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FISH INVEST

Active
Private limited company (pre-2019)founded 2001active for 24 yearsVyvestraat(ONK) 7 A, 8840 Staden, BelgiumKBO/BCE: BE 0476.114.897

From the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FISH INVEST has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,144 and a net result of €2,353. Equity has been shrinking by about 15% per year since 2018. Its solvency ranks better than 23% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 20-11-2001 Normal situation
Activity
Retail sale of pets, pet food and pet supplies NACE 47762and 4 others
Establishment unit
2.095.486.347 8840 Staden, since 31-12-2001
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • Bruneel LodeDirector · since 20-12-2001

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€38,962
▼ 13.2%
Turnover
≈ €190,000
estimated
Profit
€2,353
▲ 15.7%
Equity
€6,144
▲ 62.1%
Total assets
€383,645
▼ 7.1%
Filed on 01-07-2026, 30 days before the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 1.99, cash €90, halvedSector: Retail trade (NACE 47)lowers riskFounded in 2001Size: total assets €383,645Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 40% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 27+1
equity 1.6% of total assets
Liquidity 27+1
short-term debt 47.2% · cash 0.0%
Profitability 37-2
return on assets 0.6%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025lowest value 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.6%▼ -0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.8%● unchanged vs 08-2026highest value 10-2026: 0.8%● unchanged vs 09-2026highest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 20% of them on solvency, 24% on liquidity, 28% on profitability and 88% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.99, cash €90, halved
NBB · annual accounts
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €383,645
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 22726 sector peers (2025).
NBB · sector comparison
Position among 22726 sector peers
Solvency
better than 23%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €6,144
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
42 days early
2023
1 day early
2022
18 days early
2021
40 days early
2020
23 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as FISH INVEST: retail sale of pets, pet food and pet supplies (NACE 47762). They are comparable in size and age: total assets between €328,000 and €534,000, founded between 1989 and 2003.

CompanyTotal assetsGross margin
FISH INVEST Staden€383,645€38,962
ANIMAUX ENTERPRISE Izegem€354,521€41,745
LE RECIF Meise€330,855€42,008
Bocklandt Demeulemeester Veterinary Services Gavere€377,125€63,403
SAINTE-HERMELLE SPORT HORSES Courcelles€534,240€51,931
BAZOUF Tielt€373,891€48,317
DOG CAT LOVERS Lennik€328,430€28,053
Full comparison

Documents

Annual accounts at the NBB

All 24 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about FISH INVEST

What is the company number of FISH INVEST?
The company number of FISH INVEST is 0476.114.897. The VAT number is the same number with BE in front: BE 0476.114.897.
Where is FISH INVEST based?
The registered office is at Vyvestraat(ONK) 7 A, 8840 Staden.Company details
What does FISH INVEST do?
According to the KBO register, the main activity is retail sale of pets, pet food and pet supplies (NACE 47762).
What is the legal form of FISH INVEST?
The legal form of FISH INVEST is Private limited company (pre-2019) (BVBA).
When was FISH INVEST founded?
FISH INVEST was founded on 20-11-2001.
Is FISH INVEST still active?
Yes, FISH INVEST is an active enterprise in the KBO register.
How many employees does FISH INVEST have?
FISH INVEST had an average of 0.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of FISH INVEST?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €38,962 and 51 comparable companies (NACE 477). It probably lies between €100,000 and €340,000.
Is FISH INVEST profitable?
In financial year 2025, FISH INVEST made a profit of €2,353.
Where can I find the annual accounts of FISH INVEST?
FISH INVEST filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of FISH INVEST due?
FISH INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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