FISCABO
ActiveSummary
FISCABO has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €291,094 and a net result of -€44,282. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability50▼-21
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 96.67 against 13.19 in 2023; short-term debt: 0.1% and cash: 8.2% of total assets), and 0.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.9%
Return on assets
-15.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
42 d early
2022
42 d early
2021
41 d early
2020
39 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€291,094▼ 13.2%
2023 · €335,376
Total assets
€291,403▼ 13.7%
2023 · €337,473
Net result
-€44,282
2023 · €4,820
Working capital
€24,277▼ 2.5%
2023 · €24,894
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€4,504▼ 74.4%-€12,072-€7,310▲ 39.4%€276-€3,606
Net result€3,175within the sector's middle half▼ 73.9%-€12,623below the sector's middle half-€4,617below the sector's middle half▲ 63.4%€4,820within the sector's middle half-€44,282below the sector's middle half
Equity€347,797above the sector's middle half▲ 0.9%€335,173above the sector's middle half▼ 3.6%€330,557above the sector's middle half▼ 1.4%€335,376above the sector's middle half▲ 1.5%€291,094above the sector's middle half▼ 13.2%
Total assets€349,734within the sector's middle half▲ 0.7%€337,051within the sector's middle half▼ 3.6%€332,877within the sector's middle half▼ 1.2%€337,473within the sector's middle half▲ 1.4%€291,403within the sector's middle half▼ 13.7%
Debt€1,937▼ 23.7%€1,878▼ 3.0%€2,320▲ 23.6%€2,097▼ 9.6%€309▼ 85.3%
Working capital€130,616above the sector's middle half▲ 15.6%€182,403above the sector's middle half▲ 39.6%€74,203within the sector's middle half▼ 59.3%€24,894within the sector's middle half▼ 66.5%€24,277within the sector's middle half▼ 2.5%
Solvency99.4%above the sector's middle half▲ 0.2pp99.4%above the sector's middle half=99.3%above the sector's middle half▼ 0.1pp99.4%above the sector's middle half▲ 0.1pp99.9%above the sector's middle half▲ 0.5pp
Current ratio74.10above the sector's middle half▲ 25.8033.76above the sector's middle half13.19above the sector's middle half▼ 20.5696.67above the sector's middle half▲ 83.48
Return on assets (ROA)0.9%within the sector's middle half▼ 2.6pp-3.7%below the sector's middle half▼ 4.7pp-1.4%below the sector's middle half▲ 2.4pp1.4%below the sector's middle half▲ 2.8pp-15.2%below the sector's middle half▼ 16.6pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3,606 after €276 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €291,403
Fixed assets
€266,873 ▼ 14.1%
Current assets
€24,531 ▼ 8.9%
Equity and liabilities €291,403
Equity
€291,094 ▼ 13.2%
Debt
€309 ▼ 85.3%
Debt's share of the balance-sheet total falls from 0.6% to 0.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€864▼
2023 · €1,947
Cash flow
-€39,812▼
2023 · €6,491
Debt to equity
0.00▼
2023 · 0.01
ROE
-15.2%▼
2023 · 1.4%
Interest coverage
7.62▼
2023 · 17.70
Debt ≤ 1 year
€254▼
2023 · €2,042
Income taxes
€228▼
2023 · €625
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,450 | €14,450 | €15,250 | €1,671 | €4,469 | ▲ 167% |
| Other operating charges640/8 | - | €1,660 | €1,689 | €1,845 | €1,909 | ▲ 3.5% |
| Gross operating margin9900 | €20,529 | €4,038 | €9,629 | €3,792 | €2,772 | ▼ 26.9% |
| Operating profit (loss)9901 | €4,504 | -€12,072 | -€7,310 | €276 | -€3,606 | ▼ 1,407% |
| Financial income75/76B | - | €12 | €2,990 | €5,279 | €2,659 | ▼ 49.6% |
| Recurring financial income75 | - | €12 | €2,990 | €5,279 | €2,659 | ▼ 49.6% |
| Financial charges65/66B | - | €70 | €95 | €110 | €43,106 | ▲ 39,088% |
| Recurring financial charges65 | €87 | €70 | €95 | €110 | €113 | ▲ 3.0% |
| Non-recurring financial charges66B | - | - | - | - | €42,993 | - |
| Profit (loss) for the period before taxes9903 | €4,417 | -€12,130 | -€4,414 | €5,445 | -€44,053 | ▼ 909% |
| Income taxes67/77 | €1,241 | €493 | €203 | €625 | €228 | ▼ 63.5% |
| Profit (loss) for the period9904 | €3,175 | -€12,623 | -€4,617 | €4,820 | -€44,282 | ▼ 1,019% |
| Transfer from tax-exempt reserves789 | - | €2,727 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €3,175 | -€9,896 | -€4,617 | €4,820 | -€44,282 | ▼ 1,019% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €349,734 | €337,051 | €332,877 | €337,473 | €291,403 | ▼ 13.7% |
| Fixed assets21/28 | €217,331 | €152,825 | €256,408 | €310,537 | €266,873 | ▼ 14.1% |
| Tangible fixed assets22/27 | €69,331 | €54,881 | €46,081 | €90,210 | €88,952 | ▼ 1.4% |
| Land and buildings22 | - | €40,438 | €46,081 | €90,210 | €88,952 | ▼ 1.4% |
| Furniture and vehicles24 | - | €14,443 | €0 | - | - | - |
| Financial fixed assets28 | €148,000 | €97,944 | €210,328 | €220,328 | €177,921 | ▼ 19.2% |
| Current assets29/58 | €132,403 | €184,226 | €76,468 | €26,936 | €24,531 | ▼ 8.9% |
| Amounts receivable within one year40/41 | - | €343 | €3,281 | €1,252 | €616 | ▼ 50.8% |
| Trade receivables40 | - | €343 | €2,587 | €300 | €1 | ▼ 99.8% |
| Other amounts receivable41 | - | - | €694 | €952 | €616 | ▼ 35.3% |
| Cash at bank and in hand54/58 | €132,403 | €183,883 | €72,802 | €25,684 | €23,914 | ▼ 6.9% |
| Deferred charges and accrued income490/1 | - | - | €385 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €349,734 | €337,051 | €332,877 | €337,473 | €291,403 | ▼ 13.7% |
| Equity10/15 | €347,797 | €335,173 | €330,557 | €335,376 | €291,094 | ▼ 13.2% |
| Contributions10/11 | €153,275 | €109,893 | €109,894 | €109,894 | €109,894 | = |
| Reserves13 | €189,170 | €229,824 | €220,663 | €225,483 | €185,671 | ▼ 17.7% |
| Distributable reserves133 | - | €229,824 | €220,663 | €225,483 | €185,671 | ▼ 17.7% |
| Profit (loss) carried forward14 | €5,352 | -€4,544 | - | - | -€4,471 | - |
| Amounts payable17/49 | €1,937 | €1,878 | €2,320 | €2,097 | €309 | ▼ 85.3% |
| Amounts payable within one year42/48 | €1,787 | €1,823 | €2,265 | €2,042 | €254 | ▼ 87.6% |
| Trade debts44 | - | €35 | €1,510 | €1,331 | €57 | ▼ 95.7% |
| Suppliers440/4 | - | €35 | €1,510 | €1,331 | €57 | ▼ 95.7% |
| Taxes, remuneration and social security45 | - | €1,788 | €755 | €711 | €196 | ▼ 72.4% |
| Taxes450/3 | - | €1,788 | €755 | €711 | €196 | ▼ 72.4% |
| Accrued charges and deferred income492/3 | - | €55 | €55 | €55 | €55 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,175 | -€12,623 | -€4,617 | €4,820 | -€44,282 | ▼ 1,019% |
| + Depreciation and write-downs630 | €14,450 | €14,450 | €15,250 | €1,671 | €4,469 | ▲ 167% |
| Operating cash flow (approximation) | €17,625 | €1,827 | €10,633 | €6,491 | -€39,812 | ▼ 713% |
| Investment in fixed assets (approximation) | - | €50,056 | -€118,833 | -€55,800 | €39,195 | ▲ 170% |
| Change in cash | - | €51,480 | -€111,081 | -€47,119 | -€1,769 | ▲ 96.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€44,282
Net result drops to -€44,282, the lowest in the series.
31-12
Financial
Liquidity times 7current ratio 96.67
Current ratio from 13.19 to 96.67; short-term debt falls from €2,042 to €254.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4,820
Net result €4,820 after 2 loss-making years.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €12,143 ▲33.6%
Operating result €17,577, net result €12,143, both a record.
31-12
Financial
Liquidity doublescurrent ratio 48.30
Current ratio from 22.31 to 48.30; short-term debt falls from €4,031 to €2,389.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1981
Ground area
970 m²
Building footprint
164 m²
Volume, LiDAR
1,039 m³
Parcel 11036D0179/00H002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FISCABO
since 19812.019.120.029
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036D0179/00H002 | Flanders | 970 m² | 1 · 164 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900J5GM8C1AIMCQ53
Similar companies · same sector, comparable size
SPINCOF
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TJ
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IBAC
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FISKAMED DIENSTEN EN VERZEKERINGEN
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 38,335 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-07-1981
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0421754020
Also
9925:BE0421754020
Registered
05-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.