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FISC.CO.GEST.BE

Active
Private limited company (pre-2019)founded 1993active for 33 yearsPaardenmarktstraat 108, 3080 Tervuren, BelgiumKBO/BCE: BE 0449.044.573

From the official registers: KBO 32 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FISC.CO.GEST.BE has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,246 and a net result of €4,102. Equity has been growing by about 50% per year since 2018. Its solvency ranks better than 42% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 18-01-1993 Normal situation
Activity
Computer programming NACE 62100
Establishment unit
2.195.221.054 3080 Tervuren, since 15-01-2010
Financial year end
31 December
Peppol
Reachable since 27-02-2026

Board and ownership

Board
  • ELINCKX BrigitteDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€14,066
▲ 5.8%
Turnover
≈ €76,000
estimated
Profit
€4,102
▲ 12.9%
Equity
€15,246
▲ 36.8%
Total assets
€29,836
▼ 22.1%
Filed on 10-06-2026, 51 days before the deadlinePDF
Score breakdownraises risk1 of the last 3 accounts latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €29,836Liquidity: current ratio 2.02, cash €4,070, halvedShow the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 76+22
equity 51.1% of total assets
Liquidity 43-9
short-term debt 48.9% · cash 13.6%
Profitability 86+5
return on assets 13.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,908 companies, NACE 62, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025highest value 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.02 (1.45 in 2024), above the usual 1.5. Short-term debt is 48.9% and cash 13.6% of total assets. 48.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 44% of them on solvency, 18% on liquidity, 48% on profitability and 74% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €29,836
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.02, cash €4,070, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 days early
2024
31 days late
2023
33 days early
2022
38 days late
2021
66 days late
2020
17 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 63 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 4th oldest company in Tervuren, Telecoms and IT sectorin the Checked rankings No. 4 View

Comparable companies

These companies have the same main activity as FISC.CO.GEST.BE: computer programming (NACE 62100). They are comparable in size and age: total assets between €25,200 and €43,600, founded between 1988 and 2000.

CompanyTotal assetsGross margin
FISC.CO.GEST.BE Tervuren€29,836€14,066
SOFTCONSULT Brecht€25,237€12,811
L'INFLUX INFORMATIQUE Ganshoren€35,456€11,066
SYSTEM ENGINEERING GROUP Schaarbeek€34,606€10,964
HACCON BELGIUM Kontich€30,407€16,442
GARANCE MONSERRAT INFORMATIQUE Vorst€27,863€19,465
SYSINFOR Elsene€43,578€14,156
Full comparison

Documents

Annual accounts at the NBB

All 32 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about FISC.CO.GEST.BE

What is the company number of FISC.CO.GEST.BE?
The company number of FISC.CO.GEST.BE is 0449.044.573. The VAT number is the same number with BE in front: BE 0449.044.573.
Where is FISC.CO.GEST.BE based?
The registered office is at Paardenmarktstraat 108, 3080 Tervuren.Company details
What does FISC.CO.GEST.BE do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of FISC.CO.GEST.BE?
The legal form of FISC.CO.GEST.BE is Private limited company (pre-2019) (BVBA).
When was FISC.CO.GEST.BE founded?
FISC.CO.GEST.BE was founded on 18-01-1993.
Is FISC.CO.GEST.BE still active?
Yes, FISC.CO.GEST.BE is an active enterprise in the KBO register.
What is the turnover of FISC.CO.GEST.BE?
The turnover in financial year 2025 is ≈ €76,000. This figure is estimated from the gross margin of €14,066 and 53 comparable companies (NACE 62100). It probably lies between €41,000 and €150,000. It is a rough estimate.Financials
Is FISC.CO.GEST.BE profitable?
In financial year 2025, FISC.CO.GEST.BE made a profit of €4,102.
Where can I find the annual accounts of FISC.CO.GEST.BE?
FISC.CO.GEST.BE filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of FISC.CO.GEST.BE due?
FISC.CO.GEST.BE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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