FISCALIANUS
ActiveFISCALIANUS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.79M and a net result of €742k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 3286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 10.26 against 5.23 in 2024; short-term debt: 8.7% and cash: 13% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.2%
Return on assets
36.1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
18 d late
2024
1 d early
2023
on the day
2022
28 d late
2021
28 d late
2020
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.79M▲ 33.2%
2024 · €1.34M
2020: €99k
2021: €400k
2022: €793k
2023: €1.09M
2024: €1.34M
2020 → 2025
Total assets
€2.06M▲ 25.0%
2024 · €1.64M
2020: €188k
2021: €603k
2022: €1.01M
2023: €1.43M
2024: €1.64M
2020 → 2025
Net result
€742k▲ 35.8%
2024 · €546k
2020: €144k
2021: €346k
2022: €437k
2023: €596k
2024: €546k
2020 → 2025
Working capital
€1.65M▲ 30.3%
2024 · €1.27M
2020: €70k
2021: €371k
2022: €768k
2023: €1.05M
2024: €1.27M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€400k-€793k▲ 98.0%€1.09M▲ 38.0%€1.34M▲ 23.0%€1.79M▲ 33.2%
Operating result€441k-€566k▲ 28.2%€774k▲ 36.8%€681k▼ 12.0%€938k▲ 37.7%
Net result€346k-€437k▲ 26.3%€596k▲ 36.2%€546k▼ 8.4%€742k▲ 35.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.06M
Fixed assets
€229k▲ 188%
Current assets
€1.83M▲ 16.8%
Equity and liabilities €2.06M
Equity
€1.79M▲ 33.2%
Debt
€264k▼ 11.8%
The debt ratio falls from 18.2% to 12.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€965k▲
2024 · €699k
Cash flow
€769k▲
2024 · €564k
Solvency
87.2%▲
2024 · 81.8%
Current ratio
10.26▲
2024 · 5.23
Quick ratio
10.26▲
2024 · 5.23
Debt / equity
0.15▼
2024 · 0.22
ROE
41.4%▲
2024 · 40.6%
ROA
36.1%▲
2024 · 33.2%
Interest coverage
1231.62▼
2024 · 1520.03
Debt
€264k▼
2024 · €299k
Debt ≤ 1 year
€178k▼
2024 · €299k
Debt > 1 year
€86k
Income taxes
€227k▲
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.64M€2.06M▲
Fixed assets21/28€80k€229k▲
Tangible fixed assets22/27€80k€229k▲
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€2k€792▼
Furniture and vehicles24€57k€212k▲
Other tangible fixed assets26€19k€14k▼
Current assets29/58€1.56M€1.83M▲
Amounts receivable within one year40/41€123k€112k▼
Trade receivables40€71k€81k▲
Other amounts receivable41€52k€32k▼
Current investments50/53€1.30M€1.45M▲
Cash at bank and in hand54/58€142k€267k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€1.64M€2.06M▲
Equity10/15€1.34M€1.79M▲
Contributions10/11€1€1=
Reserves13€1.34M€1.79M▲
Distributable reserves133€1.34M€1.79M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€299k€264k▼
Amounts payable after more than one year17-€86k
Financial debts170/4-€86k
Amounts payable within one year42/48€299k€178k▼
Current portion of amounts payable after more than one year42-€21k
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€30k€28k▼
Taxes450/3€30k€28k▼
Other amounts payable47/48€265k€127k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€27k▲
Other operating charges640/8€775€1k▲
Gross operating margin9900€700k€966k▲
Operating profit (loss)9901€681k€938k▲
Financial income75/76B€27k€31k▲
Recurring financial income75€27k€31k▲
Financial charges65/66B€460€784▲
Recurring financial charges65€460€784▲
Profit (loss) for the period before taxes9903€707k€968k▲
Income taxes67/77€161k€227k▲
Profit (loss) for the period9904€546k€742k▲
Profit (loss) for the period to be appropriated9905€546k€742k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.10M€742k▼
Profit (loss) brought forward from the previous period14P€552k€0▼
Transfer from equity791/2€250k€250k=
Transfer to equity691/2€1.05M€697k▼
To other reserves6921€1.05M€697k▼
Profit to be distributed694/7€295k€295k=
Return on contributions (dividend)694€250k€250k=
Directors or managers695€45k€45k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
30-06
Financial
Highest result since 2020net €742k ▲35.8%
Operating result €938k, net result €742k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €1MEq €1.09M ▲38%
4 profitable years in a row build equity to €1.09M.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-06
Financial
Equity above €500kEq €793k ▲98%
3 profitable years in a row build equity to €793k.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-06
Financial
Equity above €200kEq €400k ▲304%
2 profitable years in a row build equity to €400k.
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Verspeyenstraat 209000 GentGround area
2.4 ha
Building footprint
1,353 m²
Volume, LiDAR
878 m³
2 parcels, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
FISCALIANUS
since 20192.289.026.487
FISCALIANUS
since 20192.289.026.586
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0095/00E008 | Flanders | 2.4 ha | 1 · 1,270 m² | 5.0 m |
| 44815F3617/00F002 | Flanders | 118 m² | 1 · 83 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 307 EUR awarded · 307 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 307 EUR | 307 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 2,958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2019
Fiscal year end30-06
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.