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FIRST HOME

Active
Private limited companyfounded 201115 yrs activeKersbeeklaan 308, 1180 Ukkel, BelgiumKBO/BCE: BE 0833.142.205

FIRST HOME has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1k and a net result of €-2k. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
45 / 100
Fair▼ -17 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency28▼-72
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.23 against 3.43 in 2023), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
18.4%
Return on assets
-39.9%
Age of the figures
20 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€2k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9520 sector peers (2024).
NBB · sector comparison
Position among 9520 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
47 d early
2022
34 d early
2021
20 d early
2020
32 d early
2019
30 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-2k▲ 51.8%
2023 · €-5k
2018: €-3k 2019: €183 2020: €2k 2021: €-697 2022: €1k 2023: €-5k
2018 → 2024
Working capital
€1k▼ 68.4%
2023 · €4k
2018: €6k 2019: €6k 2020: €8k 2021: €7k 2022: €9k 2023: €4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€8k-€7k▼ 8.7%€9k▲ 18.0%€4k▼ 58.7%€1k▼ 68.4%
Operating result€2k-€-513€1k€-5k€-2k▲ 54.3%
Net result€2k-€-697€1k€-5k€-2k▲ 51.8%
Result per fiscal year
Operating resultNet result
€-6k€-4k€-2k€0€2kOperating result 2020: €2k€2kNet result 2020: €2k€2kOperating result 2021: €-513€-513Net result 2021: €-697€-697Operating result 2022: €1k€1kNet result 2022: €1k€1kOperating result 2023: €-5k€-5kNet result 2023: €-5k€-5kOperating result 2024: €-2k€-2kNet result 2024: €-2k€-2k20202021202220232024
The operating result stays negative: a loss of €2k in 2024 against €5k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €6k
Equity €1k▼ 68.4%
Debt €5k▲ 240%
The debt ratio rises from 29.2% to 81.6%: debt grows while equity shrinks.
Key figures and ratios
2024 value · change against 2023
Solvency
18.4%
2023 · 70.8%
Current ratio
1.23
2023 · 3.43
Quick ratio
1.23
2023 · 3.43
Debt / equity
4.44
2023 · 0.41
ROE
-216.8%
2023 · -141.9%
ROA
-39.9%
2023 · -100.6%
Debt
€5k
2023 · €1k
Debt ≤ 1 year
€5k
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€5k€6k
Current assets29/58€5k€6k
Amounts receivable within one year40/41€3k€3k
Trade receivables40€1k€1k
Other amounts receivable41€2k€2k
Cash at bank and in hand54/58€2k€3k
Equity and liabilities
Total equity and liabilities10/49€5k€6k
Equity10/15€4k€1k
Contributions10/11€6k€6k=
Reserves13€620€620=
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Profit (loss) carried forward14€-3k€-6k
Amounts payable17/49€1k€5k
Amounts payable within one year42/48€1k€5k
Trade debts44€352€4k
Suppliers440/4€352€4k
Taxes, remuneration and social security45-€291
Taxes450/3-€291
Other amounts payable47/48€1k€484
Income statement Code20232024
Other operating charges640/8€923-
Gross operating margin9900€-4k€-2k
Operating profit (loss)9901€-5k€-2k
Financial charges65/66B€182€208
Recurring financial charges65€182€208
Profit (loss) for the period before taxes9903€-5k€-2k
Profit (loss) for the period9904€-5k€-2k
Profit (loss) for the period to be appropriated9905€-5k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-6k
Profit (loss) brought forward from the previous period14P€2k€-3k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-5k ▼484%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
11-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Highest result since 2018net €2k ▲794%
Operating result €2k, net result €2k, both a record.
01-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Back to profitnet €183
Net result €183 after one loss-making year.
24-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
26-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
23-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kersbeeklaan 3081180 Ukkel
Ground area
1,849 m²
Building footprint
823 m²
Volume, LiDAR
4,549 m³
2 parcels, Brussels, Wallonia · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de l'Artisanat 8 C, 1420 Braine-l'Alleud
Agents in non-specialised wholesale trade
since 20112.196.406.038
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25014N1186/00A000 Wallonia 1,507 m² 1 · 725 m² 8.6 m · 2 fl.
21616G0030/00T016 Brussels 342 m² 1 · 99 m² 13.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 1,107 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-01-2011
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
46190Agents in non-specialised wholesale trade
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.