Firmamentum Fidum
ActiveFor Firmamentum Fidum, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €3.46M and a net result of €779k. Equity is growing by ~11.3% per year across the filed fiscal years. The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2020
Profitability91▲+15
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
80.8%
Return on assets
18.2%
Age of the figures
53 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-04-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-04-2024 close30-11-2024 deadline23-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2023 was due by 30-11-2023 and was filed on 27-11-2023, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
3 d early
2022
10 d early
2021
1 d early
2020
1 d early
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2022, abbreviated schema
Equity
€3.46M▲ 15.2%
2020 · €3.01M
2019: €2.44M
2020: €3.01M
2019 → 2022
Total assets
€4.29M▲ 16.4%
2020 · €3.68M
2019: €3.05M
2020: €3.68M
2019 → 2022
Net result
€779k▲ 37.6%
2020 · €566k
2019: €505k
2020: €566k
2019 → 2022
Working capital
€2.35M▲ 9.5%
2020 · €2.15M
2019: €1.78M
2020: €2.15M
2019 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line201920202022Trend
Equity€2.44M-€3.01M▲ 23.2%€3.46M▲ 15.2%
Operating result€721k-€848k▲ 17.5%€1.26M▲ 48.6%
Net result€505k-€566k▲ 12.0%€779k▲ 37.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €1.26M in 2022, compared with €848k in 2020. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2022 in colour, 2020 as the grey bar beneath
Assets €4.29M
Fixed assets
€1.14M▲ 31.0%
Current assets
€3.15M▲ 11.9%
Equity and liabilities €4.29M
Equity
€3.46M▲ 15.2%
Debt
€824k▲ 21.6%
The debt ratio rises from 18.4% to 19.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.30M▲
2020 · €906k
Cash flow
€817k▲
2020 · €624k
Solvency
80.8%▼
2020 · 81.6%
Current ratio
3.94▼
2020 · 4.21
Quick ratio
3.94▼
2020 · 4.21
Debt / equity
0.24
ROE
22.5%▲
2020 · 18.8%
ROA
18.2%▲
2020 · 15.4%
Interest coverage
46.27
Debt
€824k▲
2020 · €678k
Debt ≤ 1 year
€799k▲
2020 · €669k
Income taxes
€475k▲
2020 · €287k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2020
Balance sheet
Code20202022
Assets
Total assets20/58€3.68M€4.29M▲
Fixed assets21/28€870k€1.14M▲
Tangible fixed assets22/27€595k€845k▲
Furniture and vehicles24-€241k
Other tangible fixed assets26-€604k
Financial fixed assets28€275k€294k▲
Current assets29/58€2.81M€3.15M▲
Amounts receivable within one year40/41€899k€665k▼
Other amounts receivable41-€665k
Current investments50/53€598k€1.27M▲
Cash at bank and in hand54/58€1.31M€1.20M▼
Deferred charges and accrued income490/1-€14k
Equity and liabilities
Total equity and liabilities10/49€3.68M€4.29M▲
Equity10/15€3.01M€3.46M▲
Contributions10/11€30k€30k=
Reserves13€2.98M€3.43M▲
Non-distributable reserves130/1-€3k
Reserves not available under the articles1311-€3k
Distributable reserves133-€3.43M
Amounts payable17/49€678k€824k▲
Amounts payable within one year42/48€669k€799k▲
Trade debts44€719€2k▲
Suppliers440/4-€2k
Taxes, remuneration and social security45-€133k
Taxes450/3-€133k
Other amounts payable47/48-€664k
Accrued charges and deferred income492/3-€25k
Income statement
Code20202022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€39k▼
Other operating charges640/8-€1k
Gross operating margin9900€908k€1.30M▲
Operating profit (loss)9901€848k€1.26M▲
Financial income75/76B-€22k
Recurring financial income75€17k€22k▲
Financial charges65/66B-€28k
Recurring financial charges65€11k€28k▲
Profit (loss) for the period before taxes9903€853k€1.25M▲
Income taxes67/77€287k€475k▲
Profit (loss) for the period9904€566k€779k▲
Transfer from tax-exempt reserves789-€341k
Profit (loss) for the period to be appropriated9905€566k€1.12M▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1.12M
Transfer from equity791/2-€971k
Transfer to equity691/2-€1.12M
To other reserves6921-€1.12M
Profit to be distributed694/7-€971k
Return on contributions (dividend)694-€971k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
21-05
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
20-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-04
Financial
Highest result since 2019net €779k ▲37.6%
Operating result €1.26M, net result €779k, both a record.
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
21-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 3 days late
2017
21-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
26-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
29-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
28-11
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Heirweg 148890 MoorsledeGround area
1,606 m²
Building footprint
399 m²
Volume, LiDAR
1,562 m³
Parcel 36012B0525/00Y000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Oude Heirweg 14, 8890 Moorslede
since 20062.354.308.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012B0525/00Y000 | Flanders | 1,606 m² | 1 · 399 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyFirmamentum FidumBE 0883.300.113
controls
Where this company holds controlthis company sits on their board1
2 locations
Recognitions · licences · registrations
Legal Entity Identifier
254900G40BASOP9ELC79
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Of 5,700 companies in sector 70100 we hold annual accounts for 3,495. 1,308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded04-09-2006
Fiscal year end30-04
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.