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@fish holding

Active
Private limited companyfounded 20188 yrs activeSint-Pietersgroenestraat 8-10, 8000 Brugge, BelgiumKBO/BCE: BE 0689.694.744
Summary

@fish holding has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €428,456 and a net result of -€24,031. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
@fish holdingActiveChecked score 70/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€473,388total assets 2025
Equity
€428,456
Loss
-€24,031
Financial health
70 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Parent
HORECA TOTAAL BRUGGE · 66.67%
Holdings
1
Accounts filed 13 d late1 of 7 deeds read
Why 70- 1 change of registered office in 24 months- Loss of €24,031 (FY 2025)+ Size: total assets €473,388+ Figures for FY 2025 (filed 13-08-2026)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 49% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100+34
equity 90.5% of total assets
Liquidity 53+33
short-term debt 8.0% · cash 2.5%
Profitability 25-75
return on assets -5.1%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%▲ +1.6% vs 11-2024 01-2025: 0.9%▲ +135% vs 12-2024 02-2025: 0.9%● 0.0% vs 01-2025 03-2025: 0.9%▲ +1.8% vs 02-2025 04-2025: 1.0%▲ +3.4% vs 03-2025 05-2025: 1.0%● 0.0% vs 04-2025 06-2025: 0.9%▼ -1.5% vs 05-2025 07-2025: 1.0%▲ +1.1% vs 06-2025 08-2025: 1.1%▲ +17.9% vs 07-2025 09-2025: 1.2%▲ +10.4% vs 08-2025 10-2025: 1.3%▲ +3.9% vs 09-2025 11-2025: 1.9%▲ +45.9% vs 10-2025 12-2025: 2.3%▲ +19.3% vs 11-2025 01-2026: 4.6%▲ +103% vs 12-2025 02-2026: 4.8%▲ +6.1% vs 01-2026 03-2026: 5.3%▲ +10.1% vs 02-2026 04-2026: 6.2%▲ +15.8% vs 03-2026highest value 05-2026: 6.2%● 0.0% vs 04-2026highest value 06-2026: 6.2%● 0.0% vs 05-2026highest value 07-2026: 5.9%▼ -4.3% vs 06-2026 08-2026: 5.9%● 0.0% vs 07-2026 09-2026: 0.6%▼ -89.2% vs 08-2026 10-2026: 0.6%● 0.0% vs 09-2026
  • Size: total assets €473,388 lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Loss of €24,031 (FY 2025) raises the probability
  • Figures for FY 2025 (filed 13-08-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.99 in 2024; short-term debt: 8% and cash: 2.5% of total assets), and 9.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 48%, profitability 19%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €473,388
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Loss of €24,031 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 13-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
13 d late
2024
1 d early
2023
186 d early
2022
168 d early
2021
60 d early
2020
148 d early
2019
174 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 103 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Permanent representative: Anthony LezyState Gazette act
  3. Weakest financial yearnet -€24,031

Key points

  • Caution: From profit to loss in 2025after €592,843 in 2024 -€24,031 View
  • Controlled by HORECA TOTAAL BRUGGEknown shareholders 100% 66.67% View
  • Total assets 20256 fiscal years filed €473,388 View

By topic

Financials

Fiscal year
2025
Total assets
€473,388
Loss
-€24,031
Solvency
90.5%
Total assets▼ 57.2%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2019
  1. 13-08-2026Annual accounts filed
  2. 05-05-2026Permanent representative: Anthony Lezy
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
01-02-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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