FISCALUX
ActiveThe computed 12-month bankruptcy probability of FISCALUX is 1.7% (moderate). The 2025 annual accounts show equity of €69k and a net result of €103k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 23% of 7740 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+5
Solvency41▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.21 in 2024; short-term debt: 34.2% and cash: 15.6% of total assets), and 84% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16%
Return on assets
23.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7740 sector peers (2025).
NBB · sector comparisonPosition among 7740 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
50 d early
2024
48 d early
2023
49 d early
2022
47 d early
2021
50 d early
2020
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▼ 0.2%
2024 · €69k
2020: €12k
2021: €38k
2022: €77k
2023: €77k
2024: €69k
2020 → 2025
Total assets
€430k▲ 13.0%
2024 · €381k
2020: €16k
2021: €70k
2022: €113k
2023: €135k
2024: €381k
2020 → 2025
Net result
€103k▲ 34.3%
2024 · €76k
2020: €10k
2021: €24k
2022: €41k
2023: €41k
2024: €76k
2020 → 2025
Working capital
€-5k
2024 · €24k
2020: €9k
2021: €25k
2022: €61k
2023: €64k
2024: €24k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€77k▲ 104%€77k▲ 0.1%€69k▼ 10.8%€69k▼ 0.2%
Operating result€29k-€55k▲ 86.3%€55k▲ 0.2%€103k▲ 88.0%€145k▲ 41.4%
Net result€24k-€41k▲ 71.8%€41k▼ 0.2%€76k▲ 87.1%€103k▲ 34.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €430k
Fixed assets
€288k▲ 18.7%
Current assets
€143k▲ 2.9%
Equity and liabilities €430k
Equity
€69k▼ 0.2%
Debt
€361k▲ 15.9%
The debt ratio rises from 81.9% to 84.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€175k▲
2024 · €118k
Cash flow
€132k▲
2024 · €91k
Solvency
16.0%▼
2024 · 18.1%
Current ratio
0.97▼
2024 · 1.21
Quick ratio
0.97▼
2024 · 1.21
Debt / equity
5.25▲
2024 · 4.52
ROE
149.1%▲
2024 · 110.8%
ROA
23.9%▲
2024 · 20.1%
Interest coverage
20.45▼
2024 · 21.27
Debt
€361k▲
2024 · €312k
Debt ≤ 1 year
€147k▲
2024 · €114k
Debt > 1 year
€214k▲
2024 · €197k
Income taxes
€35k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€381k€430k▲
Fixed assets21/28€242k€288k▲
Tangible fixed assets22/27€241k€287k▲
Land and buildings22€224k€227k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€15k€57k▲
Financial fixed assets28€968€968=
Current assets29/58€139k€143k▲
Amounts receivable after more than one year29€5k-
Other amounts receivable291€5k-
Amounts receivable within one year40/41€36k€30k▼
Trade receivables40€29k€24k▼
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€50k€67k▲
Deferred charges and accrued income490/1€47k€45k▼
Equity and liabilities
Total equity and liabilities10/49€381k€430k▲
Equity10/15€69k€69k▼
Contributions10/11€2k€2k=
Reserves13€66k€66k=
Distributable reserves133€66k€66k=
Profit (loss) carried forward14€586€1k▲
Investment grants15€803-
Amounts payable17/49€312k€361k▲
Amounts payable after more than one year17€197k€214k▲
Financial debts170/4€197k€214k▲
Amounts payable within one year42/48€114k€147k▲
Current portion of amounts payable after more than one year42€19k€27k▲
Trade debts44€2k€819▼
Suppliers440/4€2k€819▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€6k€13k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€86k€106k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€30k▲
Other operating charges640/8€979€2k▲
Gross operating margin9900€119k€177k▲
Operating profit (loss)9901€103k€145k▲
Financial income75/76B€1k€932▼
Recurring financial income75€1k€932▼
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€98k€138k▲
Income taxes67/77€22k€35k▲
Profit (loss) for the period9904€76k€103k▲
Profit (loss) for the period to be appropriated9905€76k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€85k€103k▲
Profit (loss) brought forward from the previous period14P€8k€586▼
Profit to be distributed694/7€84k€102k▲
Return on contributions (dividend)694€84k€102k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2020net €103k ▲34.3%
Operating result €145k, net result €103k, both a record.
2024
14-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
12-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Haveskerckelaan 491190 VorstGround area
846 m²
Building footprint
316 m²
Volume, LiDAR
3,432 m³
2 parcels, Brussels · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
de Haveskerckelaan 49, 1190 Vorst
since 20192.295.654.656
FISCALUX
since 20232.348.756.416
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0283/00F007 | Brussels | 589 m² | 1 · 128 m² | 11.2 m · 3 fl. |
| 21616G0065/00Y004 | Brussels | 257 m² | 1 · 188 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,580 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2019
Fiscal year end30-06
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
81210General cleaning of buildings
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.