FISERCO
ActiveSummary
The latest annual accounts of FISERCO were filed more than 90 days after the deadline. The 2023 annual accounts show equity of €300,391 and a net result of €27,824. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 13943 sector peers (fiscal year 2023). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: Filed more than 90 days late
Axes, FY 2023 · tick = 2022
Profitability76▲+12
Solvency86▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
61.3%
Return on assets
5.7%
Age of the figures
33 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 27-12-2024, 149 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2023
149 d late
2022
356 d late
2021
22 d late
2020
89 d late
2019
3 d early
2018
9 d early
2017
120 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 103 days after the deadline; the sector median for financial year 2023 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€300,391▲ 10.2%
2022 · €272,568
Total assets
€490,325▲ 15.5%
2022 · €424,375
Net result
€27,824▼ 7.0%
2022 · €29,930
Working capital
€297,968▲ 8.9%
2022 · €273,711
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€71,883-€53,183▼ 26.0%€110,653▲ 108%€56,204▼ 49.2%€44,991▼ 20.0%
Net result€54,904-€38,190within the sector's middle half▼ 30.4%€76,596above the sector's middle half▲ 101%€29,930within the sector's middle half▼ 60.9%€27,824within the sector's middle half▼ 7.0%
Equity€152,852-€166,042within the sector's middle half▲ 8.6%€242,638within the sector's middle half▲ 46.1%€272,568above the sector's middle half▲ 12.3%€300,391above the sector's middle half▲ 10.2%
Total assets€406,102-€400,013within the sector's middle half▼ 1.5%€393,535within the sector's middle half▼ 1.6%€424,375within the sector's middle half▲ 7.8%€490,325above the sector's middle half▲ 15.5%
Debt€253,250-€233,971▼ 7.6%€150,896▼ 35.5%€151,807▲ 0.6%€189,933▲ 25.1%
Working capital€168,933-€180,210above the sector's middle half▲ 6.7%€249,092above the sector's middle half▲ 38.2%€273,711above the sector's middle half▲ 9.9%€297,968above the sector's middle half▲ 8.9%
Solvency37.6%-41.5%within the sector's middle half▲ 3.9pp61.7%within the sector's middle half▲ 20.1pp64.2%within the sector's middle half▲ 2.6pp61.3%within the sector's middle half▼ 3.0pp
Current ratio1.72-1.83within the sector's middle half▲ 0.112.81within the sector's middle half▲ 0.982.92within the sector's middle half▲ 0.112.69within the sector's middle half▼ 0.24
Return on assets (ROA)13.5%-9.5%within the sector's middle half▼ 4.0pp19.5%within the sector's middle half▲ 9.9pp7.1%within the sector's middle half▼ 12.4pp5.7%within the sector's middle half▼ 1.4pp
Staff (FTE)2.8-2.8above the sector's middle half=2▼ 28.6%2.5▲ 25.0%3.2▲ 28.0%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2023 is 20% below 2022 and is the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €490,325
Fixed assets
€15,995 ▲ 89.4%
Current assets
€474,330 ▲ 14.0%
Equity and liabilities €490,325
Equity
€300,391 ▲ 10.2%
Debt
€189,933 ▲ 25.1%
Debt's share of the balance-sheet total rises from 35.8% to 38.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51,772▼
2022 · €57,460
Cash flow
€34,605▲
2022 · €31,185
Debt to equity
0.63▲
2022 · 0.56
ROE
9.3%▼
2022 · 11.0%
Interest coverage
6.47▲
2022 · 4.35
Debt ≤ 1 year
€176,361▲
2022 · €142,218
Debt > 1 year
€13,572▲
2022 · €8,540
Income taxes
€14,642▼
2022 · €16,683
Staff costs
€142,027▲
2022 · €66,734
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €66,734 | €142,027 | ▲ 113% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,831 | €335 | €759 | €1,256 | €6,781 | ▲ 440% |
| Other operating charges640/8 | - | - | - | €6,358 | €8,987 | ▲ 41.4% |
| Gross operating margin9900 | €172,840 | €171,248 | €177,212 | €130,551 | €202,787 | ▲ 55.3% |
| Operating profit (loss)9901 | €71,883 | €53,183 | €110,653 | €56,204 | €44,991 | ▼ 20.0% |
| Financial income75/76B | - | - | - | €3,621 | €5,481 | ▲ 51.4% |
| Recurring financial income75 | €112 | €2 | €0 | €3,621 | €5,481 | ▲ 51.4% |
| Financial charges65/66B | - | - | - | €13,212 | €8,007 | ▼ 39.4% |
| Recurring financial charges65 | €3,596 | €8,427 | €10,088 | €13,212 | €8,007 | ▼ 39.4% |
| Profit (loss) for the period before taxes9903 | €68,399 | €44,758 | €100,566 | €46,613 | €42,465 | ▼ 8.9% |
| Income taxes67/77 | €13,495 | €6,568 | €23,970 | €16,683 | €14,642 | ▼ 12.2% |
| Profit (loss) for the period9904 | €54,904 | €38,190 | €76,596 | €29,930 | €27,824 | ▼ 7.0% |
| Profit (loss) for the period to be appropriated9905 | €54,904 | €38,190 | €76,596 | €29,930 | €27,824 | ▼ 7.0% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €406,102 | €400,013 | €393,535 | €424,375 | €490,325 | ▲ 15.5% |
| Fixed assets21/28 | €3,258 | €2,923 | €6,952 | €8,446 | €15,995 | ▲ 89.4% |
| Tangible fixed assets22/27 | €335 | - | €4,029 | €5,523 | €13,072 | ▲ 137% |
| Furniture and vehicles24 | - | - | - | €5,523 | €13,072 | ▲ 137% |
| Financial fixed assets28 | €2,923 | €2,923 | €2,923 | €2,923 | €2,923 | = |
| Current assets29/58 | €402,844 | €397,090 | €386,583 | €415,929 | €474,330 | ▲ 14.0% |
| Amounts receivable after more than one year29 | - | - | - | €133,402 | €133,402 | = |
| Trade receivables290 | - | - | - | €132,903 | €132,903 | = |
| Other amounts receivable291 | - | - | - | €499 | €499 | = |
| Amounts receivable within one year40/41 | €291,947 | €284,822 | €280,877 | €269,630 | €323,464 | ▲ 20.0% |
| Trade receivables40 | - | - | - | €265,478 | €323,419 | ▲ 21.8% |
| Other amounts receivable41 | - | - | - | €4,152 | €45 | ▼ 98.9% |
| Cash at bank and in hand54/58 | €6,387 | €7,854 | €1,233 | €4,583 | €5,900 | ▲ 28.7% |
| Deferred charges and accrued income490/1 | - | - | - | €8,314 | €11,564 | ▲ 39.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €406,102 | €400,013 | €393,535 | €424,375 | €490,325 | ▲ 15.5% |
| Equity10/15 | €152,852 | €166,042 | €242,638 | €272,568 | €300,391 | ▲ 10.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €31,790 | €59,613 | ▲ 87.5% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €29,930 | €57,753 | ▲ 93.0% |
| Profit (loss) carried forward14 | €132,392 | €145,582 | €222,178 | €222,178 | €222,178 | = |
| Amounts payable17/49 | €253,250 | €233,971 | €150,896 | €151,807 | €189,933 | ▲ 25.1% |
| Amounts payable after more than one year17 | €18,795 | €16,386 | €13,089 | €8,540 | €13,572 | ▲ 58.9% |
| Financial debts170/4 | - | - | - | €8,540 | €13,572 | ▲ 58.9% |
| Amounts payable within one year42/48 | €233,911 | €216,879 | €137,491 | €142,218 | €176,361 | ▲ 24.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €7,226 | €8,335 | ▲ 15.3% |
| Financial debts43 | - | - | - | €25,004 | €28,651 | ▲ 14.6% |
| Credit institutions430/8 | - | - | - | €25,004 | €28,651 | ▲ 14.6% |
| Trade debts44 | €53,493 | €63,868 | €4,457 | €5,206 | €3,425 | ▼ 34.2% |
| Suppliers440/4 | - | - | - | €5,206 | €3,425 | ▼ 34.2% |
| Advances received on contracts in progress46 | - | - | - | €10,000 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €87,516 | €110,854 | ▲ 26.7% |
| Taxes450/3 | - | - | - | €70,718 | €80,471 | ▲ 13.8% |
| Remuneration and social security454/9 | - | - | - | €16,798 | €30,383 | ▲ 80.9% |
| Other amounts payable47/48 | - | - | - | €7,267 | €25,098 | ▲ 245% |
| Accrued charges and deferred income492/3 | - | - | - | €1,050 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54,904 | €38,190 | €76,596 | €29,930 | €27,824 | ▼ 7.0% |
| + Depreciation and write-downs630 | €3,831 | €335 | €759 | €1,256 | €6,781 | ▲ 440% |
| Operating cash flow (approximation) | €58,735 | €38,525 | €77,356 | €31,185 | €34,605 | ▲ 11.0% |
| Investment in fixed assets (approximation) | - | €0 | -€4,788 | -€2,750 | -€14,330 | ▼ 421% |
| Change in cash | - | €1,467 | -€6,622 | €3,351 | €1,317 | ▼ 60.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 149 days late
22-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 356 days late
2023
31-12
Financial
Weakest financial yearnet €27,824 ▼7%
Net result drops to €27,824, the lowest in the series.
2022
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
30-06
Financial
Highest result since 2019net €76,596 ▲101%
Operating result €110,653, net result €76,596, both a record.
30-06
Financial
Equity above €200,000Eq €242,638 ▲46.1%
3 profitable years in a row build equity to €242,638.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 120 days late
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 149 days late
2013
05-09
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 217 days late
2012
10-04
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 3 establishment units since 2002
Ground area
1,177 m²
Building footprint
195 m²
Volume, LiDAR
499 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
3 establishment units
FISERCO
since 20022.160.163.967
FISERCO
since 20182.276.751.237
FISERCO
since 20182.276.751.336
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92114G0126/00X000 | Wallonia | 740 m² | 1 · 143 m² | - |
| 52044B0501/00F014 | Wallonia | 437 m² | 1 · 52 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,057 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-07-2002
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0478041536
Registered
24-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.