
23-24
€-97k
-68.2%
23-24
€548
-50.8%
23-24
€193k
+29.2%
23-24
Show 9 other metrics
€166k
+35.7%
23-24
€27k
0.0%
23-24
0.42
-21.4%
23-24
0.06
-62.5%
23-24
-137.0%
-52.0%
23-24
-1.73
+18.0%
23-24
36.5%
-66.5%
23-24
-50.0%
+49.1%
23-24
-16.89
+92.0%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-35k |
| Net profit | €-41k |
| Cash flow | €-38k |
| Staff costs | €548 |
| Income taxes | - |
| Dividends | - |
| Total assets | €81k |
| Equity | €-112k |
| Debt | €193k |
| of which ≤ 1y | €166k |
| of which > 1y | €27k |
| Working capital | €-97k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.42 |
| Quick ratio | 0.06 |
| Working capital ratio | -119.0% |
| Solvency | -137.0% |
| Debt / equity | -1.73 |
| Long-term debt ratio | -0.24 |
| Interest coverage | -16.89 |
| Gross margin | - |
| Net margin | - |
| ROA | -50.0% |
| ROE | 36.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €81k |
| Fixed assets | 21/28 | €13k |
| Tangible fixed assets | 22/27 | €10k |
| Financial fixed assets | 28 | €3k |
| Current assets | 29/58 | €69k |
| Stocks & contracts in progress | 3 | €58k |
| Amounts receivable within one year | 40/41 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €81k |
| Equity | 10/15 | €-112k |
| Contributions / capital | 10/11 | €7k |
| Accumulated profits (losses) | 14 | €-118k |
| Amounts payable | 17/49 | €193k |
| Amounts payable after one year | 17 | €27k |
| Amounts payable within one year | 42/48 | €166k |
| Trade debts payable within one year | 44 | €166k |
| Income statement | ||
| Gross operating margin | 9900 | €-34k |
| Operating result | 9901 | €-39k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-41k |
| Net result for the period | 9904 | €-41k |
| Result to be appropriated | 9905 | €-41k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed15
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
2 directors8 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Maris Cristian-FlorinDirectorState Gazette act 26032512 (05-03-2026)Current05-03-2026 → present
Former directors (1)
-
SEDKI ISMAELDirectorState Gazette act 26032512 (05-03-2026)Former- → 05-03-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 03-11-2021 |
| Status | Active |
| Postal code | 1040 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationFISHMONGER
since 20212.326.642.295
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area714 m²
Buildings2
Building footprint300 m²
Volume (LiDAR)2,759 m³
Tallest building17.4 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0939/00Y100 | Brussels | 623 m² | 1 · 209 m² | 11.1 m · 2 fl. |
| 21363B0424/00H002 | Brussels | 91 m² | 1 · 91 m² | 17.4 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette15-12-2025
KBO administration
Address struck
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
8 acts Capital history · 3
27-03-2025
v3.2
19-11-2024
v3.2
02-02-2023
v3.2
All acts · 8
updated 5 months ago
2026
05-03-2026 1 director appointed, 1 resigning
- Maris Cristian-Florin, Bestuurder
- SEDKI ISMAEL, Bestuurder
2025
27-03-2025 Transaction in capital or shares
Summary:
v3.2
2024
19-11-2024 Transaction in capital or shares
Summary:
v3.2
12-06-2024 Change in the board of directors
Summary:
v3.2
2023
02-02-2023 Transaction in capital or shares
Summary:
v3.2
2022
05-04-2022 Change in the board of directors
Summary:
v3.2
26-01-2022 Change in the board of directors
Summary:
v3.2
2021
05-11-2021 Incorporation of a new SRL
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured58
/ 100
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
15
Profitability
100
Solvency
33
Growth
58
Stability
86
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | FISHMONGER |
Registered office
Peter Benoitstraat 2
1040 Etterbeek, Belgium
Registration history
- 15-12-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.