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FISC - AL

Active
Private limited companyfounded 200323 yrs activeTienne Stricheaux(J.-S.) 61, 1370 Jodoigne, BelgiumKBO/BCE: BE 0479.332.131
Summary

FISC - AL has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,550 and a net result of €4,654. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 16% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
FISC - ALActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74121
1 site
Size
€49,270total assets 2025
Equity
€6,550
Profit
€4,654
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 49 d early0 of 3 deeds read
Why 92- 1 of the last 3 late- Equity €6,550 (13.3% of total assets)+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €49,270Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 32% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 38+10
equity 13.3% of total assets
Liquidity 59+17
short-term debt 68.3% · cash 36.2%
Profitability 81+71
return on assets 9.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,768 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +17.9% vs 02-2025 04-2025: 0.1%▲ +3.8% vs 03-2025 05-2025: 0.1%▼ -3.7% vs 04-2025 06-2025: 0.1%▲ +2.5% vs 05-2025 07-2025: 0.1%▲ +34.6% vs 06-2025 08-2025: < 0.1%▼ -56.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%▲ +213% vs 01-2026 03-2026: 0.2%▲ +16.0% vs 02-2026 04-2026: 0.2%▲ +0.6% vs 03-2026highest value 05-2026: 0.2%▼ -2.3% vs 04-2026 06-2026: 0.2%▼ -5.3% vs 05-2026 07-2026: 0.1%▼ -65.4% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • 1 of the last 3 late raises the probability
  • Size: total assets €49,270 lowers the probability for this profile
  • Equity €6,550 (13.3% of total assets) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.83 in 2023; short-term debt: 68.3% and cash: 36.2% of total assets), and 86.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 17%, liquidity 45%, profitability 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €49,270
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €6,550 (13.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 14009 sector peers (2025).
NBB · sector comparison
Position among 14009 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
49 d early
2024
7 d early
2023
on the day
2022
19 d early
2021
2 d early
2020
37 d early
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Back to profitnet €4,654

Key points

  • Caution: Among the weakest 11% on equitysector median €88,567 · 14,013 companies €6,550 View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • Total assets 20256 fiscal years filed €49,270 View

By topic

Financials

Fiscal year
2025
Total assets
€49,270
Profit
€4,654
Solvency
13.3%
Total assets▼ 22.7%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 12-06-2026Annual accounts filed
  2. 06-01-2026Annual accounts filed
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
16-01-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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