Financials
- Fiscal year
- 2024
- Total assets
- €328,516
- Profit
- €39,054
- Solvency
- 12.7%
Total assets▲ 19.9%
Net result
20212024
FISCO GESTI
ActiveSummary
FISCO GESTI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €41,754 and a net result of €39,054. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 12% of 15366 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
What they do
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
1 site
How big
€328,516total assets 2024
- Staff
- 12.3 FTE
- Equity
- €41,754
- Profit
- €39,054
Turnover not published (abridged schema)
Who decides
Accounts 63 d overdue0 of 2 deeds read
Why 78- Figures for FY 2024 (filed 02-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 32 days late; 3 of the last 3 late+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €328,516Show the evidence
Checked score
Score 2024
78
/ 100
Excellent
Probability in this band: under 0.55%
Better than 22% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
38-4
equity 12.7% of total assets
Liquidity
30-9
short-term debt 87.3% · cash 22.3%
Profitability
84+1
return on assets 11.9%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Figures for FY 2024 (filed 02-09-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 32 days late; 3 of the last 3 late raises the probability
- Size: total assets €328,516 lowers the probability for this profile
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.88 against 1.11 in 2023; short-term debt: 87.3% and cash: 22.3% of total assets), and 87.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 17%, liquidity 8%, profitability 41%, growth against the median 22%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 15366 sector peers (2024).
NBB · sector comparisonPosition among 15366 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2025, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
32 d late
2023
35 d late
2022
31 d late
2021
44 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
- Incorporation · FounderFounding capital · Shareholding
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2021net €39,054 ▲24.9%
Key points
By topic
Timeline
- Events
- 8
- Since
- 2022
- 15-06-2026Incorporation · Founder
- 01-09-2025Annual accounts filed
- 31-12-2024Highest result since 2021
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 18-05-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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