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Fiscofina

Dissolution or liquidation
Private limited company (pre-2019)founded 1975Rue d'Angleterre 27, 7800 Ath, BelgiumKBO/BCE: BE 0415.490.491

The KBO register records for Fiscofina the legal situation: dissolution or liquidation (code 012); this is today's state according to the register itself, which carries no start date. The 2025 annual accounts show equity of €92k and a net result of €-215.

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 13933 peers (2025). A comfortable equity buffer.
NBB · sector comparison
Position among 13933 sector peers
Solvency
better than 95%
← weakest strongest →
raises risk · Register: dissolution or liquidation
The KBO register records the legal situation: dissolution or liquidation (code 012). This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
64 d early
2025
142 d early
2024
68 d early
2023
70 d early
2022
51 d early
2021
62 d early
2020
42 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-215
2025 · €5k
2018: €2k 2019: €3k 2020: €3k 2021: €4k 2022: €3k 2023: €4k 2024: €30k 2025: €5k
2018 → 2025
Working capital
€62k▼ 0.3%
2025 · €62k
2018: €11k 2019: €13k 2020: €16k 2021: €20k 2022: €23k 2023: €27k 2024: €66k 2025: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20222023202420252025Trend
Equity€54k-€58k▲ 7.1%€88k▲ 51.1%€93k▲ 5.7%€92k▼ 0.2%
Operating result€4k-€5k▲ 24.6%€-51k€6k€-1k
Net result€3k-€4k▲ 25.5%€30k▲ 667%€5k▼ 83.1%€-215
Result per fiscal year
Operating resultNet result
€-75k€-50k€-25k€0€25kOperating result 2022: €4k€4kNet result 2022: €3k€3kOperating result 2023: €5k€5kNet result 2023: €4k€4kOperating result 2024: €-51k€-51kNet result 2024: €30k€30kOperating result 2025: €6k€6kNet result 2025: €5k€5kOperating result 2025: €-1k€-1kNet result 2025: €-215€-21520222023202420252025
The operating result turns negative in 2025: a loss of €1k after €6k in 2025.
Balance-sheet composition
2025 in colour, 2025 as the grey bar beneath
Assets €93k
Fixed assets €31k=
Current assets €63k▼ 1.0%
Equity and liabilities €93k
Equity €92k▼ 0.2%
Debt €943▼ 29.3%
The debt ratio falls from 1.4% to 1.0%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2025
Solvency
99.0%
2025 · 98.6%
Current ratio
66.46
2025 · 47.47
Quick ratio
66.46
2025 · 47.47
Debt / equity
0.01
2025 · 0.01
ROE
-0.2%
2025 · 5.4%
ROA
-0.2%
2025 · 5.3%
Debt
€943
2025 · €1k
Debt ≤ 1 year
€943
2025 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2025
Balance sheet Code20252025
Assets
Total assets20/58€94k€93k
Fixed assets21/28€31k€31k=
Tangible fixed assets22/27€31k€31k=
Land and buildings22€31k€31k=
Current assets29/58€63k€63k
Amounts receivable after more than one year29€0€0=
Trade receivables290€0€0=
Amounts receivable within one year40/41€543€322
Other amounts receivable41€543€322
Cash at bank and in hand54/58€63k€62k
Equity and liabilities
Total equity and liabilities10/49€94k€93k
Equity10/15€93k€92k
Contributions10/11€37k€37k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€54k€53k
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Pensions and similar obligations160€0-
Major repairs and maintenance162€0-
Amounts payable17/49€1k€943
Amounts payable within one year42/48€1k€943
Trade debts44€1k€700
Suppliers440/4€1k€700
Taxes, remuneration and social security45€93€93=
Taxes450/3€93€93=
Other amounts payable47/48€150€150=
Income statement Code20252025
Provisions for liabilities and charges: additions (uses and reversals)635/8€-9k-
Other operating charges640/8€2k-
Gross operating margin9900€-310€-1k
Operating profit (loss)9901€6k€-1k
Financial income75/76B€627€885
Recurring financial income75€263€885
Non-recurring financial income76B€363€885
Financial charges65/66B€257€23
Recurring financial charges65€178€23
Non-recurring financial charges66B€79-
Profit (loss) for the period before taxes9903€7k€-215
Income taxes67/77€2k-
Profit (loss) for the period9904€5k€-215
Profit (loss) for the period to be appropriated9905€5k€-215
Appropriation of the result
Profit (loss) to be appropriated9906€54k€53k
Profit (loss) brought forward from the previous period14P€49k€54k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
28-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-215 ▼104%
Net result drops to €-215, the lowest in the series.
17-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
24-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €30k ▲667%
Net result €30k, the highest in the series.
22-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity doublescurrent ratio 31.35
Current ratio from 14.30 to 31.35; short-term debt falls from €2k to €899.
10-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity triplescurrent ratio 14.98
Current ratio from 5.47 to 14.98; short-term debt falls from €4k to €1k.
19-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 5 days late
2019
29-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
30-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 1975
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue d'Angleterre 277800 Ath
Ground area
233 m²
Building footprint
110 m²
Volume, LiDAR
1,104 m³
2 parcels, Wallonia · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Moulin 15, 7800 Ath
NACE 65210
since 19752.011.568.281
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
51004C0064/00X000 Wallonia 189 m² 1 · 79 m² 11.9 m · 3 fl.
51004D0161/00A000 Wallonia 44 m² 1 · 31 m² 12.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,633 companies in sector 68121 we hold annual accounts for 7,328. 5,238 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded04-11-1975
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 50 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.