FISCALITE - ORGANISATION - COMPTABILITE
ActiveSummary
FISCALITE - ORGANISATION - COMPTABILITE has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371k and a net result of €80k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 56% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+2
Solvency64▼-30
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 2.67 in 2024; short-term debt: 61.2% and cash: 20.9% of total assets), and 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
56 d early
2023
8 d early
2022
25 d late
2021
12 d late
2020
1 d early
2019
3 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€80k▲ 19.6%
2024 · €67k
2018: €106k
2019: €94k
2020: €131k
2021: €120k
2022: €157k
2023: €193k
2024: €67k
2018 → 2025
Working capital
€252k▼ 50.7%
2024 · €510k
2018: €38k
2019: €100k
2020: €206k
2021: €356k
2022: €524k
2023: €508k
2024: €510k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€481k-€622k▲ 29.5%€697k▲ 11.9%€672k▼ 3.6%€371k▼ 44.8%
Operating result€179k-€229k▲ 28.2%€274k▲ 19.6%€91k▼ 66.8%€102k▲ 11.8%
Net result€120k-€157k▲ 31.0%€193k▲ 23.4%€67k▼ 65.4%€80k▲ 19.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €957k
Fixed assets
€119k ▼ 26.2%
Current assets
€838k ▲ 2.6%
Equity and liabilities €957k
Equity
€371k ▼ 44.8%
Debt
€586k ▲ 91.6%
Debt's share of the balance-sheet total rises from 31.3% to 61.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€144k▲
2024 · €136k
Cash flow
€122k▲
2024 · €112k
Current ratio
1.43▼
2024 · 2.67
Debt to equity
1.58▲
2024 · 0.46
ROE
21.6%▲
2024 · 10.0%
ROA
8.4%▲
2024 · 6.8%
Interest coverage
1278.43▲
2024 · 427.29
Debt ≤ 1 year
€586k▲
2024 · €306k
Income taxes
€35k▲
2024 · €34k
Staff costs
€159k▼
2024 · €163k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€978k€957k▼
Fixed assets21/28€162k€119k▼
Tangible fixed assets22/27€161k€119k▼
Land and buildings22€55k€47k▼
Plant, machinery and equipment23€23k€18k▼
Furniture and vehicles24€83k€54k▼
Financial fixed assets28€149€149=
Current assets29/58€816k€838k▲
Amounts receivable within one year40/41€153k€158k▲
Trade receivables40€147k€149k▲
Other amounts receivable41€7k€9k▲
Current investments50/53€525k€478k▼
Cash at bank and in hand54/58€134k€200k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€978k€957k▼
Equity10/15€672k€371k▼
Contributions10/11€27k€27k=
Reserves13€645k€330k▼
Non-distributable reserves130/1€12k€12k=
Other1319€12k€12k=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€617k€302k▼
Profit (loss) carried forward14€143€14k▲
Amounts payable17/49€306k€586k▲
Amounts payable within one year42/48€306k€586k▲
Trade debts44€150k€179k▲
Suppliers440/4€150k€179k▲
Taxes, remuneration and social security45€63k€24k▼
Taxes450/3€35k€6k▼
Remuneration and social security454/9€28k€18k▼
Other amounts payable47/48€93k€383k▲
Accrued charges and deferred income492/3€66€54▼
Income statement
Code20242025
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62€163k€159k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€42k▼
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€8k€916▼
Gross operating margin9900€311k€308k▼
Operating profit (loss)9901€91k€102k▲
Financial income75/76B€10k€14k▲
Recurring financial income75€10k€14k▲
Financial charges65/66B€318€113▼
Recurring financial charges65€318€113▼
Profit (loss) for the period before taxes9903€100k€115k▲
Income taxes67/77€34k€35k▲
Profit (loss) for the period9904€67k€80k▲
Profit (loss) for the period to be appropriated9905€67k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€80k▲
Profit (loss) brought forward from the previous period14P€4k€143▼
Transfer from equity791/2€70k€360k▲
Transfer to equity691/2€49k€45k▼
To other reserves6921€49k€45k▼
Profit to be distributed694/7€92k€381k▲
Return on contributions (dividend)694€92k€360k▲
Employees696-€21k
Social balance
Average headcount (FTE)90873.23.4▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €67k ▼65.4%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €193k ▲23.4%
Operating result €274k, net result €193k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Equity above €500kEq €622k ▲29.5%
5 profitable years in a row build equity to €622k.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial
Equity above €200kEq €263k ▲43.2%
2 profitable years in a row build equity to €263k.
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 90 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai Andreï Sakharov(TOU) 287500 TournaiGround area
1,005 m²
Building footprint
159 m²
Parcel 57462A0043/00V012, Wallonia. Linked by address, not a title deed.
1 establishment unit
F.O.C.
since 19762.012.662.205
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462A0043/00V012 | Wallonia | 1,005 m² | 1 · 159 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
I-WACC
BE 0648.921.684
Arendonk · Eq €370,884
Amfico Tax & Legal
BE 0453.050.673
Zedelgem · Eq €370,971
ASM TAX CONSULT
BE 0898.206.241
Mol · Eq €370,285
BOEKHOUDKANTOOR VANDEVELDE
BE 0893.641.105
Pepingen · Eq €371,454
SOCIETE DE GESTION ET DE COMPTABILITE
BE 0429.935.375
Tournai · Eq €370,138
Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,849 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1976
Fiscal year end31-12
Abbreviation FR
F.O.C.
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.