FISCO RAPHAMAX
ActiveSummary
FISCO RAPHAMAX has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,414 and a net result of €8,414. Its solvency ranks better than 18% of 12829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
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Signals
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Turnover and EBIT margin not published: the micro schema does not require them.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €58 |
| Gross operating margin9900 | €11,210 |
| Operating profit (loss)9901 | €11,151 |
| Financial charges65/66B | €97 |
| Recurring financial charges65 | €97 |
| Profit (loss) for the period before taxes9903 | €11,054 |
| Income taxes67/77 | €2,640 |
| Profit (loss) for the period9904 | €8,414 |
| Profit (loss) for the period to be appropriated9905 | €8,414 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €64,486 | |
| Current assets29/58 | €64,486 | |
| Amounts receivable within one year40/41 | €3,381 | |
| Trade receivables40 | €3,381 | |
| Cash at bank and in hand54/58 | €61,106 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €64,486 | |
| Equity10/15 | €10,414 | |
| Contributions10/11 | €2,000 | |
| Profit (loss) carried forward14 | €8,414 | |
| Amounts payable17/49 | €54,073 | |
| Amounts payable within one year42/48 | €54,073 | |
| Trade debts44 | €49,983 | |
| Suppliers440/4 | €49,983 | |
| Taxes, remuneration and social security45 | €2,966 | |
| Taxes450/3 | €2,966 | |
| Other amounts payable47/48 | €1,123 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €8,414 |
| Operating cash flow (approximation) | €8,414 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0336/00H002 | Brussels | 705 m² | 1 · 267 m² | 28.8 m · 9 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.