FISCAUBUD
ActiveSummary
FISCAUBUD has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €341,800 and a net result of €57,590. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 15375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability89▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 17.81 against 16.88 in 2023; short-term debt: 5.2% and cash: 27.1% of total assets), and 5.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94.7%
Return on assets
16%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
27 d late
2022
9 d late
2021
2 d early
2020
5 d early
2019
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€341,800▲ 20.3%
2023 · €284,210
Total assets
€360,791▲ 20.2%
2023 · €300,046
Net result
€57,590▲ 1.7%
2023 · €56,616
Working capital
€317,177▲ 27.1%
2023 · €249,537
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€51,235▲ 33.3%€88,586▲ 72.9%€55,952▼ 36.8%€84,411▲ 50.9%€83,995▼ 0.5%
Net result€48,493within the sector's middle half▲ 32.9%€73,365above the sector's middle half▲ 51.3%€38,872within the sector's middle half▼ 47.0%€56,616within the sector's middle half▲ 45.6%€57,590within the sector's middle half▲ 1.7%
Equity€150,357within the sector's middle half▲ 1.0%€188,722within the sector's middle half▲ 25.5%€227,594within the sector's middle half▲ 20.6%€284,210above the sector's middle half▲ 24.9%€341,800above the sector's middle half▲ 20.3%
Total assets€242,902within the sector's middle half▲ 13.9%€273,552within the sector's middle half▲ 12.6%€254,768within the sector's middle half▼ 6.9%€300,046within the sector's middle half▲ 17.8%€360,791within the sector's middle half▲ 20.2%
Debt€92,545▲ 43.8%€84,830▼ 8.3%€27,174▼ 68.0%€15,836▼ 41.7%€18,991▲ 19.9%
Working capital€135,761within the sector's middle half▲ 9.8%€160,379within the sector's middle half▲ 18.1%€182,503above the sector's middle half▲ 13.8%€249,537above the sector's middle half▲ 36.7%€317,177above the sector's middle half▲ 27.1%
Solvency61.9%within the sector's middle half▼ 7.9pp69.0%within the sector's middle half▲ 7.1pp89.3%above the sector's middle half▲ 20.3pp94.7%above the sector's middle half▲ 5.4pp94.7%above the sector's middle half=
Current ratio2.47within the sector's middle half▼ 0.462.89within the sector's middle half▲ 0.427.87above the sector's middle half▲ 4.9816.88above the sector's middle half▲ 9.0117.81above the sector's middle half▲ 0.93
Return on assets (ROA)20.0%within the sector's middle half▲ 2.9pp26.8%above the sector's middle half▲ 6.9pp15.3%within the sector's middle half▼ 11.6pp18.9%within the sector's middle half▲ 3.6pp16.0%within the sector's middle half▼ 2.9pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 0% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €360,791
Fixed assets
€24,748 ▼ 28.9%
Current assets
€336,043 ▲ 26.7%
Equity and liabilities €360,791
Equity
€341,800 ▲ 20.3%
Debt
€18,991 ▲ 19.9%
Debt's share of the balance-sheet total stays at 5.3%.
Key figures and ratios
EBITDA
€95,185▼
2023 · €95,329
Cash flow
€68,780▲
2023 · €67,534
Debt to equity
0.06▼
2023 · 0.06
ROE
16.8%▼
2023 · 19.9%
Interest coverage
873.26▲
2023 · 843.62
Debt ≤ 1 year
€18,866▲
2023 · €15,711
Income taxes
€29,461▲
2023 · €29,349
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €10,992 | €13,719 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,704 | €9,938 | €17,909 | €10,918 | €11,190 | ▲ 2.5% |
| Other operating charges640/8 | - | €1,484 | €1,238 | €1,076 | €944 | ▼ 12.3% |
| Gross operating margin9900 | €63,820 | €100,008 | €75,099 | €96,405 | €96,129 | ▼ 0.3% |
| Operating profit (loss)9901 | €51,235 | €88,586 | €55,952 | €84,411 | €83,995 | ▼ 0.5% |
| Financial income75/76B | - | €7 | - | €1,667 | €3,165 | ▲ 89.9% |
| Recurring financial income75 | €70 | €7 | - | €1,667 | €3,165 | ▲ 89.9% |
| Financial charges65/66B | - | €73 | €83 | €113 | €109 | ▼ 3.5% |
| Recurring financial charges65 | €88 | €73 | €83 | €113 | €109 | ▼ 3.5% |
| Profit (loss) for the period before taxes9903 | €51,217 | €88,520 | €55,869 | €85,965 | €87,051 | ▲ 1.3% |
| Income taxes67/77 | €2,724 | €15,155 | €16,997 | €29,349 | €29,461 | ▲ 0.4% |
| Profit (loss) for the period9904 | €48,493 | €73,365 | €38,872 | €56,616 | €57,590 | ▲ 1.7% |
| Profit (loss) for the period to be appropriated9905 | €48,493 | €73,365 | €38,872 | €56,616 | €57,590 | ▲ 1.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €242,902 | €273,552 | €254,768 | €300,046 | €360,791 | ▲ 20.2% |
| Fixed assets21/28 | €14,721 | €28,468 | €45,716 | €34,798 | €24,748 | ▼ 28.9% |
| Tangible fixed assets22/27 | €14,721 | €28,468 | €45,716 | €34,798 | €24,748 | ▼ 28.9% |
| Plant, machinery and equipment23 | - | €2,379 | €2,316 | €1,225 | €1,001 | ▼ 18.3% |
| Furniture and vehicles24 | - | €26,089 | €43,400 | €33,573 | €23,747 | ▼ 29.3% |
| Current assets29/58 | €228,181 | €245,084 | €209,052 | €265,248 | €336,043 | ▲ 26.7% |
| Amounts receivable within one year40/41 | €11,810 | €10,543 | €37,268 | €25,869 | €35,779 | ▲ 38.3% |
| Trade receivables40 | - | €10,543 | €37,268 | €25,869 | €35,779 | ▲ 38.3% |
| Current investments50/53 | - | - | €50,000 | €100,000 | €201,000 | ▲ 101% |
| Cash at bank and in hand54/58 | €216,371 | €234,541 | €121,784 | €139,379 | €97,926 | ▼ 29.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,338 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €242,902 | €273,552 | €254,768 | €300,046 | €360,791 | ▲ 20.2% |
| Equity10/15 | €150,357 | €188,722 | €227,594 | €284,210 | €341,800 | ▲ 20.3% |
| Contributions10/11 | €99,208 | €99,208 | €99,208 | €99,208 | €99,208 | = |
| Reserves13 | €65,015 | €89,514 | €128,386 | €185,002 | €242,592 | ▲ 31.1% |
| Non-distributable reserves130/1 | - | €11,160 | €11,160 | - | - | - |
| Reserves not available under the articles1311 | - | €11,160 | €11,160 | - | - | - |
| Distributable reserves133 | - | €78,354 | €117,226 | €185,002 | €242,592 | ▲ 31.1% |
| Profit (loss) carried forward14 | -€13,866 | - | - | - | - | - |
| Amounts payable17/49 | €92,545 | €84,830 | €27,174 | €15,836 | €18,991 | ▲ 19.9% |
| Amounts payable within one year42/48 | €92,420 | €84,705 | €26,549 | €15,711 | €18,866 | ▲ 20.1% |
| Trade debts44 | €89 | €644 | €187 | €629 | €127 | ▼ 79.8% |
| Suppliers440/4 | - | €644 | €187 | €629 | €127 | ▼ 79.8% |
| Taxes, remuneration and social security45 | - | €19,091 | €25,792 | €14,702 | €17,828 | ▲ 21.3% |
| Taxes450/3 | - | €19,091 | €25,792 | €14,702 | €17,828 | ▲ 21.3% |
| Other amounts payable47/48 | - | €64,970 | €570 | €380 | €911 | ▲ 140% |
| Accrued charges and deferred income492/3 | - | €125 | €625 | €125 | €125 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48,493 | €73,365 | €38,872 | €56,616 | €57,590 | ▲ 1.7% |
| + Depreciation and write-downs630 | €11,704 | €9,938 | €17,909 | €10,918 | €11,190 | ▲ 2.5% |
| Operating cash flow (approximation) | €60,197 | €83,303 | €56,781 | €67,534 | €68,780 | ▲ 1.8% |
| Investment in fixed assets (approximation) | - | -€23,685 | -€35,157 | €0 | -€1,140 | - |
| Change in cash | - | €18,170 | -€112,757 | €17,595 | -€41,453 | ▼ 336% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
25-09
State Gazette act
Founder · Registered office clause
Corporate purpose · Founding capital
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 16.88
Current ratio from 7.87 to 16.88; short-term debt falls from €26,549 to €15,711.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 7.87
Current ratio from 2.89 to 7.87; short-term debt falls from €84,705 to €26,549.
31-12
Financial
Equity above €200,000Eq €227,594 ▲20.6%
5 profitable years in a row build equity to €227,594.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €73,365 ▲51.3%
Operating result €88,586, net result €73,365, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150,000Eq €150,357 ▲1%
3 profitable years in a row build equity to €150,357.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
Show earlier events
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 1992
Ground area
1,423 m²
Building footprint
136 m²
Volume, LiDAR
802 m³
Parcel 11034B0054/00N000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FISCAUBUD BVBA
since 19922.059.791.337
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11034B0054/00N000 | Flanders | 1,423 m² | 1 · 136 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,942 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-11-1992
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0448700125
Also
9925:BE0448700125
Registered
24-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.