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FIRMA SPOLSPOEL

Active
Private limited companyfounded 1968active for 58 yearsBeaulieustraat 6, 1830 Machelen (Brab.), BelgiumKBO/BCE: BE 0400.702.545
Summary

FIRMA SPOLSPOEL has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267,963 and a net result of €6,796. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 72% of 2,787 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
FIRMA SPOLSPOELActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001Joinery installation NACE 43320
1 site
Size
≈ €1.6mturnover 2025, estimated
Staff
11.4 FTE
Equity
€267,963
Profit
€6,796
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Largest shareholder
GMBBK · 50%
2025 accounts on time1 of 3 deeds summarised
Why 95raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.51, cash €238,682Founded in 1968Equity €267,963 (60.5% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 41, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 86-2
equity 60.5% of total assets
Liquidity 82+13
short-term debt 38.6% · cash 53.9%
Profitability 67+22
return on assets 1.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (912 companies, NACE 41, small)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.1%▼ -0.1 percentage points vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.51, compared with 2.61 in 2024, above the usual 1.5; short-term debt: 38.6% and cash: 53.9% of total assets), and 39.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 81% on solvency, 95% on liquidity, 55% on profitability and 22% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.51, cash €238,682
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 1968
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €267,963 (60.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
5 days late
2023
1 day early
2022
28 days late
2021
30 days late
2020
3 days late
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Back to profitnet €154

Key points

  • Among the largest 15% on gross marginsector median €133,508 · 2,782 companies €729,028 View
  • Active since 1968founded 01-01-1968 58 years View
  • Board3 directors in office 3 View

By topic

Financials

Financial year
2025
Total assets
€442,835
Profit
€6,796
Solvency
60.5%
Total assets▼ 4.7%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
Largest shareholder
GMBBK · 50%
  • DE WILDER GregorDirector
  • DE WILDER KrisDirector
  • SPOLSPOEL ChristianDirector
Go to Board & ownership

Timeline

Events
53
Since
1978
Next accounts
by 31-07-2027
  1. 30-07-2024Annual accounts filed
  2. 04-01-2024Resignations: SPOLSPOEL Christian, DE WILDER Gregor and…
  3. 28-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
01-01-1968
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Annual meeting
Second Monday of May at 18:00
Purpose
“Constructie- en ijzerbewerking,en algemene bouwwerken; Groot- en kleinhandel in…” (deed in Dutch)
Go to Articles of association

Key facts about FIRMA SPOLSPOEL

What is the company number of FIRMA SPOLSPOEL?
0400.702.545. In Belgium the VAT number is the company number with BE in front: BE 0400.702.545.
Where is FIRMA SPOLSPOEL based?
The registered office is at Beaulieustraat 6, 1830 Machelen (Brab.).Company details
What does FIRMA SPOLSPOEL do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of FIRMA SPOLSPOEL?
Private limited company (BV).
When was FIRMA SPOLSPOEL founded?
On 01-01-1968.
Is FIRMA SPOLSPOEL still active?
Yes, FIRMA SPOLSPOEL is an active enterprise in the KBO register.
How many employees does FIRMA SPOLSPOEL have?
On average 11.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FIRMA SPOLSPOEL?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is FIRMA SPOLSPOEL profitable?
In financial year 2025, FIRMA SPOLSPOEL made a profit of €6,796.
Where can I find the annual accounts of FIRMA SPOLSPOEL?
FIRMA SPOLSPOEL filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FIRMA SPOLSPOEL due?
By 31-07-2027, for financial year 2026.Timeline

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