FISCLOUD MANAGEMENT
ActiveSummary
FISCLOUD MANAGEMENT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,249 and a net result of €15,615. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+10
Solvency40▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.09 in 2024; short-term debt: 18.2% and cash: 1.9% of total assets), and 84.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
6.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €35,249
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
25 d early
2023
20 d late
2022
on the day
2021
16 d early
2020
2 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€35,249▲ 79.5%
2024 · €19,634
Total assets
€230,041▼ 3.0%
2024 · €237,144
Net result
€15,615▲ 51.6%
2024 · €10,300
Working capital
-€37,577▲ 10.7%
2024 · -€42,093
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20,737€19,423▼ 6.3%€15,123▼ 22.1%€19,429▲ 28.5%€25,278▲ 30.1%
Net result€15,598€14,374▼ 7.8%€7,496▼ 47.9%€10,300▲ 37.4%€15,615▲ 51.6%
Equity€5,064€1,838▼ 63.7%€9,334▲ 408%€19,634▲ 110%€35,249▲ 79.5%
Total assets€261,402▼ 5.7%€252,637▼ 3.4%€243,140▼ 3.8%€237,144▼ 2.5%€230,041▼ 3.0%
Debt€256,338▼ 14.6%€250,799▼ 2.2%€233,806▼ 6.8%€217,510▼ 7.0%€194,792▼ 10.4%
Working capital-€24,446▲ 55.1%-€38,052▼ 55.7%-€41,293▼ 8.5%-€42,093▼ 1.9%-€37,577▲ 10.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230,041
Fixed assets
€225,690 ▼ 3.2%
Current assets
€4,352 ▲ 8.5%
Equity and liabilities €230,041
Equity
€35,249 ▲ 79.5%
Debt
€194,792 ▼ 10.4%
Debt's share of the balance-sheet total falls from 91.7% to 84.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32,723▲
2024 · €26,874
Cash flow
€23,060▲
2024 · €17,745
Current ratio
0.10▲
2024 · 0.09
Debt to equity
5.53▼
2024 · 11.08
ROE
44.3%▼
2024 · 52.5%
ROA
6.8%▲
2024 · 4.3%
Interest coverage
8.22▲
2024 · 5.10
Debt ≤ 1 year
€41,928▼
2024 · €46,102
Debt > 1 year
€152,864▼
2024 · €171,408
Income taxes
€5,685▲
2024 · €3,858
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,445 | €7,445 | €7,445 | €7,445 | €7,445 | = |
| Other operating charges640/8 | €2,034 | €2,015 | €2,212 | €2,289 | €1,961 | ▼ 14.3% |
| Gross operating margin9900 | €30,216 | €28,883 | €24,779 | €29,163 | €34,684 | ▲ 18.9% |
| Operating profit (loss)9901 | €20,737 | €19,423 | €15,123 | €19,429 | €25,278 | ▲ 30.1% |
| Financial charges65/66B | €5,139 | €4,810 | €4,898 | €5,271 | €3,979 | ▼ 24.5% |
| Recurring financial charges65 | €5,139 | €4,810 | €4,898 | €5,271 | €3,979 | ▼ 24.5% |
| Profit (loss) for the period before taxes9903 | €15,598 | €14,613 | €10,224 | €14,158 | €21,300 | ▲ 50.4% |
| Income taxes67/77 | - | €239 | €2,729 | €3,858 | €5,685 | ▲ 47.3% |
| Profit (loss) for the period9904 | €15,598 | €14,374 | €7,496 | €10,300 | €15,615 | ▲ 51.6% |
| Profit (loss) for the period to be appropriated9905 | €15,598 | €14,374 | €7,496 | €10,300 | €15,615 | ▲ 51.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €261,402 | €252,637 | €243,140 | €237,144 | €230,041 | ▼ 3.0% |
| Fixed assets21/28 | €255,469 | €248,024 | €240,579 | €233,135 | €225,690 | ▼ 3.2% |
| Tangible fixed assets22/27 | €255,469 | €248,024 | €240,579 | €233,135 | €225,690 | ▼ 3.2% |
| Land and buildings22 | €252,432 | €245,487 | €238,542 | €231,597 | €224,652 | ▼ 3.0% |
| Furniture and vehicles24 | €3,038 | €2,538 | €2,038 | €1,538 | €1,038 | ▼ 32.5% |
| Current assets29/58 | €5,933 | €4,613 | €2,560 | €4,009 | €4,352 | ▲ 8.5% |
| Cash at bank and in hand54/58 | €5,933 | €4,613 | €2,560 | €4,009 | €4,352 | ▲ 8.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €261,402 | €252,637 | €243,140 | €237,144 | €230,041 | ▼ 3.0% |
| Equity10/15 | €5,064 | €1,838 | €9,334 | €19,634 | €35,249 | ▲ 79.5% |
| Contributions10/11 | €18,600 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | - | €838 | €838 | €838 | €838 | = |
| Distributable reserves133 | - | €838 | €838 | €838 | €838 | = |
| Profit (loss) carried forward14 | -€13,536 | - | €7,496 | €17,796 | €33,411 | ▲ 87.7% |
| Amounts payable17/49 | €256,338 | €250,799 | €233,806 | €217,510 | €194,792 | ▼ 10.4% |
| Amounts payable after more than one year17 | €225,960 | €208,134 | €189,952 | €171,408 | €152,864 | ▼ 10.8% |
| Financial debts170/4 | €225,960 | €208,134 | €189,952 | €171,408 | €152,864 | ▼ 10.8% |
| Amounts payable within one year42/48 | €30,379 | €42,665 | €43,854 | €46,102 | €41,928 | ▼ 9.1% |
| Current portion of amounts payable after more than one year42 | €17,477 | €17,826 | €18,182 | €18,544 | €18,544 | = |
| Trade debts44 | - | - | €344 | - | - | - |
| Suppliers440/4 | - | - | €344 | - | - | - |
| Taxes, remuneration and social security45 | - | €239 | €2,729 | €3,858 | €5,684 | ▲ 47.3% |
| Taxes450/3 | - | €239 | €2,729 | €3,858 | €5,684 | ▲ 47.3% |
| Other amounts payable47/48 | €12,901 | €24,600 | €22,600 | €23,700 | €17,700 | ▼ 25.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,598 | €14,374 | €7,496 | €10,300 | €15,615 | ▲ 51.6% |
| + Depreciation and write-downs630 | €7,445 | €7,445 | €7,445 | €7,445 | €7,445 | = |
| Operating cash flow (approximation) | €23,043 | €21,819 | €14,940 | €17,745 | €23,060 | ▲ 30.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,320 | -€2,052 | €1,449 | €342 | ▼ 76.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €15,615 ▲51.6%
Operating result €25,278, net result €15,615, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €15,598
Net result €15,598 after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2018
Ground area
77 m²
Building footprint
84 m²
Volume, LiDAR
655 m³
Parcel 24432D0005/00Z000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Tervuursesteenweg 5, 3001 Leuven
since 20182.272.645.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24432D0005/00Z000 | Flanders | 77 m² | 1 · 84 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2018
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0689553105
Also
9925:BE0689553105
Registered
05-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.