Firma Vanbever
ActiveFirma Vanbever has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €663k and a net result of €91k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 28% of 4839 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+2
Solvency51▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.9 in 2024; short-term debt: 54.1% and cash: 8.6% of total assets), and 74.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.5%
Return on assets
3.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €663k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d early
2023
42 d early
2022
55 d early
2021
41 d early
2020
45 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€91k▲ 75.0%
2024 · €52k
2018: €29k
2019: €8k
2020: €-70k
2021: €-386k
2022: €-35k
2023: €222k
2024: €52k
2018 → 2025
Working capital
€-46k▲ 67.5%
2024 · €-140k
2018: €-521k
2019: €-492k
2020: €-538k
2021: €-565k
2022: €-513k
2023: €-301k
2024: €-140k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€333k-€298k▼ 10.4%€520k▲ 74.5%€572k▲ 10.0%€663k▲ 15.9%
Operating result€-372k-€-19k▲ 94.9%€242k€129k▼ 46.6%€137k▲ 6.1%
Net result€-386k-€-35k▲ 91.0%€222k€52k▼ 76.6%€91k▲ 75.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.60M
Fixed assets
€1.24M▼ 5.6%
Current assets
€1.36M▲ 9.5%
Equity and liabilities €2.60M
Equity
€663k▲ 15.9%
Debt
€1.94M▼ 2.4%
The debt ratio falls from 77.6% to 74.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€253k▼
2024 · €405k
Cash flow
€207k▼
2024 · €328k
Solvency
25.5%▲
2024 · 22.4%
Current ratio
0.97▲
2024 · 0.90
Quick ratio
0.41▲
2024 · 0.40
Debt / equity
2.92▼
2024 · 3.47
ROE
13.7%▲
2024 · 9.1%
ROA
3.5%▲
2024 · 2.0%
Interest coverage
25.43▼
2024 · 27.58
Debt
€1.94M▼
2024 · €1.98M
Debt ≤ 1 year
€1.41M▲
2024 · €1.38M
Debt > 1 year
€531k▼
2024 · €600k
Income taxes
€37k▼
2024 · €65k
Staff costs
€660k▲
2024 · €632k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.56M€2.60M▲
Fixed assets21/28€1.31M€1.24M▼
Intangible fixed assets21€19k€14k▼
Tangible fixed assets22/27€349k€280k▼
Land and buildings22€135k€118k▼
Plant, machinery and equipment23€38k€43k▲
Furniture and vehicles24€175k€119k▼
Financial fixed assets28€945k€945k=
Current assets29/58€1.24M€1.36M▲
Stocks and contracts in progress3€685k€786k▲
Stocks30/36€685k€786k▲
Amounts receivable within one year40/41€368k€350k▼
Trade receivables40€359k€350k▼
Other amounts receivable41€9k€0▼
Cash at bank and in hand54/58€183k€224k▲
Deferred charges and accrued income490/1€6k€0▼
Equity and liabilities
Total equity and liabilities10/49€2.56M€2.60M▲
Equity10/15€572k€663k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€208k€208k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€0-
Distributable reserves133€202k€202k=
Profit (loss) carried forward14€301k€392k▲
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€1.98M€1.94M▼
Amounts payable after more than one year17€600k€531k▼
Financial debts170/4€600k€531k▼
Amounts payable within one year42/48€1.38M€1.41M▲
Current portion of amounts payable after more than one year42€81k€70k▼
Trade debts44€548k€605k▲
Suppliers440/4€548k€605k▲
Taxes, remuneration and social security45€95k€91k▼
Taxes450/3€31k€25k▼
Remuneration and social security454/9€64k€66k▲
Other amounts payable47/48€658k€640k▼
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Remuneration, social security and pensions62€632k€660k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€276k€116k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12k€0▼
Other operating charges640/8€140k€122k▼
Non-recurring operating charges66A€50€0▼
Gross operating margin9900€1.19M€1.03M▼
Operating profit (loss)9901€129k€137k▲
Financial income75/76B€975€978▲
Recurring financial income75€975€978▲
Financial charges65/66B€15k€10k▼
Recurring financial charges65€15k€10k▼
Profit (loss) for the period before taxes9903€116k€128k▲
Transfer from deferred taxes780€2k€0▼
Income taxes67/77€65k€37k▼
Profit (loss) for the period9904€52k€91k▲
Transfer from tax-exempt reserves789€4k€0▼
Profit (loss) for the period to be appropriated9905€55k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€301k€392k▲
Profit (loss) brought forward from the previous period14P€246k€301k▲
Social balance
Average headcount (FTE)908711.012.3▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €222k
Net result €222k after 3 loss-making years.
31-12
Financial
Equity above €500kEq €520k ▲74.5%
Equity rises from €298k to €520k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-386k
Net result drops to €-386k, the lowest in the series; recovery starts the following year.
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 45 days late
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verdunstraat 277-2791130 BrusselGround area
1,229 m²
Building footprint
879 m²
Volume, LiDAR
5,151 m³
2 parcels, Brussels · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
NV VANBEVER
since 19862.036.146.004
VANBEVER NV
since 20212.314.437.024
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821A0364/00N002 | Brussels | 736 m² | 1 · 715 m² | 11.3 m · 2 fl. |
| 21816C0077/00W000 | Brussels | 492 m² | 1 · 164 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBrussel2.036.146.004
Brussel2.314.437.024
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Of 1,582 companies in sector 46349 we hold annual accounts for 987. 647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-05-1986
Fiscal year end31-12
Activities, NACEBEL
46349Wholesale of beverages, general range
51340
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.