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FISCAMAR

Active
Private limited companyfounded 198838 yrs activeMeerstraat 39, 1840 Londerzeel, BelgiumKBO/BCE: BE 0433.353.141
Summary

FISCAMAR has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€64,497) and a net result of -€21,897. Equity is shrinking by ~37% per year across the filed fiscal years. Its solvency ranks better than 5% of 223 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
#7 oldest company in Londerzeel, Professional and technical services sector1 site
Size
€49,067total assets 2026
Equity
-€64,497
Loss
-€21,897
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2026
Bankruptcy chance 12 m
0.4%
Structure
Accounts 30 d early0 of 4 deeds read
Why 53Capped at 59: negative equity- Loss of €21,897 (FY 2026)- Negative equity -€64,497+ Size: total assets €49,067+ Sector Legal and accounting activities (NACE 69)Show the evidence

Checked score

Score 2026
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 7% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2025
Weak
Solvency 0=
equity -131.4% of total assets
Liquidity 41+3
short-term debt 29.3% · cash 2.5%
Profitability 0-51
return on assets -44.6%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,768 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%▲ +9.4% vs 11-2024 01-2025: 0.6%▲ +4.0% vs 12-2024 02-2025: 0.6%▲ +7.4% vs 01-2025 03-2025: 0.8%▲ +30.8% vs 02-2025 04-2025: 1.4%▲ +76.4% vs 03-2025 05-2025: 1.4%● 0.0% vs 04-2025 06-2025: 1.5%▲ +7.3% vs 05-2025highest value 07-2025: 1.4%▼ -9.5% vs 06-2025 08-2025: 1.4%● 0.0% vs 07-2025 09-2025: 1.4%● 0.0% vs 08-2025 10-2025: 1.4%● 0.0% vs 09-2025 11-2025: 0.1%▼ -93.3% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%▲ +18.7% vs 05-2026 07-2026: 0.1%▲ +2.8% vs 06-2026 08-2026: 0.1%▼ -4.5% vs 07-2026 09-2026: 0.1%▲ +12.3% vs 08-2026 10-2026: 0.4%▲ +220% vs 09-2026
  • Size: total assets €49,067 lowers the probability for this profile
  • Loss of €21,897 (FY 2026) raises the probability
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Negative equity -€64,497 raises the probability
No credit on open account
Liquidity short (current ratio 0.23 against 0.46 in 2025; short-term debt: 29.3% and cash: 2.5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 1%, liquidity 16%, profitability 1%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €49,067
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €21,897 (FY 2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity -€64,497
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
19202122232526
2019 to 2026 · latest year -€64,497
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-10-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
30 d early
2025
29 d early
2023
27 d early
2022
25 d early
2021
11 d early
2020
9 d late
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2023 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 4 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Back to profitnet €11,281

Key points

  • Risk: Negative equityfiscal year 2026: debts exceed assets -€64,497 View
  • Caution: Among the weakest 5% on solvencysector median 65.0% · 223 companies -131.4% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2026
Total assets
€49,067
Loss
-€21,897
Solvency
-131.4%
Total assets▲ 26.4%
Net result
20192026
Go to Financials

Timeline

Events
13
Since
2015
Next accounts
by 31-10-2027
  1. 01-10-2026Annual accounts filed
  2. 02-10-2025Annual accounts filed
  3. 31-03-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
28-01-1988
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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