Financials
- Fiscal year
- 2025
- Total assets
- €3.4m
- Profit
- €272,643
- Solvency
- 87.8%
Total assets▲ 5.4%
Net result
20182025
FISC-PROTECT
ActiveSummary
FISC-PROTECT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.0m and a net result of €272,643. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74121
#8 company by equity in Sint-Jans-Molenbeek, Professional and technical services sector1 site
How big
€3.4mtotal assets 2025
- Staff
- 2 FTE
- Equity
- €3.0m
- Profit
- €272,643
Turnover not published (abridged schema)
Who decides
Accounts 30 d early0 of 1 deed read
Why 95+ Size: total assets €3.4m+ Sector Legal and accounting activities (NACE 69)+ Figures for FY 2025 (filed 01-07-2026)+ Liquidity: current ratio 7.75, cash €528,346Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 69, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 87.8% of total assets
Liquidity
68-5
short-term debt 12.0% · cash 15.3%
Profitability
79-5
return on assets 7.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%highest value
12-2024: 0.1%● 0.0% vs 11-2024highest value
01-2025: 0.1%● 0.0% vs 12-2024highest value
02-2025: 0.1%● 0.0% vs 01-2025highest value
03-2025: 0.1%● 0.0% vs 02-2025highest value
04-2025: 0.1%● 0.0% vs 03-2025highest value
05-2025: 0.1%● 0.0% vs 04-2025highest value
06-2025: 0.1%● 0.0% vs 05-2025highest value
07-2025: 0.1%● 0.0% vs 06-2025highest value
08-2025: 0.1%● 0.0% vs 07-2025highest value
09-2025: 0.1%● 0.0% vs 08-2025highest value
10-2025: 0.1%● 0.0% vs 09-2025highest value
11-2025: 0.1%● 0.0% vs 10-2025highest value
12-2025: 0.1%● 0.0% vs 11-2025highest value
01-2026: 0.1%● 0.0% vs 12-2025highest value
02-2026: 0.1%● 0.0% vs 01-2026highest value
03-2026: 0.1%● 0.0% vs 02-2026highest value
04-2026: 0.1%● 0.0% vs 03-2026highest value
05-2026: 0.1%● 0.0% vs 04-2026highest value
06-2026: 0.1%● 0.0% vs 05-2026highest value
07-2026: 0.1%● 0.0% vs 06-2026highest value
08-2026: 0.1%● 0.0% vs 07-2026highest value
09-2026: 0.1%● 0.0% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Size: total assets €3.4m lowers the probability for this profile
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Figures for FY 2025 (filed 01-07-2026) lowers the probability
- Liquidity: current ratio 7.75, cash €528,346 lowers the probability
Credit up to €280,000 at 30 days acceptable
Liquidity ample (current ratio 7.75 against 8.62 in 2024; short-term debt: 12% and cash: 15.3% of total assets), and 12.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, small). Better than this share of them on solvency 86%, liquidity 77%, profitability 48%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
21 d early
2023
12 d early
2022
42 d early
2021
34 d early
2020
37 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €405,093 ▲71.7%
Key points
- Positive: Among the best 5% on net resultsector median €37,570 · 14,010 companies €272,643 View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €272,643 8 years View
- Caution: Result fell in 2025from €405,093 to €272,643 ▼ 32.7% View
By topic
Timeline
- Events
- 11
- Since
- 2017
- Next accounts
- by 31-07-2027
- 01-07-2026Annual accounts filed
- 10-07-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 16-01-1991
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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