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FISCOPTI

Active
Private limited companyfounded 199530 yrs activeJustitiestraat 25A, 2018 Antwerpen, BelgiumKBO/BCE: BE 0456.619.679
Summary

FISCOPTI has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,050 and a net result of €58,759. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 4038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
FISCOPTIActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74121
2 sites
Size
€266,386total assets 2025
Staff
4.5 FTE
Equity
€21,050
Profit
€58,759
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2025
Bankruptcy chance 12 m
1.0%
Structure
Parent
ADHORAH · 100%
Accounts 29 d early0 of 5 deeds read
Why 65- 1 change of registered office in 24 months- Liquidity: current ratio 0.83, cash €1,913- Equity €21,050 (7.9% of total assets)+ Sector Legal and accounting activities (NACE 69)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 23% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 33-2
equity 7.9% of total assets
Liquidity 8-11
short-term debt 79.2% · cash 0.7%
Profitability 89+5
return on assets 22.1%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,004 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● 0.0% vs 11-2024 01-2025: 0.7%● 0.0% vs 12-2024 02-2025: 0.7%● 0.0% vs 01-2025 03-2025: 0.7%● 0.0% vs 02-2025 04-2025: 0.7%● 0.0% vs 03-2025 05-2025: 0.7%● 0.0% vs 04-2025 06-2025: 0.7%● 0.0% vs 05-2025 07-2025: 0.7%● 0.0% vs 06-2025 08-2025: 0.6%▼ -1.5% vs 07-2025lowest value 09-2025: 0.7%▲ +11.6% vs 08-2025 10-2025: 1.5%▲ +107% vs 09-2025 11-2025: 1.5%▼ -1.1% vs 10-2025 12-2025: 1.4%▼ -6.0% vs 11-2025 01-2026: 1.5%▲ +8.6% vs 12-2025highest value 02-2026: 0.9%▼ -40.8% vs 01-2026 03-2026: 0.9%● 0.0% vs 02-2026 04-2026: 0.9%● 0.0% vs 03-2026 05-2026: 0.9%● 0.0% vs 04-2026 06-2026: 0.9%● 0.0% vs 05-2026 07-2026: 0.9%● 0.0% vs 06-2026 08-2026: 0.9%● 0.0% vs 07-2026 09-2026: 1.0%▲ +13.4% vs 08-2026 10-2026: 1.0%▲ +1.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 0.83, cash €1,913 raises the probability
  • Equity €21,050 (7.9% of total assets) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.73 in 2024; short-term debt: 79.2% and cash: 0.7% of total assets), and 92.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 13%, liquidity 2%, profitability 49%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 0.83, cash €1,913
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €21,050 (7.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4038 sector peers (2025).
NBB · sector comparison
Position among 4038 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
123 d early
2023
61 d early
2022
37 d early
2021
71 d early
2020
48 d early
2019
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 58 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 1 December (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close07-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Incorporation · FounderName clause · Legal form…
  2. Other statement · Auditor reportDissolution · Liquidation distribution
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Caution: Among the weakest 11% on equitysector median €271,683 · 4,038 companies €21,050 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by ADHORAH 100% View
  • Positive: 7 profitable years in a rowprofit 2025: €58,759 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€266,386
Profit
€58,759
Solvency
7.9%
Total assets▲ 21.3%
Net result
20192025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-01-2027
  1. 05-10-2026Incorporation · Founder
  2. 06-02-2026Other statement · Auditor report
  3. 02-01-2026Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
29-11-1995
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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