FISCUS
ActiveFISCUS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €388k and a net result of €51k. Equity is growing by ~32.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-1
Solvency87▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.22 against 10.49 in 2024; short-term debt: 19.3% and cash: 28.7% of total assets), and 38% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62%
Return on assets
8.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
31 d late
2022
27 d late
2021
3 d early
2020
2 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€51k▼ 3.6%
2024 · €53k
2018: €7k
2019: €17k
2020: €16k
2021: €34k
2022: €49k
2023: €266k
2024: €53k
2018 → 2025
Working capital
€268k▼ 16.9%
2024 · €323k
2018: €-10k
2019: €8k
2020: €28k
2021: €44k
2022: €24k
2023: €301k
2024: €323k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€175k▲ 38.5%€401k▲ 129%€436k▲ 8.9%€388k▼ 11.0%
Operating result€60k-€71k▲ 18.1%€388k▲ 445%€72k▼ 81.4%€71k▼ 2.0%
Net result€34k-€49k▲ 43.0%€266k▲ 447%€53k▼ 80.2%€51k▼ 3.6%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €627k
Fixed assets
€238k▼ 1.6%
Current assets
€389k▲ 9.0%
Equity and liabilities €627k
Equity
€388k▼ 11.0%
Debt
€238k▲ 47.4%
The debt ratio rises from 27.0% to 38.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€83k▲
2024 · €83k
Cash flow
€64k▲
2024 · €63k
Solvency
62.0%▼
2024 · 73.0%
Current ratio
3.22▼
2024 · 10.49
Quick ratio
3.22▼
2024 · 10.49
Debt / equity
0.61▲
2024 · 0.37
ROE
13.1%▲
2024 · 12.1%
ROA
8.1%▼
2024 · 8.8%
Interest coverage
33.85▲
2024 · 33.29
Debt
€238k▲
2024 · €162k
Debt ≤ 1 year
€121k▲
2024 · €34k
Debt > 1 year
€117k▼
2024 · €128k
Income taxes
€24k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€598k€627k▲
Fixed assets21/28€242k€238k▼
Tangible fixed assets22/27€242k€237k▼
Land and buildings22€216k€210k▼
Plant, machinery and equipment23-€503
Furniture and vehicles24€25k€26k▲
Financial fixed assets28-€700
Current assets29/58€357k€389k▲
Amounts receivable after more than one year29€200k€200k=
Other amounts receivable291€200k€200k=
Amounts receivable within one year40/41€30k€8k▼
Trade receivables40€18k€2k▼
Other amounts receivable41€12k€6k▼
Current investments50/53€123k€0▼
Cash at bank and in hand54/58€4k€180k▲
Deferred charges and accrued income490/1€929€997▲
Equity and liabilities
Total equity and liabilities10/49€598k€627k▲
Equity10/15€436k€388k▼
Contributions10/11€19k€19k=
Reserves13€418k€370k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€416k€368k▼
Profit (loss) carried forward14€123€123=
Amounts payable17/49€162k€238k▲
Amounts payable after more than one year17€128k€117k▼
Financial debts170/4€128k€117k▼
Amounts payable within one year42/48€34k€121k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€15k€29k▲
Suppliers440/4€15k€29k▲
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€9k€14k▲
Other amounts payable47/48€3€68k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€7k€2k▼
Gross operating margin9900€89k€85k▼
Operating profit (loss)9901€72k€71k▼
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€76k€75k▼
Income taxes67/77€23k€24k▲
Profit (loss) for the period9904€53k€51k▼
Profit (loss) for the period to be appropriated9905€53k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€51k▼
Profit (loss) brought forward from the previous period14P€123€123=
Transfer from equity791/2€16k€98k▲
Transfer to equity691/2€52k€50k▼
To other reserves6921€52k€50k▼
Profit to be distributed694/7€17k€99k▲
Return on contributions (dividend)694€17k€99k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €266k ▲447%
Operating result €388k, net result €266k, both a record.
31-12
Financial
Liquidity times 5current ratio 5.71
Current ratio from 1.10 to 5.71; short-term debt falls from €254k to €64k.
31-12
Financial
Equity above €200kEq €401k ▲129%
6 profitable years in a row build equity to €401k.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Equity above €150kEq €175k ▲38.5%
5 profitable years in a row build equity to €175k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €127k ▲35.7%
4 profitable years in a row build equity to €127k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Blanche Maison 101440 Braine-le-ChâteauGround area
3,066 m²
Building footprint
1,923 m²
Volume, LiDAR
45,608 m³
2 parcels, Brussels, Wallonia · tallest building 45.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
FISCUS
since 20082.228.111.873
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0224/00S007 | Brussels | 1,833 m² | 1 · 1,831 m² | 45.6 m · 8 fl. |
| 25015D0189/00H000 | Wallonia | 1,233 m² | 1 · 92 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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E.D.P. CONSULTING
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 5,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2008
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.