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Firma Swinkels

Active
Private limited companyfounded 1958active for 67 yearsWolfsdonksesteenweg 123, 2230 Herselt, BelgiumKBO/BCE: BE 0404.197.020
Summary

Firma Swinkels has been active since 1958 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,233 and a net result of -€6,458. Equity has been shrinking by about 9.4% per year since 2018. Its solvency ranks better than 69% of 5,879 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 26-12-1958 Normal situation
Activity
Freight transport by road NACE 49410
Joint committee
140.03 Paritair Subcomité voor het wegvervoer en de logistiek voor rekening van derden · annual accounts 2023
Establishment unit
2.004.625.655 2230 Herselt, since 01-11-1958
Financial year end
31 December
Peppol
Reachable since 30-01-2025

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€168,472
▼ 29.9%
Turnover
≈ €420,000
estimated
Loss
€6,458
Equity
€83,233
▼ 7.2%
Total assets
€145,763
▼ 30.5%
Employees on 31-12-2025
2
=
Filed on 23-07-2026, 8 days before the deadline
Score breakdownraises riskSector: Land transport and transport via pipelines (NACE 49)Liquidity: current ratio 1.73, cash €1,512, halvedLoss of €6,458 (financial year 2025)lowers riskFounded in 1958Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 35% of micro companies in land transport (NACE 49)
Financial strength · tick: 2024
Weak
Solvency 82+14
equity 57.1% of total assets
Liquidity 31-7
short-term debt 42.9% · cash 1.0%
Profitability 13-56
return on assets -4.4%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,099 companies, NACE 49, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.3 percentage points vs 06-2025 08-2025: 0.2%▼ -0.6 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.9%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 0.9%● unchanged vs 08-2026highest value 10-2026: 0.9%● unchanged vs 09-2026highest value 11-2026: 0.9%● unchanged vs 10-2026highest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.73 (1.49 in 2024), above the usual 1.5. Short-term debt is 42.9% and cash 1% of total assets. 42.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 69% of them on solvency, 27% on liquidity, 15% on profitability and 29% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
raises risk · Liquidity: current ratio 1.73, cash €1,512, halved
NBB · annual accounts
lowers risk · Founded in 1958
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €6,458 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
6 days early
2023
6 days early
2022
6 days early
2021
16 days early
2020
1 day early
2019
7 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 2nd oldest company in Herseltin the Checked rankings No. 2 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Resignation: SWINKELS Martine (director)Reappointment: SWINKELS Martine (director)
All 15 events

Comparable companies

These companies have the same main activity as Firma Swinkels: freight transport by road (NACE 49410). They are comparable in size and age: total assets between €105,000 and €245,000, founded between 1963 and 1975.

CompanyTotal assetsGross margin
Firma Swinkels Herselt€145,763€168,472
NEDREA VERVOER Herenthout€161,649€130,576
Transports Schaus-Weber et Compagnie Plombières€154,491€195,753
M.C.V. TRADE Putte€213,626€216,623
Transports internationaux J.M. Rose, Agence en Douane Brussel€166,769€138,187
Transloverde La Louvière€104,757€150,243
MERTENS TRANSPORT Wuustwezel€245,428€120,735
Full comparison

Key facts about Firma Swinkels

What is the company number of Firma Swinkels?
The company number of Firma Swinkels is 0404.197.020. The VAT number is the same number with BE in front: BE 0404.197.020.
Where is Firma Swinkels based?
The registered office is at Wolfsdonksesteenweg 123, 2230 Herselt.Company details
What does Firma Swinkels do?
According to the KBO register, the main activity is freight transport by road (NACE 49410).
What is the legal form of Firma Swinkels?
The legal form of Firma Swinkels is Private limited company (BV).
When was Firma Swinkels founded?
Firma Swinkels was founded on 26-12-1958.
Is Firma Swinkels still active?
Yes, Firma Swinkels is an active enterprise in the KBO register.
How many employees does Firma Swinkels have?
Firma Swinkels had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Firma Swinkels fall under?
In its 2023 annual accounts, Firma Swinkels states joint committee 140.03 (Paritair Subcomité voor het wegvervoer en de logistiek voor rekening van derden).
What is the turnover of Firma Swinkels?
The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €168,472 and 65 comparable companies (NACE 49410). It probably lies between €370,000 and €580,000.
Is Firma Swinkels profitable?
In financial year 2025, Firma Swinkels made a loss of €6,458.
Where can I find the annual accounts of Firma Swinkels?
Firma Swinkels filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Firma Swinkels due?
Firma Swinkels must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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