FISH&EAT
ActiveFISH&EAT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €116k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+33
Solvency57▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.83 in 2024; short-term debt: 64.9% and cash: 31.5% of total assets), and 67.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.2%
Return on assets
22.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
34 d early
2023
29 d late
2022
5 d early
2021
31 d early
2020
13 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▲ 237%
2024 · €49k
2018: €-4k
2019: €5k
2020: €12k
2021: €41k
2022: €52k
2023: €40k
2024: €49k
2018 → 2025
Total assets
€511k▲ 17.5%
2024 · €435k
2018: €68k
2019: €97k
2020: €84k
2021: €150k
2022: €189k
2023: €320k
2024: €435k
2018 → 2025
Net result
€116k▲ 1,216%
2024 · €9k
2018: €-25k
2019: €10k
2020: €6k
2021: €29k
2022: €12k
2023: €-12k
2024: €9k
2018 → 2025
Working capital
€4k
2024 · €-63k
2018: €-16k
2019: €19k
2020: €25k
2021: €45k
2022: €46k
2023: €16k
2024: €-63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€52k▲ 28.4%€40k▼ 23.5%€49k▲ 21.9%€165k▲ 237%
Operating result€32k-€17k▼ 46.9%€-7k€72k€172k▲ 140%
Net result€29k-€12k▼ 60.2%€-12k€9k€116k▲ 1,216%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 140% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €511k
Fixed assets
€175k▲ 28.8%
Current assets
€336k▲ 12.3%
Equity and liabilities €511k
Equity
€165k▲ 237%
Debt
€346k▼ 10.3%
The debt ratio falls from 88.8% to 67.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€198k▲
2024 · €85k
Cash flow
€142k▲
2024 · €23k
Solvency
32.2%▲
2024 · 11.2%
Current ratio
1.01▲
2024 · 0.83
Quick ratio
0.95▲
2024 · 0.69
Debt / equity
2.11▼
2024 · 7.90
ROE
70.3%▲
2024 · 18.0%
ROA
22.6%▲
2024 · 2.0%
Interest coverage
17.31▲
2024 · 5.12
Debt
€346k▼
2024 · €386k
Debt ≤ 1 year
€332k▼
2024 · €362k
Debt > 1 year
€15k▼
2024 · €24k
Income taxes
€45k▼
2024 · €49k
Staff costs
€130k▼
2024 · €224k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€435k€511k▲
Fixed assets21/28€136k€175k▲
Intangible fixed assets21€69k€62k▼
Tangible fixed assets22/27€66k€113k▲
Land and buildings22€27k€59k▲
Plant, machinery and equipment23€37k€52k▲
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€545€545=
Current assets29/58€299k€336k▲
Stocks and contracts in progress3€50k€20k▼
Stocks30/36€50k€20k▼
Amounts receivable within one year40/41€178k€155k▼
Trade receivables40€103k€5k▼
Other amounts receivable41€75k€150k▲
Cash at bank and in hand54/58€71k€161k▲
Equity and liabilities
Total equity and liabilities10/49€435k€511k▲
Equity10/15€49k€165k▲
Contributions10/11€19k€19k=
Reserves13€7k€7k=
Tax-exempt reserves132€7k€7k=
Profit (loss) carried forward14€24k€139k▲
Amounts payable17/49€386k€346k▼
Amounts payable after more than one year17€24k€15k▼
Financial debts170/4€24k€15k▼
Amounts payable within one year42/48€362k€332k▼
Current portion of amounts payable after more than one year42€70k€27k▼
Trade debts44€177k€199k▲
Suppliers440/4€177k€199k▲
Taxes, remuneration and social security45€95k€48k▼
Taxes450/3€60k€26k▼
Remuneration and social security454/9€35k€22k▼
Other amounts payable47/48€20k€58k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€224k€130k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€26k▲
Other operating charges640/8€25k€11k▼
Gross operating margin9900€335k€339k▲
Operating profit (loss)9901€72k€172k▲
Financial income75/76B€2k€317▼
Recurring financial income75€2k€317▼
Financial charges65/66B€17k€11k▼
Recurring financial charges65€17k€11k▼
Profit (loss) for the period before taxes9903€57k€161k▲
Income taxes67/77€49k€45k▼
Profit (loss) for the period9904€9k€116k▲
Profit (loss) for the period to be appropriated9905€9k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€139k▲
Profit (loss) brought forward from the previous period14P€15k€24k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €116k ▲1216%
Operating result €172k, net result €116k, both a record.
31-12
Financial
Equity above €150kEq €165k ▲237%
2 profitable years in a row build equity to €165k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
15-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 258 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
20 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marnixplaats 12000 AntwerpenGround area
119 m²
Building footprint
106 m²
Volume, LiDAR
1,294 m³
Parcel 11811L3616/00A003, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FISH & EAT
since 20122.207.504.125
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3616/00A003 | Flanders | 119 m² | 1 · 105 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.207.504.125
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 8,909 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2012
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.