FISCOMAG

Active Risk: very low

Coöperatieve vennootschap met onbeperkte aansprakelijkheidfounded 199134 yrs activeRue de Bayemont 74, 6040 Charleroi, BelgiumKBO/BCE: BE 0445.678.178

Summary

FISCOMAG has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Risk analysis Watch Report Compare

FISCOMAGActive

Risk analysis Report Compare

Checked score

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

No filing for years

The last filed financial year closed on 31-12-1994. Since then, 25 financial years are missing. This points to a standstill, not an imminent failure.

NBB · 3 filings

Position against the passed deadline

31-12-1995 close31-07-1996 deadline28-09-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-1994 was due by 31-07-1995 and was filed on 04-10-1996, 431 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 3 filings

Deviation from the deadline

2019

not filed

2018

not filed

2017

not filed

2016

not filed

2015

not filed

2014

not filed

2013

not filed

← before the deadline after the deadline →

tick = median of all Belgian filings

The Belgian median for financial year 2019 is on the deadline day, and 49% of all filings were late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

On 21 November 1991, FISCOMAG was incorporated.¹ The company has filed 3 sets of annual accounts, the latest for fiscal year 1994.²

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What held for this company on a given day: board, seat, name?Company as of a date Which other companies resemble this one?Lookalike companies

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Investigating this company? Keep it with today's facts in a case file.

Financials · full schema

Figures filed as PDF only

The National Bank holds 3 filings for this company, the latest for fiscal year 1994 (full schema). That filing exists only as a PDF; Checked reads figures from a filing's XBRL file.

Filings with the National Bank

Fiscal year	Type	Filed	Reference
31-12-1994	full schema	04-10-1996	1996-46801195
31-12-1993	full schema	31-03-1994	1994-05301634
31-12-1992	full schema	29-06-1993	1993-18502926

Timeline · acts, filings and financial milestones

All 3Filings 3

1996

04-10

NBB filing Annual accounts filed

fiscal year 1994 · full schema · 431 days late

1994

31-03

NBB filing Annual accounts filed

fiscal year 1993 · full schema

1993

29-06

NBB filing Annual accounts filed

fiscal year 1992 · full schema

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Charleroi · 2 establishment units since 1991

seat establishment All 2 establishment units on the map

Ground area

668 m²

Building footprint

162 m²

Volume, LiDAR

1,338 m³

2 parcels, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.

2 establishment units

Rue de Bayemont 74, 6040 Charleroi

NACE 7412101

since 19912.055.165.625

Place de la Villette 10, 6001 Charleroi

NACE 7412101

since 19912.055.165.724

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52363E0037/00R011	Wallonia	364 m²	1 · 99 m²	9.1 m · 2 fl.
52045A0117/00M002	Wallonia	304 m²	1 · 63 m²	11.8 m · 3 fl.

Linked by address, not proof of ownership

Good to know

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Identification & contact

Identification

Legal formCoöperatieve vennootschap met onbeperkte aansprakelijkheid

Founded21-11-1991

Fiscal year end31-12

E-invoicing

Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Scores and ratios are computed by Checked and are not a credit decision.