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FISCOLAB

Active
Private limited companyfounded 200521 yrs activeRue de l' Abbaye 34, 5336 Assesse, BelgiumKBO/BCE: BE 0871.454.829
Summary

FISCOLAB has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,282 and a net result of -€2,327. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 1011 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Certified accountants and tax accountants
NACE 69201NACE 74122
How big
€108,999total assets 2025
Equity
€48,282
Loss
-€2,327
Financially healthy?
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 7 d early0 of 3 deeds read
Why 71- Higher-failure-rate region- Annual accounts: weaker financial profile+ Lower-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability32▼-6
Solvency69▼-31
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.79; short-term debt: 55.7% and cash: 51.7% of total assets), but 55.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
44.3%
Return on assets
-2.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
12 d early
2023
31 d early
2022
32 d early
2021
33 d early
2020
25 d early
2019
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 31 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Financials

Fiscal year 2025Total assets €108,999Loss -€2,327Solvency 44.3%Liquidity 1.79
Total assets
€108,999▼ 0.6%
2019 - 2025
Net result
-€2,327
2019 - 2025
Equity
€48,282▼ 56.0%
2019 - 2025
Solvency
44.3%▼ 55.7pp
2019 - 2025

Financials · fiscal year 2025, full schema

Trend over the years7 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,675▲ 25.7%-€11,664▼ 596%€3,437€665▼ 80.6%-€2,019
Net result-€2,392below the sector's middle half▲ 22.7%-€12,283below the sector's middle half▼ 414%€2,989below the sector's middle half€249below the sector's middle half▼ 91.7%-€2,327below the sector's middle half
Equity€118,653within the sector's middle half▼ 2.0%€106,371within the sector's middle half▼ 10.4%€109,359within the sector's middle half▲ 2.8%€109,609within the sector's middle half▲ 0.2%€48,282below the sector's middle half▼ 56.0%
Total assets€135,102within the sector's middle half▼ 6.4%€115,988below the sector's middle half▼ 14.1%€110,611below the sector's middle half▼ 4.6%€109,609below the sector's middle half▼ 0.9%€108,999below the sector's middle half▼ 0.6%
Debt€16,449▼ 29.2%€9,618▼ 41.5%€1,252▼ 87.0%€60,717
Working capital€112,938within the sector's middle half▼ 3.6%€107,150within the sector's middle half▼ 5.1%€108,939within the sector's middle half▲ 1.7%€47,862within the sector's middle half
Solvency87.8%above the sector's middle half▲ 3.9pp91.7%above the sector's middle half▲ 3.9pp98.9%above the sector's middle half▲ 7.2pp100.0%above the sector's middle half▲ 1.1pp44.3%within the sector's middle half▼ 55.7pp
Current ratio14.90above the sector's middle half▼ 0.9313.73above the sector's middle half▼ 1.1788.03above the sector's middle half▲ 74.301.79within the sector's middle half
Return on assets (ROA)-1.8%below the sector's middle half▲ 0.4pp-10.6%below the sector's middle half▼ 8.8pp2.7%within the sector's middle half▲ 13.3pp0.2%below the sector's middle half▼ 2.5pp-2.1%below the sector's middle half▼ 2.4pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000Operating result 2021: -€1,675-€1,675Net result 2021: -€2,392-€2,392Operating result 2022: -€11,664-€11,664Net result 2022: -€12,283-€12,283Operating result 2023: €3,437€3,437Net result 2023: €2,989€2,989Operating result 2024: €665€665Net result 2024: €249€249Operating result 2025: -€2,019-€2,019Net result 2025: -€2,327-€2,32720212022202320242025-€4,000-€2,000€0€2,000€4,000Operating result 2023: €3,437€3,440Net result 2023: €2,989€2,990Operating result 2024: €665€665Net result 2024: €249€249Operating result 2025: -€2,019-€2,020Net result 2025: -€2,327-€2,330202320242025
The operating result turns negative in 2025: a loss of €2,019 after €665 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108,999
Fixed assets €420 =
Current assets €108,579 ▼ 0.6%
Equity and liabilities €108,999
Equity €48,282
Debt €60,717
Debt finances 55.7% of the balance-sheet total.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.26
ROE
-4.8%▼
2024 · 0.2%
Debt ≤ 1 year
€60,717
Income taxes
€990
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€109,609€108,999▼
Fixed assets21/28€420€420=
Tangible fixed assets22/27€420€420=
Other tangible fixed assets26€420€420=
Current assets29/58€109,189€108,579▼
Amounts receivable within one year40/41€1,200€2,220▲
Other amounts receivable41€1,200€2,220▲
Current investments50/53€100,000€50,000▼
Cash at bank and in hand54/58€7,989€56,359▲
Equity and liabilities
Total equity and liabilities10/49€109,609€108,999▼
Equity10/15€109,609€48,282▼
Contributions10/11€6,200€6,200=
Reserves13€97,326€42,000▼
Tax-exempt reserves132€3,966-
Distributable reserves133€93,360€42,000▼
Profit (loss) carried forward14€6,083€82▼
Amounts payable17/49-€60,717
Amounts payable within one year42/48-€60,717
Trade debts44-€1,717
Suppliers440/4-€1,717
Other amounts payable47/48-€59,000
Income statement Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900€1,050-€1,632▼
Operating profit (loss)9901€665-€2,019▼
Financial income75/76B-€3,300
Recurring financial income75-€3,300
Financial charges65/66B€416€2,618▲
Recurring financial charges65€416€2,618▲
Profit (loss) for the period before taxes9903€249-€1,337▼
Income taxes67/77-€990
Profit (loss) for the period9904€249-€2,327▼
Transfer from tax-exempt reserves789-€3,966
Profit (loss) for the period to be appropriated9905€249€1,639▲
Appropriation of the result
Profit (loss) to be appropriated9906€6,083€7,722▲
Profit (loss) brought forward from the previous period14P€5,833€6,083▲
Transfer from equity791/2-€51,360
Profit to be distributed694/7-€59,000
Return on contributions (dividend)694-€59,000

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,143€13,618----
Other operating charges640/8-€600€348€384€387▲ 0.8%
Gross operating margin9900€3,816€2,554€3,785€1,050-€1,632▼ 255%
Operating profit (loss)9901-€1,675-€11,664€3,437€665-€2,019▼ 404%
Financial income75/76B----€3,300-
Recurring financial income75----€3,300-
Financial charges65/66B-€619€448€416€2,618▲ 529%
Recurring financial charges65€717€619€448€416€2,618▲ 529%
Profit (loss) for the period before taxes9903-€2,392-€12,283€2,989€249-€1,337▼ 636%
Income taxes67/77----€990-
Profit (loss) for the period9904-€2,392-€12,283€2,989€249-€2,327▼ 1,033%
Transfer from tax-exempt reserves789----€3,966-
Profit (loss) for the period to be appropriated9905-€2,392-€12,283€2,989€249€1,639▲ 557%
Line20212022202320242025Change
Assets
Total assets20/58€135,102€115,988€110,611€109,609€108,999▼ 0.6%
Fixed assets21/28€14,038€420€420€420€420=
Tangible fixed assets22/27€14,038€420€420€420€420=
Other tangible fixed assets26-€420€420€420€420=
Current assets29/58€121,064€115,568€110,191€109,189€108,579▼ 0.6%
Amounts receivable within one year40/41€57,317€1,364€1,200€1,200€2,220▲ 85.0%
Other amounts receivable41-€1,364€1,200€1,200€2,220▲ 85.0%
Current investments50/53---€100,000€50,000▼ 50.0%
Cash at bank and in hand54/58€63,747€114,204€108,991€7,989€56,359▲ 605%
Equity and liabilities
Total equity and liabilities10/49€135,102€115,988€110,611€109,609€108,999▼ 0.6%
Equity10/15€118,653€106,371€109,359€109,609€48,282▼ 56.0%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€109,826€97,326€97,326€97,326€42,000▼ 56.8%
Tax-exempt reserves132-€3,966€3,966€3,966--
Distributable reserves133-€93,360€93,360€93,360€42,000▼ 55.0%
Profit (loss) carried forward14€2,627€2,845€5,833€6,083€82▼ 98.7%
Amounts payable17/49€16,449€9,618€1,252-€60,717-
Amounts payable after more than one year17€8,323€1,199----
Financial debts170/4-€1,199----
Amounts payable within one year42/48€8,126€8,418€1,252-€60,717-
Current portion of amounts payable after more than one year42-€7,123€1,199---
Trade debts44€292---€1,717-
Suppliers440/4----€1,717-
Other amounts payable47/48-€1,295€52-€59,000-
Line20212022202320242025Change
Profit (loss) for the period9904-€2,392-€12,283€2,989€249-€2,327▼ 1,033%
+ Depreciation and write-downs630€5,143€13,618----
Operating cash flow (approximation)€2,751€1,335€2,989€249-€2,327▼ 1,033%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€50,457-€5,213-€101,002€48,370▲ 148%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 12,179 companies in this sector we hold annual accounts for 7,644. 5,889 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

13 eventsLatest 23-04-2026Next filing 30-04-2027

History

On 26 January 2005, FISCOLAB was incorporated.1 Total assets went from €154,114 in 2019 to €108,999 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
23-04
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
18-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
30-03
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial Back to profitnet €2,989
Net result €2,989 after 4 loss-making years.
30-09
Financial Liquidity times 6current ratio 88.03
Current ratio from 13.73 to 88.03; short-term debt falls from €8,418 to €1,252.
29-03
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial Weakest financial yearnet -€12,283
Net result drops to -€12,283, the lowest in the series; recovery starts the following year.
28-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
05-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
01-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
08-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 161 days late
2017
02-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
2016
28-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 26-01-2005Year ends 30-09Peppol not found

Register details

Identification
Legal formPrivate limited company
Founded26-01-2005
Fiscal year end30-09
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Assesse
exact location from the address register On OpenStreetMap
Ground area
1,101 m²
Building footprint
157 m²
Parcel 92028A0238/00A002, Wallonia. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92028A0238/00A002 Wallonia 1,101 m² 1 · 157 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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