FISCALY
ActiveSummary
FISCALY has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,441 and a net result of €19,316. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 13085 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
What they do
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
1 site
How big
€204,656total assets 2025
- Equity
- €25,441
- Profit
- €19,316
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late0 of 2 deeds read
Why 68- Limited track record- Higher-failure-rate region- Weak solvency vs sector+ Lower-failure-rate sector+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+2
Solvency37=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.81 in 2024; short-term debt: 15.3% and cash: 2.5% of total assets), and 87.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.4%
Return on assets
9.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 13085 sector peers (2025).
NBB · sector comparisonPosition among 13085 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
18 d early
2023
24 d late
2022
13 d late
2021
30 d late
2020
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2020net €19,316 ▲75%
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €204,656Profit €19,316Solvency 12.4%Liquidity 0.52
Total assets
€204,656▲ 47.5%
2020 - 2025
Net result
€19,316▲ 75.0%
2020 - 2025
Equity
€25,441▲ 57.8%
2020 - 2025
Solvency
12.4%▲ 0.8pp
2020 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€552€17,817€19,432▲ 9.1%€19,031▼ 2.1%€30,745▲ 61.6%
Net result-€2,417below the sector's middle half€11,555within the sector's middle half€12,846within the sector's middle half▲ 11.2%€11,036within the sector's middle half▼ 14.1%€19,316within the sector's middle half▲ 75.0%
Equity€10,687below the sector's middle half▼ 18.4%€22,243below the sector's middle half▲ 108%€5,089below the sector's middle half▼ 77.1%€16,125below the sector's middle half▲ 217%€25,441below the sector's middle half▲ 57.8%
Total assets€76,998below the sector's middle half▲ 157%€75,243below the sector's middle half▼ 2.3%€91,813below the sector's middle half▲ 22.0%€138,785within the sector's middle half▲ 51.2%€204,656within the sector's middle half▲ 47.5%
Debt€66,311▲ 293%€53,000▼ 20.1%€86,724▲ 63.6%€122,660▲ 41.4%€179,215▲ 46.1%
Working capital-€1,420below the sector's middle half€8,883below the sector's middle half-€13,896below the sector's middle half-€4,695below the sector's middle half▲ 66.2%-€15,094below the sector's middle half▼ 221%
Solvency13.9%below the sector's middle half▼ 29.8pp29.6%within the sector's middle half▲ 15.7pp5.5%below the sector's middle half▼ 24.0pp11.6%below the sector's middle half▲ 6.1pp12.4%below the sector's middle half▲ 0.8pp
Current ratio0.92below the sector's middle half▼ 0.202.40within the sector's middle half▲ 1.490.67below the sector's middle half▼ 1.730.81below the sector's middle half▲ 0.140.52below the sector's middle half▼ 0.29
Return on assets (ROA)-3.1%below the sector's middle half▼ 40.2pp15.4%within the sector's middle half▲ 18.5pp14.0%within the sector's middle half▼ 1.4pp8.0%within the sector's middle half▼ 6.0pp9.4%within the sector's middle half▲ 1.5pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 62% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204,656
Fixed assets
€188,425 ▲ 58.9%
Current assets
€16,231 ▼ 19.8%
Equity and liabilities €204,656
Equity
€25,441 ▲ 57.8%
Debt
€179,215 ▲ 46.1%
Debt's share of the balance-sheet total falls from 88.4% to 87.6%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€35,415▲
2024 · €22,391
Cash flow
€23,985▲
2024 · €14,396
Debt to equity
7.04▼
2024 · 7.61
ROE
75.9%▲
2024 · 68.4%
Interest coverage
7.24▼
2024 · 7.32
Debt ≤ 1 year
€31,325▲
2024 · €24,929
Debt > 1 year
€147,891▲
2024 · €97,732
Income taxes
€6,557▲
2024 · €4,957
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,278 | €3,787 | €3,448 | €3,360 | €4,669 | ▲ 39.0% |
| Other operating charges640/8 | €935 | €543 | €790 | €533 | €566 | ▲ 6.0% |
| Gross operating margin9900 | €13,661 | €22,147 | €23,671 | €22,924 | €35,980 | ▲ 57.0% |
| Operating profit (loss)9901 | -€552 | €17,817 | €19,432 | €19,031 | €30,745 | ▲ 61.6% |
| Financial income75/76B | €0 | - | €116 | €22 | €16 | ▼ 28.6% |
| Recurring financial income75 | €0 | - | €116 | €22 | €16 | ▼ 28.6% |
| Financial charges65/66B | €551 | €1,349 | €1,199 | €3,061 | €4,888 | ▲ 59.7% |
| Recurring financial charges65 | €551 | €1,349 | €1,199 | €3,061 | €4,888 | ▲ 59.7% |
| Profit (loss) for the period before taxes9903 | -€1,102 | €16,468 | €18,350 | €15,993 | €25,873 | ▲ 61.8% |
| Income taxes67/77 | €1,315 | €4,912 | €5,504 | €4,957 | €6,557 | ▲ 32.3% |
| Profit (loss) for the period9904 | -€2,417 | €11,555 | €12,846 | €11,036 | €19,316 | ▲ 75.0% |
| Profit (loss) for the period to be appropriated9905 | -€2,417 | €11,555 | €12,846 | €11,036 | €19,316 | ▲ 75.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €76,998 | €75,243 | €91,813 | €138,785 | €204,656 | ▲ 47.5% |
| Fixed assets21/28 | €60,998 | €60,034 | €63,405 | €118,551 | €188,425 | ▲ 58.9% |
| Tangible fixed assets22/27 | €60,998 | €60,034 | €63,265 | €118,412 | €188,285 | ▲ 59.0% |
| Land and buildings22 | €51,250 | €51,250 | €51,250 | €51,250 | €183,003 | ▲ 257% |
| Furniture and vehicles24 | €9,748 | €6,285 | €4,035 | €1,154 | €5,283 | ▲ 358% |
| Assets under construction and advance payments27 | - | €2,499 | €7,980 | €66,008 | - | - |
| Financial fixed assets28 | - | - | €139 | €139 | €139 | = |
| Current assets29/58 | €16,000 | €15,209 | €28,408 | €20,233 | €16,231 | ▼ 19.8% |
| Amounts receivable within one year40/41 | €8,382 | €7,829 | €14,088 | €10,475 | €10,153 | ▼ 3.1% |
| Trade receivables40 | €8,382 | €7,292 | €8,176 | €9,925 | €8,909 | ▼ 10.2% |
| Other amounts receivable41 | - | €538 | €5,912 | €550 | €1,244 | ▲ 126% |
| Cash at bank and in hand54/58 | €7,618 | €7,380 | €13,655 | €9,706 | €5,212 | ▼ 46.3% |
| Deferred charges and accrued income490/1 | - | - | €665 | €53 | €866 | ▲ 1,534% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €76,998 | €75,243 | €91,813 | €138,785 | €204,656 | ▲ 47.5% |
| Equity10/15 | €10,687 | €22,243 | €5,089 | €16,125 | €25,441 | ▲ 57.8% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €8,687 | €20,243 | €3,089 | €14,125 | €23,441 | ▲ 66.0% |
| Amounts payable17/49 | €66,311 | €53,000 | €86,724 | €122,660 | €179,215 | ▲ 46.1% |
| Amounts payable after more than one year17 | €48,890 | €46,674 | €44,420 | €97,732 | €147,891 | ▲ 51.3% |
| Financial debts170/4 | €48,890 | €46,674 | €44,420 | €97,732 | €147,891 | ▲ 51.3% |
| Amounts payable within one year42/48 | €17,421 | €6,326 | €42,304 | €24,929 | €31,325 | ▲ 25.7% |
| Current portion of amounts payable after more than one year42 | €2,197 | €2,216 | €2,254 | €2,292 | €6,119 | ▲ 167% |
| Financial debts43 | - | - | - | €980 | €1,770 | ▲ 80.6% |
| Credit institutions430/8 | - | - | - | €980 | €1,770 | ▲ 80.6% |
| Trade debts44 | - | €444 | €2,204 | €908 | €3,496 | ▲ 285% |
| Suppliers440/4 | - | €444 | €2,204 | €908 | €3,496 | ▲ 285% |
| Taxes, remuneration and social security45 | €976 | €816 | €3,712 | €6,385 | €915 | ▼ 85.7% |
| Taxes450/3 | €976 | €816 | €3,712 | €6,385 | €915 | ▼ 85.7% |
| Other amounts payable47/48 | €14,247 | €2,850 | €34,135 | €14,364 | €19,024 | ▲ 32.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,417 | €11,555 | €12,846 | €11,036 | €19,316 | ▲ 75.0% |
| + Depreciation and write-downs630 | €13,278 | €3,787 | €3,448 | €3,360 | €4,669 | ▲ 39.0% |
| Operating cash flow (approximation) | €10,861 | €15,342 | €16,295 | €14,396 | €23,985 | ▲ 66.6% |
| Investment in fixed assets (approximation) | - | -€2,823 | -€6,819 | -€58,506 | -€74,543 | ▼ 27.4% |
| Change in cash | - | -€239 | €6,275 | -€3,949 | -€4,493 | ▼ 13.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
BUREAU COMPTABLE ANTHONY WAUTERS
BE 0678.943.778
Asse · Eq €25,390
SGVE COMPTA
BE 0731.796.110
Thimister-Clermont · Eq €25,512
LOYI
BE 1018.982.129
Dinant · Eq €25,554
BCM CONSULTING
BE 0733.977.026
Dilbeek · Eq €25,574
ISIS COMPTA
BE 0551.957.714
Nivelles · Eq €25,305
Of 12,179 companies in this sector we hold annual accounts for 7,644. 4,862 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
10 eventsLatest 31-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €19,316 ▲75%
Operating result €30,745, net result €19,316, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
13-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
2022
31-12
Financial
Back to profitnet €11,555
Net result €11,555 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.40
Current ratio from 0.92 to 2.40; short-term debt falls from €17,421 to €6,326.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet -€2,417
Net result drops to -€2,417, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 08-01-2020Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded08-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
cdc_2908@hotmail.com
Phone
0476/302.200Lasne
E-invoicing
Reachable via Peppol
Peppol ID
0208:0740908170
Registered
21-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2020
Ground area
1,849 m²
Building footprint
30 m²
Volume, LiDAR
204 m³
Parcel 25076B0370/00P000, Wallonia · tallest building 14.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FISCALY
since 2020unit no. 2.297.966.721
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076B0370/00P000 | Wallonia | 1,849 m² | 1 · 30 m² | 14.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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