FISCODRIVE
ActiveSummary
FISCODRIVE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47,147 and a net result of €4,409. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 15372 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▼-7
Solvency49▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.25 in 2023; short-term debt: 51.9% and cash: 23.6% of total assets), and 75.6% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.4%
Return on assets
2.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 15372 sector peers (2024).
NBB · sector comparisonPosition among 15372 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
59 d early
2023
100 d early
2022
129 d early
2021
61 d early
2020
45 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 65 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 May (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€47,147▲ 10.3%
2023 · €42,738
Total assets
€193,330▼ 4.2%
2023 · €201,895
Net result
€4,409▼ 74.5%
2023 · €17,310
Working capital
€26,099▲ 24.6%
2023 · €20,954
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€16,480▲ 84.8%€21,017▲ 27.5%€30,600▲ 45.6%€25,496▼ 16.7%€7,838▼ 69.3%
Net result€10,438within the sector's middle half▲ 134%€11,318within the sector's middle half▲ 8.4%€20,828within the sector's middle half▲ 84.0%€17,310within the sector's middle half▼ 16.9%€4,409below the sector's middle half▼ 74.5%
Equity€33,688below the sector's middle half▲ 130%€42,606within the sector's middle half▲ 26.5%€42,734within the sector's middle half▲ 0.3%€42,738within the sector's middle half=€47,147within the sector's middle half▲ 10.3%
Total assets€301,442within the sector's middle half▲ 1,093%€298,841within the sector's middle half▼ 0.9%€219,158within the sector's middle half▼ 26.7%€201,895within the sector's middle half▼ 7.9%€193,330within the sector's middle half▼ 4.2%
Debt€267,754▲ 2,419%€256,235▼ 4.3%€176,424▼ 31.1%€159,157▼ 9.8%€146,183▼ 8.2%
Working capital€13,747within the sector's middle half▼ 32.5%€23,958within the sector's middle half▲ 74.3%€19,637within the sector's middle half▼ 18.0%€20,954within the sector's middle half▲ 6.7%€26,099within the sector's middle half▲ 24.6%
Solvency11.2%below the sector's middle half▼ 46.8pp14.3%below the sector's middle half▲ 3.1pp19.5%below the sector's middle half▲ 5.2pp21.2%below the sector's middle half▲ 1.7pp24.4%below the sector's middle half▲ 3.2pp
Current ratio1.13below the sector's middle half▼ 4.321.21below the sector's middle half▲ 0.081.28within the sector's middle half▲ 0.071.25within the sector's middle half▼ 0.031.26within the sector's middle half▲ 0.01
Return on assets (ROA)3.5%within the sector's middle half▼ 14.2pp3.8%below the sector's middle half▲ 0.3pp9.5%within the sector's middle half▲ 5.7pp8.6%within the sector's middle half▼ 0.9pp2.3%below the sector's middle half▼ 6.3pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 69% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €193,330
Fixed assets
€66,932 ▼ 31.5%
Current assets
€126,398 ▲ 21.3%
Equity and liabilities €193,330
Equity
€47,147 ▲ 10.3%
Debt
€146,183 ▼ 8.2%
Debt's share of the balance-sheet total falls from 78.8% to 75.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38,603▼
2023 · €56,622
Cash flow
€35,174▼
2023 · €48,436
Debt to equity
3.10▼
2023 · 3.72
ROE
9.4%▼
2023 · 40.5%
Interest coverage
19.09▼
2023 · 23.78
Debt ≤ 1 year
€100,299▲
2023 · €83,244
Debt > 1 year
€45,868▼
2023 · €75,913
Income taxes
€1,473▼
2023 · €5,830
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.4%
went bankrupt
1.6%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,534 | €31,082 | €31,511 | €31,126 | €30,765 | ▼ 1.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €849 | - | €1,478 | - |
| Other operating charges640/8 | - | €494 | €348 | €384 | €712 | ▲ 85.4% |
| Non-recurring operating charges66A | - | €287 | - | - | - | - |
| Gross operating margin9900 | €41,374 | €52,880 | €63,308 | €57,006 | €40,793 | ▼ 28.4% |
| Operating profit (loss)9901 | €16,480 | €21,017 | €30,600 | €25,496 | €7,838 | ▼ 69.3% |
| Financial income75/76B | - | €3 | €4 | €25 | €66 | ▲ 164% |
| Recurring financial income75 | - | €3 | €4 | €25 | €66 | ▲ 164% |
| Financial charges65/66B | - | €3,235 | €2,821 | €2,381 | €2,022 | ▼ 15.1% |
| Recurring financial charges65 | €2,730 | €3,235 | €2,821 | €2,381 | €2,022 | ▼ 15.1% |
| Profit (loss) for the period before taxes9903 | €13,750 | €17,785 | €27,783 | €23,140 | €5,882 | ▼ 74.6% |
| Income taxes67/77 | €3,312 | €6,467 | €6,955 | €5,830 | €1,473 | ▼ 74.7% |
| Profit (loss) for the period9904 | €10,438 | €11,318 | €20,828 | €17,310 | €4,409 | ▼ 74.5% |
| Profit (loss) for the period to be appropriated9905 | €10,438 | €11,318 | €20,828 | €17,310 | €4,409 | ▼ 74.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €301,442 | €298,841 | €219,158 | €201,895 | €193,330 | ▼ 4.2% |
| Fixed assets21/28 | €183,557 | €159,674 | €128,824 | €97,697 | €66,932 | ▼ 31.5% |
| Intangible fixed assets21 | €181,228 | €158,467 | €127,922 | €97,377 | €66,832 | ▼ 31.4% |
| Tangible fixed assets22/27 | €2,229 | €1,207 | €902 | €320 | €100 | ▼ 68.8% |
| Furniture and vehicles24 | - | €1,207 | €902 | €320 | €100 | ▼ 68.8% |
| Financial fixed assets28 | €100 | €0 | - | - | - | - |
| Current assets29/58 | €117,885 | €139,167 | €90,334 | €104,198 | €126,398 | ▲ 21.3% |
| Amounts receivable within one year40/41 | €50,441 | €61,771 | €63,183 | €63,208 | €76,935 | ▲ 21.7% |
| Trade receivables40 | - | €55,233 | €62,937 | €61,986 | €70,670 | ▲ 14.0% |
| Other amounts receivable41 | - | €6,538 | €246 | €1,222 | €6,265 | ▲ 413% |
| Cash at bank and in hand54/58 | €67,113 | €77,073 | €24,634 | €40,442 | €45,610 | ▲ 12.8% |
| Deferred charges and accrued income490/1 | - | €323 | €2,517 | €548 | €3,853 | ▲ 603% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €301,442 | €298,841 | €219,158 | €201,895 | €193,330 | ▼ 4.2% |
| Equity10/15 | €33,688 | €42,606 | €42,734 | €42,738 | €47,147 | ▲ 10.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €13,228 | €22,146 | €22,274 | €22,278 | €26,687 | ▲ 19.8% |
| Amounts payable17/49 | €267,754 | €256,235 | €176,424 | €159,157 | €146,183 | ▼ 8.2% |
| Amounts payable after more than one year17 | €163,550 | €134,748 | €105,537 | €75,913 | €45,868 | ▼ 39.6% |
| Financial debts170/4 | - | €134,748 | €105,537 | €75,913 | €45,868 | ▼ 39.6% |
| Amounts payable within one year42/48 | €104,138 | €115,209 | €70,697 | €83,244 | €100,299 | ▲ 20.5% |
| Current portion of amounts payable after more than one year42 | - | €28,802 | €29,211 | €29,625 | €30,045 | ▲ 1.4% |
| Trade debts44 | €74,658 | €79,024 | €15,187 | €33,771 | €69,735 | ▲ 106% |
| Suppliers440/4 | - | €79,024 | €15,187 | €33,771 | €69,735 | ▲ 106% |
| Advances received on contracts in progress46 | - | - | - | - | €500 | - |
| Taxes, remuneration and social security45 | - | €5,703 | €5,599 | €2,525 | €19 | ▼ 99.2% |
| Taxes450/3 | - | €5,703 | €5,599 | €2,525 | €19 | ▼ 99.2% |
| Other amounts payable47/48 | - | €1,680 | €20,700 | €17,323 | - | - |
| Accrued charges and deferred income492/3 | - | €6,278 | €190 | - | €16 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,438 | €11,318 | €20,828 | €17,310 | €4,409 | ▼ 74.5% |
| + Depreciation and write-downs630 | €25,534 | €31,082 | €31,511 | €31,126 | €30,765 | ▼ 1.2% |
| Operating cash flow (approximation) | €35,972 | €42,400 | €52,339 | €48,436 | €35,174 | ▼ 27.4% |
| Investment in fixed assets (approximation) | - | -€7,199 | -€661 | €1 | €0 | ▼ 100% |
| Change in cash | - | €9,960 | -€52,439 | €15,808 | €5,168 | ▼ 67.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
State Gazette act
Incorporation · Founder
Founding capital · Other statement
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €20,828 ▲84%
Operating result €30,600, net result €20,828, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4,454
Net result €4,454 after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
12-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 12 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 3 establishment units since 2013
Ground area
2,044 m²
Building footprint
365 m²
Volume, LiDAR
1,846 m³
3 parcels, Brussels, Wallonia · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
3 establishment units
FISCODRIVE
since 20132.224.065.785
Rue de la Petite Forge,Rhisnes 2, 5080 La Bruyère
since 20202.301.175.045
Itterbeekse Laan 268, 1070 Anderlecht
since 20202.301.175.144
3 parcels
Wallonia
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92102B0410/00R003 | Wallonia | 1,522 m² | 1 · 119 m² | - |
| 21384D0280/00M032 | Brussels | 380 m² | 1 · 103 m² | 11.6 m · 3 fl. |
| 21308H0051/00L000 | Brussels | 142 m² | 1 · 142 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,855 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-11-2013
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0541910492
Also
9925:BE0541910492
Registered
11-04-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.