FISCALI
ActiveSummary
FISCALI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €82k and a net result of €27k. Equity is growing by ~35.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 10.92 against 3.21 in 2023; short-term debt: 6.5% and cash: 46.7% of total assets), and 6.8% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
8 d early
2022
17 d early
2021
21 d early
2020
33 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€82k▲ 47.7%
2023 · €56k
Total assets
€88k▲ 32.9%
2023 · €66k
Net result
€27k▲ 9.3%
2023 · €24k
Working capital
€57k▲ 148%
2023 · €23k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€20k▲ 69.0%€12k▼ 42.1%€25k▲ 110%€35k▲ 39.8%€37k▲ 7.2%
Net result€14k▲ 71.5%€7k▼ 48.3%€17k▲ 126%€24k▲ 43.8%€27k▲ 9.3%
Equity€26k▲ 129%€33k▲ 29.1%€31k▼ 5.2%€56k▲ 77.4%€82k▲ 47.7%
Total assets€38k▲ 49.1%€40k▲ 5.3%€38k▼ 4.3%€66k▲ 75.7%€88k▲ 32.9%
Debt€12k▼ 14.8%€6k▼ 46.1%€6k▲ 0.1%€11k▲ 67.6%€6k▼ 43.8%
Working capital€24k▲ 240%€32k▲ 34.6%€31k▼ 3.2%€23k▼ 26.1%€57k▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 7% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €88k
Fixed assets
€26k ▼ 22.8%
Current assets
€63k ▲ 88.1%
Equity and liabilities €88k
Equity
€82k ▲ 47.7%
Debt
€6k ▼ 43.8%
Debt's share of the balance-sheet total falls from 16.2% to 6.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2023 · €40k
Cash flow
€34k▲
2023 · €29k
Current ratio
10.92▲
2023 · 3.21
Debt to equity
0.07▼
2023 · 0.19
ROE
32.3%▼
2023 · 43.6%
ROA
30.1%▼
2023 · 36.6%
Interest coverage
275.38▼
2023 · 425.72
Debt ≤ 1 year
€6k▼
2023 · €10k
Income taxes
€11k▲
2023 · €10k
Staff costs
€980▲
2023 · €690
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1k | €440 | €690 | €980 | ▲ 42.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €4k | €503 | €5k | €8k | ▲ 47.5% |
| Other operating charges640/8 | - | €462 | €468 | €519 | €495 | ▼ 4.6% |
| Non-recurring operating charges66A | - | €75 | €120 | €96 | €0 | ▼ 100% |
| Gross operating margin9900 | €28k | €17k | €26k | €41k | €46k | ▲ 12.4% |
| Operating profit (loss)9901 | €20k | €12k | €25k | €35k | €37k | ▲ 7.2% |
| Financial income75/76B | - | - | - | - | €436 | - |
| Recurring financial income75 | - | - | - | - | €436 | - |
| Financial charges65/66B | - | €159 | €107 | €94 | €163 | ▲ 73.7% |
| Recurring financial charges65 | €232 | €159 | €107 | €94 | €163 | ▲ 73.7% |
| Profit (loss) for the period before taxes9903 | €20k | €12k | €25k | €35k | €37k | ▲ 8.3% |
| Income taxes67/77 | €6k | €4k | €8k | €10k | €11k | ▲ 5.7% |
| Profit (loss) for the period9904 | €14k | €7k | €17k | €24k | €27k | ▲ 9.3% |
| Profit (loss) for the period to be appropriated9905 | €14k | €7k | €17k | €24k | €27k | ▲ 9.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €38k | €40k | €38k | €66k | €88k | ▲ 32.9% |
| Fixed assets21/28 | €3k | €1k | €503 | €33k | €26k | ▼ 22.8% |
| Tangible fixed assets22/27 | €3k | €1k | €503 | €33k | €26k | ▼ 22.8% |
| Plant, machinery and equipment23 | - | €1k | €503 | €0 | - | - |
| Furniture and vehicles24 | - | €0 | - | €33k | €26k | ▼ 22.8% |
| Other tangible fixed assets26 | - | €0 | - | - | - | - |
| Current assets29/58 | €34k | €39k | €37k | €33k | €63k | ▲ 88.1% |
| Amounts receivable within one year40/41 | €10k | €8k | €8k | €0 | €1k | - |
| Trade receivables40 | - | €8k | €8k | €0 | - | - |
| Other amounts receivable41 | - | - | - | - | €1k | - |
| Current investments50/53 | - | - | - | - | €20k | - |
| Cash at bank and in hand54/58 | €25k | €30k | €29k | €33k | €41k | ▲ 23.6% |
| Deferred charges and accrued income490/1 | - | - | - | - | €305 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €38k | €40k | €38k | €66k | €88k | ▲ 32.9% |
| Equity10/15 | €26k | €33k | €31k | €56k | €82k | ▲ 47.7% |
| Contributions10/11 | - | €19k | €0 | - | - | - |
| Reserves13 | €7k | €15k | €31k | €56k | €82k | ▲ 47.7% |
| Distributable reserves133 | - | €15k | €31k | €56k | €82k | ▲ 47.7% |
| Profit (loss) carried forward14 | €-16k | - | - | - | - | - |
| Amounts payable17/49 | €12k | €6k | €6k | €11k | €6k | ▼ 43.8% |
| Amounts payable after more than one year17 | €1k | €0 | - | - | - | - |
| Financial debts170/4 | - | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €11k | €6k | €6k | €10k | €6k | ▼ 44.7% |
| Current portion of amounts payable after more than one year42 | - | €1k | €0 | - | - | - |
| Trade debts44 | €588 | €908 | €559 | €3k | €300 | ▼ 91.1% |
| Suppliers440/4 | - | €908 | €559 | €3k | €300 | ▼ 91.1% |
| Taxes, remuneration and social security45 | - | €4k | €6k | €7k | €5k | ▼ 22.4% |
| Taxes450/3 | - | €4k | €6k | €7k | €5k | ▼ 22.4% |
| Remuneration and social security454/9 | - | - | €106 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | - | €173 | €360 | €300 | ▼ 16.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €7k | €17k | €24k | €27k | ▲ 9.3% |
| + Depreciation and write-downs630 | €7k | €4k | €503 | €5k | €8k | ▲ 47.5% |
| Operating cash flow (approximation) | €21k | €11k | €17k | €29k | €34k | ▲ 16.0% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €-38k | €0 | ▲ 100% |
| Change in cash | - | €5k | €-1k | €4k | €8k | ▲ 76.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €27k ▲9.3%
Operating result €37k, net result €27k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 10.92
Current ratio from 3.21 to 10.92; short-term debt falls from €10k to €6k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 1.86
Current ratio from 0.86 to 1.86; short-term debt falls from €13k to €8k.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2008
Ground area
477 m²
Building footprint
109 m²
Volume, LiDAR
248 m³
Parcel 44034C1012/00F000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Fiscali
since 20082.168.710.162
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C1012/00F000 | Flanders | 477 m² | 1 · 109 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 694 EUR awarded · 754 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 215 EUR | 215 EUR |
| 2024 | 1 | 215 EUR | 215 EUR |
| 2023 | 1 | 132 EUR | 192 EUR |
| 2022 | 1 | 132 EUR | 132 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,386 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-02-2008
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.