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FISCO - GLOBE

Active
Private limited companyfounded 200224 yrs activeLouizalaan 179, 1050 Elsene, BelgiumKBO/BCE: BE 0476.845.763
Summary

FISCO - GLOBE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €835,820 and a net result of €66,113. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 1743 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability66▲+24
Solvency78▲+11
Growth81▲+16
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.49 in 2023; short-term debt: 27% of total assets), and 46.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
53.2%
Return on assets
4.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
4 d late
2023
61 d late
2022
19 d early
2021
61 d late
2020
91 d late
2019
126 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 August (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 February 2002, FISCO - GLOBE was incorporated.1 Total assets went from EUR 1.7 million in 2018 to EUR 1.6 million in 2024 and headcount from 3.2 to 3 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, full schema

Turnover
€586,374▲ 16.6%
2018 · €503,051
EBIT margin
7.4%▼ 13.1pp
2018 · 20.5%
Net result
€66,113▲ 1,959%
2023 · €3,212
Working capital
€352,239▲ 27.7%
2023 · €275,863
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover
Operating result€179,672▲ 312%€315,933▲ 75.8%€149,131▼ 52.8%€63,356▼ 57.5%€141,072▲ 123%
Net result€131,361above the sector's middle half▲ 1,224%€118,873within the sector's middle half▼ 9.5%€106,835within the sector's middle half▼ 10.1%€3,212below the sector's middle half▼ 97.0%€66,113within the sector's middle half▲ 1,959%
EBIT margin
Equity€645,791above the sector's middle half▲ 9.4%€696,680above the sector's middle half▲ 7.9%€765,988above the sector's middle half▲ 9.9%€769,708above the sector's middle half▲ 0.5%€835,820above the sector's middle half▲ 8.6%
Total assets€1.6mabove the sector's middle half▲ 1.0%€1.7mwithin the sector's middle half▲ 7.5%€1.7mwithin the sector's middle half▲ 1.4%€1.8mwithin the sector's middle half▲ 5.2%€1.6mwithin the sector's middle half▼ 14.5%
Debt€943,626▼ 3.9%€974,208▲ 3.2%€942,610▼ 3.2%€1.0m▲ 9.4%€699,766▼ 32.1%
Working capital€445,458above the sector's middle half▲ 14.0%€335,650within the sector's middle half▼ 24.7%€317,227within the sector's middle half▼ 5.5%€275,863within the sector's middle half▼ 13.0%€352,239within the sector's middle half▲ 27.7%
Solvency40.3%within the sector's middle half▲ 3.1pp40.4%within the sector's middle half▲ 0.1pp43.8%within the sector's middle half▲ 3.4pp41.9%within the sector's middle half▼ 1.9pp53.2%within the sector's middle half▲ 11.3pp
Current ratio2.61within the sector's middle half▲ 0.181.90within the sector's middle half▼ 0.701.74within the sector's middle half▼ 0.171.49within the sector's middle half▼ 0.251.83within the sector's middle half▲ 0.34
Return on assets (ROA)8.2%within the sector's middle half▲ 7.6pp6.9%within the sector's middle half▼ 1.3pp6.1%within the sector's middle half▼ 0.8pp0.2%below the sector's middle half▼ 5.9pp4.2%within the sector's middle half▲ 4.0pp
Staff (FTE)4.2above the sector's middle half▲ 68.0%5.8within the sector's middle half▲ 38.1%4.2within the sector's middle half▼ 27.6%2.9within the sector's middle half▼ 31.0%3within the sector's middle half▲ 3.4%
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2020: €179,672€179,672Net result 2020: €131,361€131,361Operating result 2021: €315,933€315,933Net result 2021: €118,873€118,873Operating result 2022: €149,131€149,131Net result 2022: €106,835€106,835Operating result 2023: €63,356€63,356Net result 2023: €3,212€3,212Operating result 2024: €141,072€141,072Net result 2024: €66,113€66,11320202021202220232024€0€50,000€100,000€150,000Operating result 2022: €149,131€149,000Net result 2022: €106,835€107,000Operating result 2023: €63,356€63,400Net result 2023: €3,212€3,210Operating result 2024: €141,072€141,000Net result 2024: €66,113€66,100202220232024
The operating result recovers in 2024; 2024 is 123% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.6m
Fixed assets €794,045 ▼ 20.5%
Current assets €776,607 ▼ 7.4%
Equity and liabilities €1.6m
Equity €835,820 ▲ 8.6%
Provisions €35,066 ▼ 5.3%
Debt €699,766 ▼ 32.1%
Debt's share of the balance-sheet total falls from 56.1% to 44.6%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€183,918▲
2023 · €110,371
Cash flow
€108,959▲
2023 · €50,226
Debt to equity
0.84▼
2023 · 1.34
ROE
7.9%▲
2023 · 0.4%
Interest coverage
5.03▲
2023 · 2.82
Debt ≤ 1 year
€424,368▼
2023 · €562,367
Debt > 1 year
€241,028▼
2023 · €441,464
Income taxes
€50,925▲
2023 · €36,725
Staff costs
€109,825▼
2023 · €139,885
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 61 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.8m€1.6m▼
Fixed assets21/28€999,346€794,045▼
Tangible fixed assets22/27€999,081€794,045▼
Land and buildings22€905,943€717,628▼
Plant, machinery and equipment23€2,410€653▼
Furniture and vehicles24€31,462€29,264▼
Other tangible fixed assets26€59,266€46,500▼
Financial fixed assets28€265-
Current assets29/58€838,230€776,607▼
Amounts receivable after more than one year29€375,000€375,000=
Other amounts receivable291€375,000€375,000=
Amounts receivable within one year40/41€247,230€203,607▼
Trade receivables40€12,145-
Other amounts receivable41€235,085€203,607▼
Deferred charges and accrued income490/1€216,000€198,000▼
Equity and liabilities
Total equity and liabilities10/49€1.8m€1.6m▼
Equity10/15€769,708€835,820▲
Contributions10/11€19,000€19,000=
Revaluation surpluses12€247,885€247,885=
Reserves13€403,600€469,712▲
Non-distributable reserves130/1€1,900€1,900=
Reserves not available under the articles1311€1,900€1,900=
Tax-exempt reserves132€160,052€155,265▼
Distributable reserves133€241,648€312,547▲
Profit (loss) carried forward14€99,223€99,223=
Provisions and deferred taxes16€37,014€35,066▼
Deferred taxes168€37,014€35,066▼
Amounts payable17/49€1.0m€699,766▼
Amounts payable after more than one year17€441,464€241,028▼
Financial debts170/4€441,464€241,028▼
Amounts payable within one year42/48€562,367€424,368▼
Current portion of amounts payable after more than one year42€138,227€104,618▼
Financial debts43€68,289€92,318▲
Credit institutions430/8€68,289€92,318▲
Trade debts44€305,886€153,243▼
Suppliers440/4€305,886€153,243▼
Taxes, remuneration and social security45€49,965€74,189▲
Taxes450/3€27,105€59,790▲
Remuneration and social security454/9€22,860€14,400▼
Accrued charges and deferred income492/3€27,023€34,370▲
Income statement Code20232024
Non-recurring operating income76A€1,716-
Remuneration, social security and pensions62€139,885€109,825▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47,015€42,846▼
Other operating charges640/8€26,075€19,987▼
Gross operating margin9900€276,331€313,731▲
Operating profit (loss)9901€63,356€141,072▲
Financial income75/76B€13,794€10,582▼
Recurring financial income75€13,794€10,582▼
Financial charges65/66B€39,162€36,564▼
Recurring financial charges65€39,162€36,564▼
Profit (loss) for the period before taxes9903€37,988€115,090▲
Transfer from deferred taxes780€1,948€1,948=
Income taxes67/77€36,725€50,925▲
Profit (loss) for the period9904€3,212€66,113▲
Transfer from tax-exempt reserves789€4,786€4,786=
Profit (loss) for the period to be appropriated9905€7,998€70,899▲
Appropriation of the result
Profit (loss) to be appropriated9906€99,223€170,121▲
Profit (loss) brought forward from the previous period14P€91,225€99,223▲
Transfer to equity691/2-€70,899
To other reserves6921-€70,899
Social balance
Average headcount (FTE)90872.93.0▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€163,875-€1,716--
Remuneration, social security and pensions62-€126,785€126,783€139,885€109,825▼ 21.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46,272€67,128€38,789€47,015€42,846▼ 8.9%
Other operating charges640/8-€25,683€12,302€26,075€19,987▼ 23.3%
Non-recurring operating charges66A--€1,750---
Gross operating margin9900€341,699€535,529€328,755€276,331€313,731▲ 13.5%
Operating profit (loss)9901€179,672€315,933€149,131€63,356€141,072▲ 123%
Financial income75/76B-€21,709€10,732€13,794€10,582▼ 23.3%
Recurring financial income75€32,676€21,709€10,732€13,794€10,582▼ 23.3%
Financial charges65/66B-€37,079€35,776€39,162€36,564▼ 6.6%
Recurring financial charges65€41,027€37,079€35,776€39,162€36,564▼ 6.6%
Profit (loss) for the period before taxes9903€171,321€300,563€124,088€37,988€115,090▲ 203%
Transfer from deferred taxes780-€6,831€6,734€1,948€1,948=
Transfer to deferred taxes680-€163,875----
Income taxes67/77€42,902€24,647€23,986€36,725€50,925▲ 38.7%
Profit (loss) for the period9904€131,361€118,873€106,835€3,212€66,113▲ 1,959%
Transfer from tax-exempt reserves789---€4,786€4,786=
Profit (loss) for the period to be appropriated9905€131,361€118,873€106,835€7,998€70,899▲ 786%
Line20202021202220232024Change
Assets
Total assets20/58€1.6m€1.7m€1.7m€1.8m€1.6m▼ 14.5%
Fixed assets21/28€880,493€1.0m€1.0m€999,346€794,045▼ 20.5%
Tangible fixed assets22/27€880,228€1.0m€999,836€999,081€794,045▼ 20.5%
Land and buildings22-€966,233€937,893€905,943€717,628▼ 20.8%
Plant, machinery and equipment23--€962€2,410€653▼ 72.9%
Furniture and vehicles24-€40,610€29,613€31,462€29,264▼ 7.0%
Other tangible fixed assets26-€9,591€31,369€59,266€46,500▼ 21.5%
Financial fixed assets28€265€265€265€265--
Current assets29/58€722,945€707,206€747,460€838,230€776,607▼ 7.4%
Amounts receivable after more than one year29--€375,000€375,000€375,000=
Other amounts receivable291--€375,000€375,000€375,000=
Amounts receivable within one year40/41€360,567€408,536€122,932€247,230€203,607▼ 17.6%
Trade receivables40-€12,669€24,817€12,145--
Other amounts receivable41-€395,867€98,114€235,085€203,607▼ 13.4%
Cash at bank and in hand54/58€92,377€71,964€15,528---
Deferred charges and accrued income490/1-€226,705€234,000€216,000€198,000▼ 8.3%
Equity and liabilities
Total equity and liabilities10/49€1.6m€1.7m€1.7m€1.8m€1.6m▼ 14.5%
Equity10/15€645,791€696,680€765,988€769,708€835,820▲ 8.6%
Contributions10/11€19,000€18,492€18,492€19,000€19,000=
Capital10-€18,492€18,492---
Issued capital100-€18,492€18,492---
Revaluation surpluses12-€247,885€247,885€247,885€247,885=
Reserves13€147,158€339,078€408,386€403,600€469,712▲ 16.4%
Non-distributable reserves130/1-€1,900€1,900€1,900€1,900=
Legal reserve130-€1,900€1,900---
Reserves not available under the articles1311---€1,900€1,900=
Tax-exempt reserves132-€205,944€164,838€160,052€155,265▼ 3.0%
Distributable reserves133-€131,233€241,648€241,648€312,547▲ 29.3%
Profit (loss) carried forward14€91,225€91,225€91,225€99,223€99,223=
Provisions and deferred taxes16€14,020€53,017€38,962€37,014€35,066▼ 5.3%
Deferred taxes168-€53,017€38,962€37,014€35,066▼ 5.3%
Amounts payable17/49€943,626€974,208€942,610€1.0m€699,766▼ 32.1%
Amounts payable after more than one year17€662,424€602,652€491,969€441,464€241,028▼ 45.4%
Financial debts170/4-€602,652€491,969€441,464€241,028▼ 45.4%
Amounts payable within one year42/48€277,486€371,557€430,233€562,367€424,368▼ 24.5%
Current portion of amounts payable after more than one year42-€182,475€141,951€138,227€104,618▼ 24.3%
Financial debts43-€36,257€66,855€68,289€92,318▲ 35.2%
Credit institutions430/8--€66,855€68,289€92,318▲ 35.2%
Other loans439-€36,257----
Trade debts44€3,013€34,876€141,375€305,886€153,243▼ 49.9%
Suppliers440/4-€34,876€141,375€305,886€153,243▼ 49.9%
Taxes, remuneration and social security45-€72,948€35,052€49,965€74,189▲ 48.5%
Taxes450/3-€53,510€9,526€27,105€59,790▲ 121%
Remuneration and social security454/9-€19,438€25,526€22,860€14,400▼ 37.0%
Other amounts payable47/48-€45,000€45,000---
Accrued charges and deferred income492/3--€20,409€27,023€34,370▲ 27.2%
Line20202021202220232024Change
Profit (loss) for the period9904€131,361€118,873€106,835€3,212€66,113▲ 1,959%
+ Depreciation and write-downs630€46,272€67,128€38,789€47,015€42,846▼ 8.9%
Operating cash flow (approximation)€177,633€186,001€145,624€50,226€108,959▲ 117%
Investment in fixed assets (approximation)--€203,333-€22,191-€46,259€162,454▲ 451%
Change in cash--€20,413-€56,436---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2024
30-09
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial Weakest financial yearnet €3,212 ▼97%
Net result drops to €3,212, the lowest in the series; recovery starts the following year.
12-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
30-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 91 days late
2020
31-12
Financial Highest result since 2018net €131,361 ▲1,224%
Net result €131,361, the highest in the series.
04-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 126 days late
2019
21-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
17-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
25-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2011
seat establishment All 2 establishment units on the map
Ground area
1,703 m²
Building footprint
650 m²
Volume, LiDAR
8,462 m³
2 parcels, Brussels, Flanders · tallest building 34.5 m, ±8 floors. Linked by address, not a title deed.
15 companies at this address See who is registered here
2 establishment units
FISCO-GLOBE
Louizalaan 179, 1050 BrusselLegal and accounting activities
since 20112.199.251.009
fisco-globe
Obberg 91, 1780 WemmelLegal and accounting activities
since 20152.265.730.750
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22662B0553/00D004 Flanders 881 m² 1 · 244 m² 11.5 m · 2 fl.
21807G0115/00Z006 Brussels 822 m² 1 · 406 m² 34.5 m · 8 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

984500DA54A7BA56A442
live in the LEI register

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 4,760 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-02-2002
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0476845763
Also 9925:BE0476845763
Registered 02-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.