FISCA DS

Active

Private limited companyfounded 201312 yrs activeRue Haute(BUZ) 3, 6230 Pont-à-Celles, BelgiumKBO/BCE: BE 0542.521.394

Summary

FISCA DS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €3k. Its solvency ranks better than 64% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysis Watch Report Compare

FISCA DSActiveChecked score 82/100

Risk analysis Report Compare

Checked score

Score 2025

82 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability79▲+38

Solvency95▲+31

Growth78

Track record100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity short (current ratio 0.45 against 0.9 in 2024; short-term debt: 12.5% and cash: 1.6% of total assets), and 30.4% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Legal and accounting activities (NACE 69)

about 77% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

69.6%

Return on assets

8.4%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

2 d early

2024

1 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€27k▲ 13.7%

2024 · €24k

2024: €24k 2025: €27k▲ +13.7% vs 2024

2024 → 2025

Total assets

€39k▼ 36.0%

2024 · €61k

2024: €61k 2025: €39k▼ -36.0% vs 2024

2024 → 2025

Net result

€3k▲ 332%

2024 · €761

2024: €761 2025: €3k▲ +332% vs 2024

2024 → 2025

Working capital

€-3k▼ 52.6%

2024 · €-2k

2024: €-2k 2025: €-3k▼ -52.6% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€24k-€27k▲ 13.7% 2024: €24k 2025: €27k▲ +13.7% vs 2024

Operating result€2k-€4k▲ 132% 2024: €2k 2025: €4k▲ +132% vs 2024

Net result€761-€3k▲ 332% 2024: €761 2025: €3k▲ +332% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 132% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €39k

94.4%

Fixed assets €37k ▼ 19.2%

Current assets €2k ▼ 85.7%

Equity and liabilities €39k

69.6%

30.4%

Equity €27k ▲ 13.7%

Debt €12k ▼ 68.0%

Debt's share of the balance-sheet total falls from 60.8% to 30.4%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€16k▲

2024 · €13k

Cash flow

€15k▲

2024 · €12k

Current ratio

0.45▼

2024 · 0.90

Debt to equity

0.44▼

2024 · 1.55

ROE

12.0%▲

2024 · 3.2%

ROA

8.4%▲

2024 · 1.2%

Interest coverage

61.37

Debt ≤ 1 year

€5k▼

2024 · €17k

Debt > 1 year

€7k▼

2024 · €20k

Income taxes

€664▼

2024 · €1k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines

Balance sheet Code20242025

Assets

Total assets20/58€61k€39k▼

Fixed assets21/28€46k€37k▼

Tangible fixed assets22/27€46k€37k▼

Furniture and vehicles24€46k€37k▼

Current assets29/58€15k€2k▼

Amounts receivable within one year40/41€6k€944▼

Trade receivables40€6k€944▼

Cash at bank and in hand54/58€6k€611▼

Deferred charges and accrued income490/1€3k€646▼

Equity and liabilities

Total equity and liabilities10/49€61k€39k▼

Equity10/15€24k€27k▲

Contributions10/11€500€500=

Reserves13€50€50=

Distributable reserves133€50€50=

Profit (loss) carried forward14€23k€27k▲

Amounts payable17/49€37k€12k▼

Amounts payable after more than one year17€20k€7k▼

Financial debts170/4€20k€7k▼

Amounts payable within one year42/48€17k€5k▼

Current portion of amounts payable after more than one year42€426€0▼

Trade debts44€158€1k▲

Suppliers440/4€158€1k▲

Taxes, remuneration and social security45€9k€934▼

Taxes450/3€9k€934▼

Other amounts payable47/48€8k€3k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲

Other operating charges640/8€2k€399▼

Gross operating margin9900€15k€16k▲

Operating profit (loss)9901€2k€4k▲

Financial charges65/66B-€254

Recurring financial charges65-€254

Profit (loss) for the period before taxes9903€2k€4k▲

Income taxes67/77€1k€664▼

Profit (loss) for the period9904€761€3k▲

Profit (loss) for the period to be appropriated9905€761€3k▲

Appropriation of the result

Profit (loss) to be appropriated9906€23k€27k▲

Profit (loss) brought forward from the previous period14P€23k€23k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€11k	€11k	▲ 1.0%
Other operating charges640/8	€2k	€399	▼ 77.9%
Gross operating margin9900	€15k	€16k	▲ 7.4%
Operating profit (loss)9901	€2k	€4k	▲ 132%
Financial charges65/66B	-	€254	-
Recurring financial charges65	-	€254	-
Profit (loss) for the period before taxes9903	€2k	€4k	▲ 118%
Income taxes67/77	€1k	€664	▼ 36.8%
Profit (loss) for the period9904	€761	€3k	▲ 332%
Profit (loss) for the period to be appropriated9905	€761	€3k	▲ 332%

Line	2024	2025	Change
Assets
Total assets20/58	€61k	€39k	▼ 36.0%
Fixed assets21/28	€46k	€37k	▼ 19.2%
Tangible fixed assets22/27	€46k	€37k	▼ 19.2%
Furniture and vehicles24	€46k	€37k	▼ 19.2%
Current assets29/58	€15k	€2k	▼ 85.7%
Amounts receivable within one year40/41	€6k	€944	▼ 84.6%
Trade receivables40	€6k	€944	▼ 84.6%
Cash at bank and in hand54/58	€6k	€611	▼ 89.6%
Deferred charges and accrued income490/1	€3k	€646	▼ 81.2%
Equity and liabilities
Total equity and liabilities10/49	€61k	€39k	▼ 36.0%
Equity10/15	€24k	€27k	▲ 13.7%
Contributions10/11	€500	€500	=
Reserves13	€50	€50	=
Distributable reserves133	€50	€50	=
Profit (loss) carried forward14	€23k	€27k	▲ 14.0%
Amounts payable17/49	€37k	€12k	▼ 68.0%
Amounts payable after more than one year17	€20k	€7k	▼ 65.0%
Financial debts170/4	€20k	€7k	▼ 65.0%
Amounts payable within one year42/48	€17k	€5k	▼ 71.4%
Current portion of amounts payable after more than one year42	€426	€0	▼ 100%
Trade debts44	€158	€1k	▲ 676%
Suppliers440/4	€158	€1k	▲ 676%
Taxes, remuneration and social security45	€9k	€934	▼ 89.4%
Taxes450/3	€9k	€934	▼ 89.4%
Other amounts payable47/48	€8k	€3k	▼ 64.8%

Line	2024	2025	Change
Profit (loss) for the period9904	€761	€3k	▲ 332%
+ Depreciation and write-downs630	€11k	€11k	▲ 1.0%
Operating cash flow (approximation)	€12k	€15k	▲ 21.9%
Investment in fixed assets (approximation)	-	€-3k	-
Change in cash	-	€-5k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

01-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 1 day late

NBB filing

0 of 3 acts read

About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Pont-à-Celles · 1 establishment unit since 2013

seat establishment The establishment unit on the map

Ground area

787 m²

Building footprint

106 m²

Parcel 52009A0373/00L000, Wallonia. Linked by address, not a title deed.

1 establishment unit

Rue Haute(BUZ) 3, 6230 Pont-à-Celles

Legal and accounting activities

since 20132.224.185.947

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52009A0373/00L000	Wallonia	787 m²	1 · 106 m²	-

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

ACE ACCOUNTANCY

BE 0721.758.093

Sint-Martens-Latem · Eq €27,299

Zonnebeke · Eq €27,274

Compagnie EUTHERPE

BE 0423.844.765

Ukkel · Eq €27,265

Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 4,982 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded27-11-2013

Fiscal year end31-12

Activities, NACEBEL 2025

69201Certified accountants and tax accountants

Contact

E-mail fiscads@gmail.com

Scores and ratios are computed by Checked and are not a credit decision.