Checked.be · Company dossierhttps://checked.be/en/c/fiscodel-0464986326 · as of 13-11-2026
FISCODEL
ActivePrivate limited company · founded 1998 · active for 27 yearsClos du Sartay 2, 4053 ChaudfontaineKBO/BCE: BE 0464.986.326subsidiary of Name after signing inVisible after signing in
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The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 31,386 companies had the same profile as FISCODEL has now. Each dot stands for 79 companies, two years later.
93.4%
were still trading
6.0%
stopped another way
0.5%
went bankrupt
Micro
20 years or older
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,386 companies, not a prediction for FISCODEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
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Board and ownership
Name hiddenVisible after signing in
Managing director, Hidden nameVisible after signing in
Name after signing inVisible after signing in 90%score XXVisible after signing inequity €309,326 (2025) · 2024 annual accounts of Hidden nameVisible after signing in
Name after signing inVisible after signing in 50%annual accounts 2017
Name hiddenVisible after signing in 50%annual accounts 2017
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0464986326
Reappointment: Name hiddenVisible after signing in (director)
Permanent representative: Hidden nameVisible after signing in · “nouveau texte objet cité article 3/statuts ci-dessous” (deed in French) · General meeting of 19-10-2023 · Gazette deed
New managing directorName after signing inVisible after signing in appointed, Name hiddenVisible after signing in resigned · Permanent representative: Hidden nameVisible after signing in · Director discharge: Name after signing inVisible after signing in (managing director) · General meeting of 21-08-2023 · Gazette deed
Resignation: Name hiddenVisible after signing in (director)
General meeting of 10-11-2022 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as FISCODEL: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €202,000 and €242,000, founded between 1995 and 2003.
FISCODEL files the micro format. That format states no turnover. The gross margin rose from €82,611 in 2007 to €232,056 in 2025.
Hidden nameVisible after signing in holds 90% of the shares. In September 2023, the Official Gazette published the appointment of Name after signing inVisible after signing in as managing director.